Niva Bupa (Formerly known as Max Bupa) Employee First Health Insurance Plan

Your employees are the most valued asset of your company. Niva Bupa (Formerly known as Max Bupa) has come up with a new scheme called Employee First Insurance to protect your most valuable resource- your employee. This policy is an apt choice for small and large corporate and institutions, which look for high sum insured and quality coverage.

Private single room hospitalization
Health checkups
Maternity benefits
Vaccination of the new born also covered
Also covers checkups for parents and parents-in-law
Hospital Cash (Optional) Rs. 1000/Day

Benefits

You can avail discount by increasing the term period to 2 years
Free Health check-up at designated Niva Bupa (Formerly known as Max Bupa) diagnostic centers every 2 years.
Assured policy renewal for life
Cashless facility
Direct claim settlement
Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.

Policy Details

Sum Insured: 1-50 lakhs
Coverage type: Individual/Family

Additional features or riders

International Cashless facility
24x7 helpline facility

Exclusions

No treatment covered within first 90 days until it is a case of accident/emergency
Benefits not applicable on pre-existing diseases
Cosmetic, aesthetic, or related treatments will not be covered.
Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
Treatments consisting of non-allopathic medicine are not covered under this policy.

Documents Required

To buy the policy, fill up an ‘Application form/ proposal form’ and submit it along with accurate medical history and the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.