Max Bupa Reassure Family Floater Plan

Max Bupa Reassure Family Floater policy is a comprehensive policy under Max Bupa health insurance that delivers extensive coverage to the entire family in a single policy.  The policy provides a host of benefits in a large sum insured of Rs 3 crore with reassurance at every step. Thus, the insured is assured of a seamless claim settlement with unlimited reinstatement of sum insured and boosters that double it in two claim-free years.

Max Bupa Reassure Family Floater: Key Highlights

*All savings are as per the IRDAI’s approval. Standard T&C apply

Coverage Offered

The coverage has been thoughtfully designed to keep the insured secure and comfortable during hospitalization. Anyone looking to buy Max Bupa Reassure Family Floater can look through the following:

• Expenses for Hospitalization:
• In-patient Treatment
• Pre-and Post-Hospitalization: Covers medical expenses for 60 and 180 days, before and after hospital treatment, respectively
• Day Care Treatment. The plan indemnifies expenses incurred for hospital procedures consuming two or more hours.
• Living Donor Organ Transplant
• Alternative Treatments
• Modern Treatments
• Expenses Beyond Hospitalization:
• Domiciliary and Homecare Treatment
• Emergency evacuation covering expenses for ambulances on the road with a limit of Rs 2000 and by air up to sum insured
• Option to seek a second medical opinion
• Health Check-up from day one

Inclusions of the Plan

The following coverage are included under this Max Bupa health insurance plan:

• Savings Options: The policy provides opportunities to save the premium for the following:
• Family of 2 or more members
• If the applicant is a doctor
• Policy term of 2 or 3 years
• A standing instruction for auto-debit of the premium

• Optional Covers:
• Personal Accident
• Hospital Cash
• Safeguard

Exclusions of the Plan

It is essential to know about the exclusions to raise flawless claims when deciding to buy Max Bupa Health Insurance.

• Waiting Periods:
• Inception: No claim for illness other than injury is admired during the first 30 days.
• Specific conditions: The cover is not available for specifically listed treatments during the first 24 months.
• Pre-existing Medical Conditions: Indemnity for the conditions is available after the expiry of 36 months.

• Permanent Exclusions: These are wide-ranging situations and conditions for which no coverage is available in the plan. The insured must consult the policy document to know about them in detail and their implications.

Features & Benefits of the Max Bupa Reassure Family Floater

It is vital information that influences the decision to buy Max Bupa Reassure Family Floater. Some of the significant benefits of the policy are:

• Sum Insured: The sum insured under this policy ranges from Rs 3 Lakh to Rs 1 Crore.
• Purchase Options: The policy can be procured in several ways, including Online Max Bupa Reassure Family Floater.
• Flexible Policy Term: One can choose policy terms of 1, 2, and 3 years depending on individual preference.
• In-built Benefits: The initial waiting period has been reduced to 15 days for all COVID-19 related hospitalization.
• Tax Benefit: The premium paid for the Max Bupa Reassure Family Floater Insurance Policy is tax-exempt under Section 80D of the Income Tax Act, 1961, subject to applicable limits.

Eligibility Criteria

The minimum eligibility conditions to buy this plan are:

Cancellation Terms of the Policy

Under IRDAI provisions, every insurer is mandated to provide a free look period. The Max Bupa Reassure Family Floater Insurance Policy offers 15 days to review and cancel the plan if the terms are not acceptable. The period is extended to 30 days for sourcing the plan through Distant Marketing.