Niva Bupa (Formerly known as Max Bupa) Health Companion Family Floater Plan

(160 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Niva Bupa (Formerly known as Max Bupa) Health Companion Family Floater Plan

      Niva Bupa (Formerly known as Max Bupa) Health Companion family floater is a comprehensive and affordable plan. It is designed for individuals and nuclear families consisting of you, up to 4 children and your spouse. It offers a direct settlement of claims, cashless hospitalization, and lifelong renewal of health insurance plans. The policy comes in 3 variants and the sum insured ranged from INR 3 lakhs to 1 crore.

      Read More

      Sum Insured Amount:

      Sum Insured Options Variant 1: INR 3 Lakhs & INR 4 Lakhs

      Top Up Options with Annual Aggregate Deductible Option:

      •  INR 1 Lakh, INR 2 Lakhs, INR 3 Lakhs, INR 4 Lakhs, INR 5 Lakhs & INR 10 Lakhs, INR 15 lakhs, INR 20 lakhs, INR 30 lakhs, and INR 50 lakhs.
      • Sum Insured Options Variant 2:  INR 5 Lakhs, 7.5 Lakhs, 10 Lakhs & INR 12.5 Lakhs
      • Top Up with Annual Aggregate Deductible Option: INR 1 Lakh, INR 2 Lakhs, INR 3 Lakhs, INR 4 Lakhs, INR 5 Lakhs & INR 10 Lakhs
      • Sum Insured Options Variant 3: Sum Insured Options: INR 15 Lakhs, 20 Lakhs, 30 Lakhs, 50 Lakhs & INR 1 Crore
      • Top Up with Annual Aggregate Deductible Option: INR 1 Lakhs, 2 Lakhs, 3 Lakhs, 4 Lakhs, 5 Lakhs & INR 10 Lakhs

      Features of Niva Bupa (Formerly known as Max Bupa) Health Companion Family Floater Plan

      The plan comes with the following benefits:

      • No age limit
      • Tax benefits
      • Lifetime policy renewal
      • Direct claim settlement
      • Cashless treatment
      • Free look period

      In-Patient Care Expenses

      The cost of medical treatment is paid off when you or any of your insured family members get hospitalized for the treatment. Following expenses are reimbursed/paid:

      • Option to buy a 2-year policy term
      • Hospital accommodation pre & post-hospitalization expenses
      • Refill benefit
      • All day care treatment costs
      • Alternative treatments
      • Renewal benefit
      • Emergency ambulance expenses
      • Organ transplantation costs
      • Optional hospital cash
      • Domiciliary treatment cost
      • Vaccination expenses after an animal bite

      Coverage under Variant 1, Variant 2 and Variant 3

      Coverage Variant 1 Variant 2 Variant 3
      In-patient care (hospitalization) For you and your family members For you and your family members For you and your family members
      Hospital accommodation All types of hospital rooms without capping (except above room category or suite) All types of hospital rooms without capping (except above room category or suite) All types of hospital rooms without capping (except above room category or suite)
      Pre & post-hospitalization expenses 30 days pre-hosp.60 days post-hosp 30 days pre-hosp.60 days post-hosp 30 days pre-hosp.60 days post-hosp
      All day care treatments covered Covered Covered Covered
      Refill benefit Covered Covered Covered
      Alternative treatments AYUSH treatment up to the base sum insured AYUSH treatment up to the base sum insured AYUSH treatment up to the base sum insured
      Renewal benefit NCB 20%Health Check-up once every2 years NCB 20%Annual Health Check-up NCB 20%Annual Health Check-up
      2 year policy tenure option 12.5% discount 12.5% discount 12.5% discount
      Emergency ambulances Up to INR 3,000 Up to INR 3,000 Up to INR 3,000
      Organ transplant Covered Covered Covered
      Domiciliary treatment Covered Covered Covered
      Vaccination in case of animal bite Reimbursement up to Rs. 2500 for OPD treatment Reimbursement up to Rs. 5000 for OPD treatment Reimbursement up to Rs. 7500 for OPD treatment
      Hospital cash (optional) Rs. 1000 Rs. 2000 Rs.4000

