Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual Plan

Health insurance policies offer financial protection to the person insured in case of their unfortunate hospitalization. These policies cover post-hospitalization, domiciliary treatment, pre-hospitalization, and other treatments. Some plans offer a lump sum amount on detecting critical illnesses, and other plans provide a cashless claim. Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual Policy is a health insurance plan covering the related treatments and providing accidental hospitalization cover. It is available in two variants: Classic and Enhanced. The policyholder gets an annual health check-up along with this plan. There are two variants in this plan classic plan and health insurance plan.

Read More

Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual Plan

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get up to 5% discount*
Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual: Key Highlights

    Type

    Individual health insurance plan

    Sum Insured

    Up to Rs 10 lakh

    Tenure

    1 year

    Annual Check-up

    2 years onwards

    Free-look Period

    15 days

    Coverage Offered

    The Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual Policy offers the following coverage:

    • Pre-hospitalization: The plan provides coverage against the treatment cost taken before hospitalization for a maximum of up to 30 days.
    • Post-hospitalization: The plan provides coverage against the treatment cost taken after hospitalization for a maximum of up to 60 days.
    • Hospital Accommodation: This policy covers a per day charge of room rent up to 1% of the sum insured for a single private room for a sum insured below 5 lakh. For the sum insured above 5 lakh, the cost of a room covered is up to the sum insured limit.
    • ICU Charges: For the ICU charges, the plan covers upto 2% of the sum insured for the health insurance cover below Rs 5 lakh. For health insurance coverage of above Rs 5 lakh, there is no limit on ICU charges.
    • Mental Disorders: The plan covers mental disorders treatment up to a sum insured amount with the limit on some disorders.
    • HIV/AIDS: This policy also covers HIV Or AIDS treatment of 10% of the sum insured up to a maximum of Rs 50,000.

    Inclusions of this Plan

    The inclusions of the Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual Policy are:

    Ambulance Cover:  Emergency ambulance is covered in the plan up to Rs 1,500 for sum insured below 5 lakh and up to Rs 2,000 for sum insured above Rs 5 lakh. The plan pays for the ambulance charge per hospitalization of the policyholder.

    In-patient Care: The Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual policy provides coverage against the policyholder's in-patient hospitalization at any network hospitals up to the sum insured limit.

    Day Care Treatment: The plan covers various daycare treatments for which the person insured is hospitalized for less than 24 hours upto the sum insured amount in both variants. 

    Domiciliary Hospitalization: This health insurance claim can include domiciliary hospitalization costs on the doctor's recommendation. It can be up to sum insured due to the unavailability of a bed at a hospital.

    Exclusions of the Plan

    Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual Insurance Policy does not cover illness or injury due to:

    • Circumcision
    • Sleep disorders
    • Unlawful activity
    • Conflict & disaster
    • Hazardous activities
    • Behavioral Disorders
    • Ancillary hospital charges
    • Artificial life maintenance
    • External congenital anomaly
    • Convalescence & rehabilitation
    • Cosmetic and reconstructive surgery
    • Experimental or unproven treatment
    • Substance-related and addictive disorders

    Features and Benefits of the Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual Health Insurance 

    The features and benefits of Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual Health Insurance policy are:

    • Cumulative Bonus: For every claim-free year, Niva Bupa (Formerly known as Max Bupa) Health Insurance increases the sum insured amount by 10% of the coverage amount, which can be up to a maximum of 100%. Further, in the case of a claim, there is no reduction done.
    • Organ Transplant: The policy covers the costs of an organ donor's in-patient transplantation up to the sum insured limit.
    • Renewal: There is no age limit for renewal. Once policyholders buy Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual, they can renew it for a lifetime.
    • Free Health Tests: Niva Bupa (Formerly known as Max Bupa) offers medical check-up to the person insured every year from the second year.
    • Direct Claim Settlement: The Niva Bupa (Formerly known as Max Bupa) Health Insurance plan has a direct claim settlement process, providing a faster settlement of claims.
    • AYUSH Benefits: This policy covers non-allopathic treatments - AYUSH benefits upto a maximum of the sum insured amount.

    Eligibility Criteria

    The policy comes with the following eligibility criteria:

    Minimum Entry Age

    Not Available

    Maximum Entry Age

    Not Available

    Number of people covered

    Single person

    Residential Status

    The policyholder must be a resident or citizen of India.

    Cancellation Terms of the Policy

    If the person insured is dissatisfied with this plan, one can return it. It can be done within 15 days from the commencement date of the policy. All the premiums paid are returned to the policyholder. Certain taxes and stamp duty is deducted before paying the premium; however, no claims have been paid out.

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    Does Health Insurance Cover Monkeypox?

    25 Jul 2022

    Monkeypox is the latest disease to make its way to India while we...
    Read more
    List of Diseases Covered by Bajaj Allianz Health Insurance Plans

    05 Jul 2022

    Barely any person has remained unaffected due to rising health...
    Read more
    Annual Medical Check-ups in Health Insurance

    05 Jul 2022

    Regular health check-ups are important to keep a track of your...
    Read more
    Advantages and Disadvantages of Buying a Health Insurance Policy

    04 Jul 2022

    In India, healthcare is getting expensive with each passing day...
    Read more
    Does Health Insurance Cover Sports & Gym Injuries?

    27 Jun 2022

    Gone are the days when only athletes and professional sports...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    How Senior Citizens can save Tax with Medical Bills u/s 80 D?
    Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance...
    Read more

     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL