United India Omp for Employment and Studies Policy
This Policy covers medical expenses, dental expenses, personal accident benefit, checked-in baggage loss, loss of passport, compassionate visit, study interruption, etc for students travelling abroad for higher studies/ individuals going abroad for employment.
- Policy covers expenses incurred towards medical treatment for accident / disease sustained during overseas trips.
- Persons going abroad on employment and study are covered under policy
- Free Look Period of 15 days from the date of receipt of the Policy document to review the terms and conditions of this Policy
- 30 days grace period for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.
PLAN - CEMPLOYMENT & STUDY (EXCLUDING USA & CANADA)
AGE LIMIT: 5 years to 60 years
TRIP LIMIT: Minimum 2 months Maximum 12 months and for renewals minimum 1 month and maximum 12 months.
US $ 1 50 0
US $ 100
Other benefits like repatriation of remains and reunion expenses will also be covered subject to policy limits in both the above plans.
- Cosmetic surgery
- pregnancy related costs
- Any person travelling with/for treatment of a disease.
- Suicide, Illness, sexually transmitted diseases, mental or nervous disorder, anxiety, stress or depression.
- War perils nuclear perils.
- Suicide or attempted suicide.
- Any diseases existing / treated prior to one year of commencement of risk whether declared or not.
- Examination / treatment in India or expenses incurred outside country of study / postings(This does not prejudice emergency evacuation on medical grounds)
Documents Required To Buy The Policy
- Application form/ proposal form
- Valid address Proof
- Medical examination report from authorized hospitals(in some cases)
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