      Exclusions of Niva Bupa (Formerly known as Max Bupa) Health Companion Family Floater Plan

      The plan doesn’t cover the following medical expenses:

      • Ancillary Hospital Charges
      • Circumcision
      • Artificial life maintenance
      • Behavioral, Neurodegenerative and Neurodevelopmental Disorders
      • Alternative & Complementary Medicine
      • Conflict and Disasters
      • Hazardous Activities
      • Reconstructive and Cosmetic Surgery
      • External Congenital Anomaly
      • Rehabilitation & Convalescence
      • Dental treatment expenses
      • HIV, and AIDS related expenses
      • Eyesight & Optical Services
      • Experimental/Investigational or Unproven Treatment
      • Weight Control Programs
      • Unjustifiable hospitalization
      • Inconsistent diagnostic procedures
      • Non-medical expenses
      • Psychiatric and mental conditions
      • Off- label drug or treatment
      • Treatment received outside India
      • OPD treatment costs
      • Menopause and puberty related problems
      • Sleep disorders
      • Sexually transmitted diseases
      • Reproductive medicines or treatment method
      • LASER treatment, Robotic Assisted Surgery, & Light-based treatment
      • Substance-related and addictive disorders
      • Unlawful activities
      • Unrecognized physician or hospital

      Claim Process of Niva Bupa (Formerly known as Max Bupa) Health Companion Family Floater Plan

      Choose a hospital that is in your vicinity from the list of Niva Bupa (Formerly known as Max Bupa) network hospitals. It is suggested that you pick a hospital before 72 hours of the treatment.  To ease the identification process you need to carry the following documents:

      • Niva Bupa (Formerly known as Max Bupa) Health Insurance Card or Policy Number
      • Voters' Card
      • Passport
      • Driver's License
      • PAN Card

      The network hospital will carry out the validation process and will submit you pre-authorization process to the insurer. The decision will be communicated to the network hospital within 30 minutes in most of the cases.

      You can start with the treatment and after getting discharged you can sign all the forms, documents, and invoices. To ease the hospitalization procedure the insurer will assign a relationship manager to take you through the process. The insurer will pay off the hospital for all the pre-approved treatments (as per policy T&C).

      Claim Process for Niva Bupa (Formerly known as Max Bupa) Health Companion Family Floater Plan for International Treatment

      You can select a network hospital and call at their International helpline number as mentioned in the policy documents. To facilitate the identification process and hospital admission process you need to furnish the listed documents:

      • Name of the policyholder/customer
      • Customer I.D
      • Policy number
      • Age Proof
      • Photo I.D proof
      • All the medical records
      • Contact number
      • Email ID
      • Diagnosis with medical investigation reports
      • Surgery/treatment advised by the treating doctor
      • Preferred date options for the treatment
      • Preferred hospital and country for the treatment

      Niva Bupa (Formerly known as Max Bupa)’s international claim team will give you a reference number after you have filed a claim. Once all the documents are approved and the claim is processed, our dedicated International claim team will take you through the international cashless hospitalization. Their health experts shall also monitor your health while you are undergoing treatment in one of the best international hospitals.

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      book-home-visit
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does SBI Health Insurance Cover Dental Treatments?

      05 Jun 2024

      SBI General Insurance Company provides comprehensive coverage
      Read more
      Does ICICI Lombard Health Insurance Cover Dental Treatments?

      05 Jun 2024

      ICICI Lombard General Insurance Company offers various health
      Read more
      Does Reliance Health Insurance Cover Dental Treatments?

      04 Jun 2024

      Dental insurance is crucial in safeguarding oral health as it pays
      Read more
      Does HDFC ERGO Health Insurance Cover Dental Treatments?

      22 May 2024

      HDFC ERGO General Insurance Company offers various health
      Read more
      Does Aditya Birla Health Insurance Cover Dental Treatments?

      17 May 2024

      Dental insurance is vital in maintaining oral health by covering
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      10 New IRDAI Health Insurance Guidelines in 2024
      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL