*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Niva Bupa (Formerly known as Max Bupa) ReAssure Family Floater is a comprehensive policy under Niva Bupa (Formerly known as Max Bupa) Health Insurance that delivers extensive medical coverage to the entire family in a single policy. The policy provides a host of benefits with a large sum insured range of up to Rs 1 crore with reassurance at every step. Thus, the insured is assured of a seamless claim settlement with unlimited reinstatement of the sum insured and booster benefit that double it in two claim-free years.
|Coverage Type||Individual/Family Floater|
|Sum Insured||Rs 3 lakh to Rs 1 crore|
|Live Health Benefits||30% savings on premium|
Some of the significant benefits of the Niva Bupa (Formerly known as Max Bupa) ReAssure Family Floater policy are:
The minimum eligibility conditions to buy the Niva Bupa (Formerly known as Max Bupa) ReAssure Family Floater plan are:
|Minimum Entry Age||18 years|
|Maximum Entry Age||Adult: 65 yearsLifelong Renewal|
|Number of people covered||Max 6 members in various family combinations; Son and daughter are not eligible for the family floater policy.|
The coverage has been thoughtfully designed to keep the insured secure and comfortable during hospitalization. Anyone looking to buy the Niva Bupa (Formerly known as Max Bupa) ReAssure Family Floater plan can look through the following coverage:
It is essential to know about the exclusions when deciding to buy Niva Bupa (Formerly known as Max Bupa) ReAssure Family Floater Health Insurance to raise flawless claims:
These are wide-ranging situations and medical conditions for which no coverage is available in the plan. For example, intentional self-injury, OPD treatment, maternity expenses, etc. The insured must consult the policy document to know about them in detail.
Under IRDAI provisions, every insurer is mandated to provide a free look period. The Niva Bupa (Formerly known as Max Bupa) ReAssure Family Floater Insurance Policy offers 15 days to review and cancel the plan if the terms are not acceptable. The period is extended to 30 days if a 3-year plan has been purchased through distance marketing.
Ans: The Booster Benefit enhances the sum insured by 50% at renewal, following a claim-free year, subject to a maximum of 100%. Thus, the sum insured doubles in two consecutive claim-free years.
Ans: The sum insured is reinstated after the first claim is settled so that the insured is never short of cover. The reinstatement is unlimited in a policy year, regardless of the number of claims.
Ans: The insured can avail of cashless treatment in over 7400+ network hospitals. The claim is settled in 30 minutes by the in-house team. The insured can also lodge reimbursement claims online as per the defined procedure.
Ans: The insured gets the benefit of lifelong renewal under the Niva Bupa (Formerly known as Max Bupa) ReAssure Family Floater plan regardless of the health status and claim experience. The sum insured can be enhanced as per the choice of the insured for additional coverage. However, the premium goes upward with the increasing age.
Ans: Few robotic surgeries cover is limited to a maximum of Rs 1 Lakh.
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