Niva Bupa (Formerly known as Max Bupa) Hospital Cash Plan

Key Features

• Hospital Cash Rs. 4000/Day for a maximum of 45 days of hospitalization
• Double cash benefit in case of ICU hospitalization

Benefits

• You can avail discount on premiums after completing 2 years of policy period.
• Assured policy renewal for life
• Direct claim settlement
• Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.

Policy Details

Sum Insured: Daily cash benefits up to Rs.4000

Coverage type: Individual/Family

Eligibility

• Entry Age for Adults - 18 to 65 years
• Entry Age for Children - 2 to 21 years

Discount: Avail discount of 12.5% on premiums after 2 years of policy period

Additional Features or Riders

• International Cashless facility
• 24x7 helpline facility

Exclusions

• No treatment covered within first 30 days until it is a case of accident/emergency
• Benefits not applicable on pre-existing diseases for 4 years
• Cosmetic, aesthetic, or related treatments will not be covered.
• Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
• Treatments consisting of non-allopathic medicine are not covered under this policy.

Documents Required

Buy the policy by filling up an ‘Application form/ proposal form’ by citing medical details. Then submit it with your address proof. In some cases, there is a need of medical examination, which can be decided on the basis of age of the person and sum insured.