Max Bupa Money Saver Individual Plan

Max Bupa Money Saver Individual Plan is comprehensive health insurance plan that offers coverage up to Rs 1 cr. This policy can be a perfect choice for one who is looking for a higher coverage. The minimum coverage starts at Rs. 10.5 lakh. Some of the unique features of this plan include hospital cash benefit, annual health check-ups, all types of day care treatment etc.

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

Max Bupa Money Saver Individual Plan

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Max Bupa Money Saver Individual: Key Highlights

    Sum Insured

    Rs 10.5 lakh-1 cr

    Tenure

    1 year

    Network Hospital

    4800+

    Renewability

    Lifelong

    Alternative Treatment

    Covered

    Eligibility Criteria

    The policy comes with the following eligibility conditions:

    Type

    Individual health insurance

    Minimum Entry Age

    Not Available

    Maximum Entry Age

    Not Available

    Number of people covered

    Single person

    Residential Status

    Indian Resident; either a pass holder, a permanent resident of India, or a citizen

    Coverage Offered

    Under the Max Bupa Money Saver Individual Policy, the following coverage is extended:

    • In-patient Care: The plan covers hospitalization of the person insured up to the Sum insured limit at any network hospitals. It allows cashless settlement of a claim for in-patient hospitalization. 
    • Emergency Hospitalization: The policy covers the policyholder's emergency hospitalization due to accidents or diseases that require emergency treatment of a person insured.
    • Ambulance Cover: An emergency ambulance cover is provided under this policy. The plan pays for the ambulance charge per hospitalization of the person insured.
    • Hospital Accommodation: The plan covers the cost of room rent charged per day on hospitalization of a person insured. There is no sub-limit on the room rent for a single private room.

    Inclusions of this Plan

    The inclusions of the Max Bupa Money Saver Individual Policy are:

    • Pre-hospitalization: The policy covers the cost of treatments taken before hospitalization of the person insured for a maximum of up to 30 days before the date of admission to the hospital.
    • Domiciliary Hospitalization: Max Bupa Money Saver Individual policy reimburses the cost of domiciliary hospitalization as per medical practitioners' advice if there is an unavailability of a bed at a hospital.
    • Post-Hospitalization: The policy covers the cost of treatments taken after hospitalization of the person insured for a maximum of up to 60 days after the date of admission to the hospital.

    Exclusions of this Plan

    The exclusions of the Max Bupa Money Saver Individual Plan are:

    • Artificial life maintenance
    • Behavioral Disorders
    • Conflict & disaster
    • Ancillary hospital charges
    • Circumcision
    • Convalescence & rehabilitation
    • Cosmetic & reconstructive surgery
    • External congenital anomaly
    • Experimental or unconventional treatment
    • Hazardous activities
    • Neurodegenerative and Neurodevelopmental Disorders
    • Sexually transmitted infections & diseases
    • Addictive disorders
    • Sleep disorders
    • Unlawful activity

    Features and Benefits of this Plan

    The features of Max Bupa Money Saver Individual Health Insurance policy are:

    • Day Care Treatment: This plan covers all daycare treatment in the policy. Day Care treatments are those for which the person insured is hospitalized for less than 24 hours. The treatments covered include ENT, dental, and other such treatments.
    • Organ Transplant: The plan covers the expenditures for an organ donor's in-patient transplantation.
    • Cumulative Bonus: For every no-claim year, Max Bupa Health Insurance adds a cumulative bonus of 20% on the sum insured amount that can be upto a maximum of 100% on the base sum assured.
    • No Reduction of Bonus: In this plan, the accumulated cumulative bonus doesn't reduce once it is increased, irrespective of the claims.
    • Health Tests: Max Bupa provides medical tests to the policyholder every year.
    • Renewal: Plan renewal has no age limit. Once policyholders buy Max Bupa Money Saver Individual, they get lifetime renewability.
    • Direct Claim Settlement: All Max Bupa Health Insurance policies have an efficient in-house team for settling claims directly so that no third party is involved. This provides faster settlement of claims.
    • AYUSH Benefits: The plan covers non-allopathic and traditional treatments like Unani, Siddha, Ayurveda, and Homeopathy, under AYUSH benefits to a maximum of the Sum Insured amount.

    Cancellation of Policy

    If the policyholder is not satisfied with this plan, one can cancel it. The cancellation must be made within 15 days from the policy commencement date. The policyholder gets all the premiums paid less taxes and stamp duty by the insurer; provided, no claims have been paid out.

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    Health Insurance for Autoimmune Diseases in India

    16 Sep 2021

    Every human body comes with an immune system to fight against...
    Does Health Insurance Cover Multiple Sclerosis In India

    15 Sep 2021

    Due to a hectic lifestyle leading to unnecessary stress and...
    Critical Illness Insurance Policy For Stroke Patients In India

    14 Sep 2021

    Medical emergencies are unpredictable and it brings a lot of...
    Which Health Insurance to Buy for People below Poverty Line?

    09 Sep 2021

    Although the penetration of health insurance in India is quite...
    List of Diseases Covered by Star Health Insurance

    07 Sep 2021

    Getting diagnosed with a major illness is not only stressful but...
    Best Health Insurance Plans in India 2021
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Top Maternity Insurance Plans
    Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood...
    Top Family Health Insurance Policies in India 2021
    From the air we breathe to the food we eat; everything is intentionally or unintentionally subjected to...
    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance
    There has always been a doubt in customers mind about whether the private company will keep its side of the bargain...
    Best Health Insurance Plans for Senior Citizens in 2021
    Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy...

    Max Bupa Money Saver Individual Plan Reviews & Ratings

    / 5 (Based on 3 Reviews)
    (Showing Newest 3 reviews)
    Asha
    Hariyana, September 16, 2021
    Tax savings
    The term plan is beneficial to save the tax amount too. I have saved a lot of tax and got a rebate too under my plan. I am happy and it is a part of investment. I took the plan for the financial safety of me and my family. Thanks team for good plans.
    Arjun
    Punjab, September 16, 2021
    Time and money saving plans
    I have saved a lot of money when I bought the term insurane plan online. I visited the policybazaar and check the premium calculator page. From there I searched for various good plans. I saved a lot of money and time too. I would recommend the policy to my friends and also tell them to buy a plan from policybazaar.
    Ida
    Amritsar, September 16, 2021
    Customer experience team
    Great to know that the customer care team of Policybazaar is superb and friendly. I opted a term plan from policybazaar and found it the best one. I was facing the issue related to name spelling and connected to policybazaar. The team immediately worked into my case and it was resolved. Thank you so much team Policybazaar.
     
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL