Max Bupa Money Saver Family Floater

Max Bupa Money Saver Family Floater plan covers both Max Bupa's Health Recharge and Health companion and offers more robust protection for your family's health.  This health insurance policy has all the attributes of adequate healthcare and acts as a shield against increasing medical expenses and attribute

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Max Bupa Money Saver Family Floater

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
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    Some of the features of this policy range from personal accident covers, hospital cash to critical illness cover against illness like cancer, organ transplant, kidney failure, etc., depending upon the base sum insured.  

    Max Bupa Money Saver Family Floater 

    Sum Insured

    Up to Rs 1 cr.

    Premium Starts

    From Rs 8,181 per year



    Policy Tenure

    1 year

    Claim Process

    Direct without an involvement of TPA

    Coverage Offered

    Anyone interested to buy Max Bupa Money Savers Family Floater policy will get coverage from Rs 10.5 lakh-Rs. 1 Crore. The policy provides the following essential coverage:

    • In-patient Hospitalization Treatment: The Max Bupa Money Savers Family Floater covers all hospitalization expenses in the network hospitals.
    • Pre-Hospitalization: Online Max Bupa Money Savers Health Insurance policy covers expenses for a maximum of 30 days before hospitalization up to the defined limit.
    • Post- Hospitalization: The coverage is provided for all hospital-related expenses up to 60 days after hospitalization up to the defined sum insured.
    • Road Ambulance: The policy covers the expenses of the ambulance after the acceptance of the in-patient claim.
    • Hospital Accommodation: The policyholder can claim all hospital accommodations for a single room with no room rent capping.
    • Organ Transplant: Members can avail of medical expenses for an organ donor and cover in-patient treatment expenses for the same.
    • Home Care treatment: If a member undergoes treatment at home due to unavailability of bed or the doctor's advice, this policy will reimburse all the expenses.
    • Covers Day Care Treatment:  Max Bupa Money Savers Health Insurance covers dental, ENT, and other procedures that require less than 24 hours of hospitalization.

    Inclusions of the Plan

    Apart from the above, the policy also covers the following:

    • Personal Accident Cover & Critical Illness covers can be taken as add-on covers to cover all expenses of insured members against personal accidents.
    • Can avail alternative treatment under Ayurveda, Siddha, Unani, Homeopathy upto the Sum Insured.
    • Depending on the base sum insured, the policyholder can get coverage against illnesses like cancer, kidney failure, etc.
    • Policyholders can avail of pharmacy and diagnostic services through service providers on the Max Bupa Health panel.
    • Provision for unlimited telephonic or online consultations is also provided.

    Exclusions of the Plan

    Max Bupa Money Savers Insurance policy excludes some diseases and conditions from its list of coverage. They are:

    • Any claim arising within the initial 30 days of the policy period, unless it is an accidental claim
    • Injuries from hazardous activities or adventure sports
    • Injuries and ailment due to war, riots, terrorist activities, or unlawful and criminal activities
    • Due to alcohol and drug abuse
    • Behavioral, Neurodevelopmental and Neurodegenerative disorders
    • Obesity and weight control programs
    • Maternity expenses
    • Artificial life Maintenance
    • External congenital diseases, etc.

    *Please refer to the policy document for a complete list of exclusions under the plan.

    Features and Benefits of the Max Bupa Money Savers Health Insurance Policy

    Individuals can find below the features and benefits of buying Max Bupa Money Savers Health Insurance policy:

    • This policyholder can schedule a health check-up for a specific list of tests for themselves and other members of the family.
    • Under cashless facility, a member can claim services at the network hospitals of around 4800+ hospitals.  
    • Based on the claim history, the policy guarantees renewability for life with no extra loadings.
    • Quick and reliable in-house claims processing with no TPAs involved
    • Attractive premium savings for choosing the plan for two years.
    • Premiums paid towards Max Bupa Money Savers Health Insurance policy are eligible for availing tax benefits under Income Tax Act.

    Eligibility Criteria

    To buy this policy, one should consider the following eligibility terms:


    Individual or Family Floater

    Minimum Entry Age

    3 months

    Maximum Entry Age

    65 years;

    No limit for policy renewal

    Number of people covered

    Up to 2 adults and 4 children

    Residential Status

    Residents of India, including citizens, permanent residents of India

    Cancellation Terms of the Policy

    A policyholder can cancel the policy with a refund in 15 days after purchasing the insurance in the free-look period.

    The insurer can also cancel the Max Bupa Money Savers Health Insurance policy if the policyholder is found to indulge in fraud, misrepresentation or concealment of medical or other claims-related information.


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    Max Bupa Money Saver Family Floater Reviews & Ratings

    / 5 (Based on 3 Reviews)
    (Showing Newest 3 reviews)
    Hariyana, September 16, 2021
    Tax savings
    The term plan is beneficial to save the tax amount too. I have saved a lot of tax and got a rebate too under my plan. I am happy and it is a part of investment. I took the plan for the financial safety of me and my family. Thanks team for good plans.
    Punjab, September 16, 2021
    Time and money saving plans
    I have saved a lot of money when I bought the term insurane plan online. I visited the policybazaar and check the premium calculator page. From there I searched for various good plans. I saved a lot of money and time too. I would recommend the policy to my friends and also tell them to buy a plan from policybazaar.
    Amritsar, September 16, 2021
    Customer experience team
    Great to know that the customer care team of Policybazaar is superb and friendly. I opted a term plan from policybazaar and found it the best one. I was facing the issue related to name spelling and connected to policybazaar. The team immediately worked into my case and it was resolved. Thank you so much team Policybazaar.
    Download the Policybazaar app
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