Niva Bupa (Formerly known as Max Bupa) Hospital Cash Plan

Niva Bupa (Formerly known as Max Bupa) Hospital Cash Plan

Apart from hospital bills, there are various other incidental expenses like attendant lodging, nursing expenses, transportation cost, etc., which form the part of the overall cost incurred. Hospital Cash cover supplements your hospitalization health insurance policy and covers miscellaneous expenses and relieves you from the financial burden.

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Key Features

• Hospital Cash Rs. 4000/Day for a maximum of 45 days of hospitalization
• Double cash benefit in case of ICU hospitalization

Benefits

• You can avail discount on premiums after completing 2 years of policy period.
• Assured policy renewal for life
• Direct claim settlement
• Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.

Policy Details

Sum Insured: Daily cash benefits up to Rs.4000

Coverage type: Individual/Family

Eligibility

• Entry Age for Adults - 18 to 65 years
• Entry Age for Children - 2 to 21 years

Discount: Avail discount of 12.5% on premiums after 2 years of policy period

Additional Features or Riders

• International Cashless facility
• 24x7 helpline facility

Exclusions

• No treatment covered within first 30 days until it is a case of accident/emergency
• Benefits not applicable on pre-existing diseases for 4 years
• Cosmetic, aesthetic, or related treatments will not be covered.
• Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
• Treatments consisting of non-allopathic medicine are not covered under this policy.

Documents Required

Buy the policy by filling up an ‘Application form/ proposal form’ by citing medical details. Then submit it with your address proof. In some cases, there is a need of medical examination, which can be decided on the basis of age of the person and sum insured.