With so many opportunities abroad, many Indians have been seeking employment away from home. While some go alone, some may go along with their dependents. No matter the requirement, Universal Sompo Pravasi Bhartiya Bima Yojana Policy is a custom-made plan for those emigrants who want to protect themselves and their loved ones from any untoward incidents and expenses in a foreign land.Read more
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A joint venture of several Indian banks and Sompo Japan Insurance, this plan is offered to those Indians who wish to secure their stay abroad while they're employed there.
With more than 85 branches spread throughout the country, travel insurance plan called Universal Sompo Pravasi Bhartiya Bima Yojana Policy offers quick assistance through its various coverage benefits while you're traveling abroad.
The policy offers coverage to those emigrants who have bought this policy before leaving India and whose passport bears “Emigration Check Required”. There are various benefits available under this plan which a policyholder can enjoy. These have been covered in the later sections.
This Universal Sompo Pravasi Bhartiya Bima Yojana Policy has the following features:
This overseas travel policy covers many medical and other contingencies while the insured is employed abroad. Some of its important aspects have been briefly mentioned in the table below:
|Eligibility||18-65 years individuals employed abroad|
|Cashless Hospitalization||Available through 4000+ network hospitals|
|Sum Insured Amount (Personal Accident)||Up to Rs. 10,00,000|
|Benefits||Personal AccidentMaternity ExpenditureEmployment ContingenciesDay Care ProceduresRepatriation Expenses|
|Free Look Period||Facility Available|
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This Universal Sompo Pravasi Bhartiya Bima Yojana policy by Universal Sompo Insurance offers coverage in respect of the following situations-
The Universal Sompo Pravasi Bhartiya Bima Yojana policy has many general exclusions that customers should carefully go through. The insurer doesn’t pay in respect of the following-
Note- This is not the complete list of inclusions and exclusions. Please check the policy wordings for more details.
This policy is only available to Indian citizens who are in the age band of 18-65 years. Only those emigrants whose passport is endorsed as "Emigration Check Required". They should have availed of this policy before leaving India. The insured should possess a valid visa for employment purposes only.
You can cancel the policy by sending 30 days’ notice. You will be entitled to get a refund of the premium on the pro-rata basis for the unexpired policy duration, provided no claim has been made.
Yes, this Universal Sompo Pravasi Bhartiya Bima Yojana offers the facility of a free-look-up period of 15 days.
Q3. When can I File a Claim Under this Universal Sompo Pravasi Bhartiya Bima Yojana?
The claim procedure for an accident or illness should be communicated as soon as possible to the insurer. In case of an accident, it should not be later than 14 days while in case of accidents it shouldn't be later than 7 days.
You can enroll in this insurance policy by visiting policybazaar.com or the official site of the insurer. You can also buy this Universal Sompo Pravasi Bhartiya Bima Yojana offline by visiting their local branch near you.
You should prioritize your budget, requirements, and maximum benefits before finalizing your policy. Make sure that you compare different travel insurance plans at Policybazaar.com before buying one. In case of any confusion, you can also write to Policybazaar Insurance Broker Private Limited at firstname.lastname@example.org.
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