*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Health insurance policies offer financial protection to the person insured in case of their unfortunate hospitalization. These policies cover post-hospitalization, domiciliary treatment, pre-hospitalization, and other treatments. Some plans offer a lump sum amount on detecting critical illnesses, and other plans provide a cashless claim. Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual Policy is a health insurance plan covering the related treatments and providing accidental hospitalization cover. It is available in two variants: Classic and Enhanced. The policyholder gets an annual health check-up along with this plan. There are two variants in this plan classic plan and health insurance plan.
Type |
Individual health insurance plan |
Sum Insured |
Up to Rs 10 lakh |
Tenure |
1 year |
Annual Check-up |
2 years onwards |
Free-look Period |
15 days |
The inclusions of the Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual Policy are:
Ambulance Cover: Emergency ambulance is covered in the plan up to Rs 1,500 for sum insured below 5 lakh and up to Rs 2,000 for sum insured above Rs 5 lakh. The plan pays for the ambulance charge per hospitalization of the policyholder.
In-patient Care: The Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual policy provides coverage against the policyholder's in-patient hospitalization at any network hospitals up to the sum insured limit.
Day Care Treatment: The plan covers various daycare treatments for which the person insured is hospitalized for less than 24 hours upto the sum insured amount in both variants.
Domiciliary Hospitalization: This health insurance claim can include domiciliary hospitalization costs on the doctor's recommendation. It can be up to sum insured due to the unavailability of a bed at a hospital.
Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual Insurance Policy does not cover illness or injury due to:
The features and benefits of Niva Bupa (Formerly known as Max Bupa) Health Pulse Individual Health Insurance policy are:
The policy comes with the following eligibility criteria:
Minimum Entry Age |
Not Available |
Maximum Entry Age |
Not Available |
Number of people covered |
Single person |
Residential Status |
The policyholder must be a resident or citizen of India. |
If the person insured is dissatisfied with this plan, one can return it. It can be done within 15 days from the commencement date of the policy. All the premiums paid are returned to the policyholder. Certain taxes and stamp duty is deducted before paying the premium; however, no claims have been paid out.
Ans: Yes, one can buy Niva Bupa (Formerly known as Max Bupa) Health Insurance policies online.
Ans: The sum insured is from Rs 3 lakh to Rs 25 lakh.
Ans: Yes, Pharmacy and Diagnostic Services are covered in this policy.
Ans: Yes, a refill of the sum insured up to 150% is available in the plan.
Ans: There are no-copayments available for the Enhanced plan, while the Classic Plan has up to 20% co-payment available as per conditions.