Niva Bupa (Formerly known as Max Bupa) Employee First Health Insurance Plan

Key Features

• Private single room hospitalization
• Health checkups
• Maternity benefits
• Vaccination of the new born also covered
• Also covers checkups for parents and parents-in-law
• Hospital Cash (Optional) Rs. 1000/Day

Benefits

• You can avail discount by increasing the term period to 2 years
• Free Health check-up at designated Niva Bupa (Formerly known as Max Bupa) diagnostic centers every 2 years.
• Assured policy renewal for life
• Cashless facility
• Direct claim settlement
• Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.

Policy Details

• Sum Insured: 1-50 lakhs
• Coverage type: Individual/Family

Additional features or riders

• International Cashless facility
• 24x7 helpline facility

Exclusions

• No treatment covered within first 90 days until it is a case of accident/emergency
• Benefits not applicable on pre-existing diseases
• Cosmetic, aesthetic, or related treatments will not be covered.
• Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
• Treatments consisting of non-allopathic medicine are not covered under this policy.

Documents Required

To buy the policy, fill up an ‘Application form/ proposal form’ and submit it along with accurate medical history and the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.

Eligibility

No limit on age