Max Bupa Health Companion Family Floater Plan

Max Bupa Health Companion family floater is a comprehensive and affordable plan. It is designed for individuals and nuclear families consisting of you, up to 4 children and your spouse. It offers a direct settlement of claims, cashless hospitalization, and lifelong renewal of health insurance plans. The policy comes in 3 variants and the sum insured ranged from INR 3 lakhs to 1 crore.

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Max Bupa Health Companion Family Floater Plan

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
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    Sum Insured Amount:

    Sum Insured Options Variant 1: INR 3 Lakhs & INR 4 Lakhs

    Top Up Options with Annual Aggregate Deductible Option:

    •  INR 1 Lakh, INR 2 Lakhs, INR 3 Lakhs, INR 4 Lakhs, INR 5 Lakhs & INR 10 Lakhs, INR 15 lakhs, INR 20 lakhs, INR 30 lakhs, and INR 50 lakhs.
    • Sum Insured Options Variant 2:  INR 5 Lakhs, 7.5 Lakhs, 10 Lakhs & INR 12.5 Lakhs
    • Top Up with Annual Aggregate Deductible Option: INR 1 Lakh, INR 2 Lakhs, INR 3 Lakhs, INR 4 Lakhs, INR 5 Lakhs & INR 10 Lakhs
    • Sum Insured Options Variant 3: Sum Insured Options: INR 15 Lakhs, 20 Lakhs, 30 Lakhs, 50 Lakhs & INR 1 Crore
    • Top Up with Annual Aggregate Deductible Option: INR 1 Lakhs, 2 Lakhs, 3 Lakhs, 4 Lakhs, 5 Lakhs & INR 10 Lakhs

    Features of Max Bupa Health Companion Family Floater Plan

    The plan comes with the following benefits:

    • No age limit
    • Tax benefits
    • Lifetime policy renewal
    • Direct claim settlement
    • Cashless treatment
    • Free look period

    In-Patient Care Expenses

    The cost of medical treatment is paid off when you or any of your insured family members get hospitalized for the treatment. Following expenses are reimbursed/paid:

    • Option to buy a 2-year policy term
    • Hospital accommodation pre & post-hospitalization expenses
    • Refill benefit
    • All day care treatment costs
    • Alternative treatments
    • Renewal benefit
    • Emergency ambulance expenses
    • Organ transplantation costs
    • Optional hospital cash
    • Domiciliary treatment cost
    • Vaccination expenses after an animal bite

    Coverage under Variant 1, Variant 2 and Variant 3

    Coverage Variant 1 Variant 2 Variant 3
    In-patient care (hospitalization) For you and your family members For you and your family members For you and your family members
    Hospital accommodation All types of hospital rooms without capping (except above room category or suite) All types of hospital rooms without capping (except above room category or suite) All types of hospital rooms without capping (except above room category or suite)
    Pre & post-hospitalization expenses 30 days pre-hosp.60 days post-hosp 30 days pre-hosp.60 days post-hosp 30 days pre-hosp.60 days post-hosp
    All day care treatments covered Covered Covered Covered
    Refill benefit Covered Covered Covered
    Alternative treatments AYUSH treatment up to the base sum insured AYUSH treatment up to the base sum insured AYUSH treatment up to the base sum insured
    Renewal benefit NCB 20%Health Check-up once every2 years NCB 20%Annual Health Check-up NCB 20%Annual Health Check-up
    2 year policy tenure option 12.5% discount 12.5% discount 12.5% discount
    Emergency ambulances Up to INR 3,000 Up to INR 3,000 Up to INR 3,000
    Organ transplant Covered Covered Covered
    Domiciliary treatment Covered Covered Covered
    Vaccination in case of animal bite Reimbursement up to Rs. 2500 for OPD treatment Reimbursement up to Rs. 5000 for OPD treatment Reimbursement up to Rs. 7500 for OPD treatment
    Hospital cash (optional) Rs. 1000 Rs. 2000 Rs.4000

    Exclusions of Max Bupa Health Companion Family Floater Plan

    The plan doesn’t cover the following medical expenses:

    • Ancillary Hospital Charges
    • Circumcision
    • Artificial life maintenance
    • Behavioral, Neurodegenerative and Neurodevelopmental Disorders
    • Alternative & Complementary Medicine
    • Conflict and Disasters
    • Hazardous Activities
    • Reconstructive and Cosmetic Surgery
    • External Congenital Anomaly
    • Rehabilitation & Convalescence
    • Dental treatment expenses
    • HIV, and AIDS related expenses
    • Eyesight & Optical Services
    • Experimental/Investigational or Unproven Treatment
    • Weight Control Programs
    • Unjustifiable hospitalization
    • Inconsistent diagnostic procedures
    • Non-medical expenses
    • Psychiatric and mental conditions
    • Off- label drug or treatment
    • Treatment received outside India
    • OPD treatment costs
    • Menopause and puberty related problems
    • Sleep disorders
    • Sexually transmitted diseases
    • Reproductive medicines or treatment method
    • LASER treatment, Robotic Assisted Surgery, & Light-based treatment
    • Substance-related and addictive disorders
    • Unlawful activities
    • Unrecognized physician or hospital

    Claim Process of Max Bupa Health Companion Family Floater Plan

    Choose a hospital that is in your vicinity from the list of Max Bupa network hospitals. It is suggested that you pick a hospital before 72 hours of the treatment.  To ease the identification process you need to carry the following documents:

    • Max Bupa Health Insurance Card or Policy Number
    • Voters' Card
    • Passport
    • Driver's License
    • PAN Card

    The network hospital will carry out the validation process and will submit you pre-authorization process to the insurer. The decision will be communicated to the network hospital within 30 minutes in most of the cases.

    You can start with the treatment and after getting discharged you can sign all the forms, documents, and invoices. To ease the hospitalization procedure the insurer will assign a relationship manager to take you through the process. The insurer will pay off the hospital for all the pre-approved treatments (as per policy T&C).

    Claim Process for Max Bupa Health Companion Family Floater Plan for International Treatment

    You can select a network hospital and call at their International helpline number as mentioned in the policy documents. To facilitate the identification process and hospital admission process you need to furnish the listed documents:

    • Name of the policyholder/customer
    • Customer I.D
    • Policy number
    • Age Proof
    • Photo I.D proof
    • All the medical records
    • Contact number
    • Email ID
    • Diagnosis with medical investigation reports
    • Surgery/treatment advised by the treating doctor
    • Preferred date options for the treatment
    • Preferred hospital and country for the treatment

    Max Bupa’s international claim team will give you a reference number after you have filed a claim. Once all the documents are approved and the claim is processed, our dedicated International claim team will take you through the international cashless hospitalization. Their health experts shall also monitor your health while you are undergoing treatment in one of the best international hospitals.

    Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

    Max Bupa Health Companion Family Floater Plan Reviews & Ratings

    / 5 (Based on 7 Reviews)
    (Showing Newest 7 reviews)
    Parul
    Punjab, August 02, 2021
    Inexpensive term plan
    My friend is 30 year old and I am 25 years old and noticed a difference in our term plan price. I visited Policybazaar and read some blogs there. I found out that term plans are cheaper if you buy at young age. I am glad to buy this plan at the right time.
    Amrita
    Chail, August 02, 2021
    Tax savings
    I recently bought a term insurance policy from the website of Policybazaar. My plan has amazing features and some additional benefits due to an addon. The best part is I can also enjoy a tax rebate. I am so glad to buy this plan.
    Pratap
    Niwari, August 02, 2021
    Purchased Online
    My friend asked me to buy a term insurance plan online as it is cheaper and more convenient. I visited the website of Policybazaar and bought a term policy which offers great benefits at cheap rates. My online experience has been great. Thank you team.
    Anurag
    Modinagar, August 02, 2021
    Protection against COVID
    The pandemic had me worrying about the future of my family in my absence. I have been searching for a pure insurance policy to safeguard my family against any eventuality. With the help of Policybazaar now I my family is secure as a bought a specialized term plan made to help family of the policyholder.
    Kashish
    Meerut, August 02, 2021
    Best customer service
    I did not understand much about insurance but I knew one thing that I needed to secure the future of my family. I took help from the team of Policybazaar and they suggested me what would be best for me. I am happy with my plan. Thank you so much team.
    Komal
    Palwal, August 02, 2021
    Huge coverage
    I recently bought a term plan from the website of Policybazaar and I am happy with the product. I got a higher coverage term plan with additional benefits and at cost effective price. Now I am worry free for the future security of my family in my absence. Thanks.
    Harisha
    Gurgaon, August 02, 2021
    Quick to buy
    My friend suggested me to buy a term insurance plan online. I visited the website of Policybazaar and it took me about half an hour or maybe less to buy the plan online. The experience was smooth and I am happy with my plan. Kudos team.

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