Prices Increasing soon Prices Increasing Soon

How to Select Best Insurance Quotes?

21st century is truly called an Era of Science & Technology. One can access the whole world by staying in a room. Want to know about Universe? Just change the channel of Television. Want to communicate with someone at South Pole, you being at North Pole? Login to Facebook/Skype/Twitter/Whatsapp or just dial a set of numeric numbers in your phone. Similarly, if you want to buy a Life Insurance policy, Go online, compare Life Insurance quotes, buy, save and you are protected. Simple!

Read more
Gets ₹1 Cr. Life Cover at just
COVID-19 Covered
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 10% discount for buying online
Only certified experts will call you on 100% recorded lines
We are rated~
6.7 Crore
Registered Consumers
Insurance Partners
3.4 Crore
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

~Source - Google Review Rating available on:-

Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from ₹384/month+
We don’t spam
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Further in this article, we have elaborately discussed everything you need to know about COVID_19 and life insurance.

There are 24 Life Insurance companies available in the market those provide various different Life Insurance policies as per the needs of people. Cheap plans are not as tempting as they might seem to be. Your plan should be able to cover you and/or your family in worst scenarios. For choosing the best Life Insurance Policy, you must know to select the best Life Insurance Quote as it gives you the estimate of premiums that you have to pay for your insurance policy. You can source these life insurance quotes through an insurance intermediary or online.

While comparing quotes, you must wonder that the prices of same policy can be so different between Insurance companies. This is because every company evaluates risk in its own way. Evaluating risk means evaluating you. 

You should know what type of Life Insurance you are looking for according to your goals and requirements. Following text might help you in making an informed decision

  • Term Insurance: It covers you for a limited period of time. This means you will be covered till the policy is not expired. For example, you can have a term plan of 10 or 20 years. This insurance can also be used as a risk management & finance planning tool. For example, on taking a housing loan for a long tenure, simultaneously, a term plan can be taken of corresponding value.

  • Guaranteed Insurance: In this insurance, a guaranteed income of a pre-defined percentage of Sum Insured is provided to the policyholder. These plans give life insurance along with the maturity benefits & regular guaranteed payouts. It is a traditional plan in which you need not to worry about the fluctuations of market.

  • Investment Plans: If you are planning to beat inflation and building a large corpus for child's education or retirement then you can opt for Investment Plans.

  • Tax Savings Plan: If your main concern is to save tax then the premiums in Life Insurance are deductible from taxable income up to Rs 1 lakh under section 80 C. Death benefits and maturity benefits are also tax exempt under section 10 (10D).

  • Child Plans: If you are planning to build a corpus for the future needs of your child like education or marriage then choosing a child plan is a fruitful option. A child plan is like a double edged sword which along with financially securing your child's future also finances the turning points of his life like higher education and marriage.

  • Retirement Plans: If you are planning to save and build a corpus for your retirement then these plans can help out. There are two types of retirement plans- Deferred Annuity in which pension begins after the policy term is over and Immediate Annuity in which pension begins immediately on depositing a lump sum amount.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

  • Do not just go for low premiums. Grab the complete knowledge about the plan. Know about its coverage, features and exclusions.

  • Choose enough term coverage by matching it to your needs as life insurance is not a place to skimp with generally low rates.

  • Buy a life insurance policy when you are healthy. Do not hide anything to get a lower rate. The insurer will investigate before paying you.

An accurate quote is based on personal factors. The healthier you are the lower will be the cost of your insurance policy. If you want to compare the best Life Insurance Quotes right now, just go to, compare and save.

You may also like to read: What is an Annuity | Types of Annuity


Different types of Plans

Premium By Age

Life insurance articles

  • Recent Article
  • Popular Articles
09 Aug 2023

What High Net Worth Individuals (HNIs) Do To Secure Their...

High net worth individuals often opt for life insurance plans to

Read more
28 Jun 2023

A Review Of ICICI Prudential Life Insurance

“Policy Bazaar insurance clarified the term policy for me, so

Read more
27 Jun 2023

A Review Of HDFC Life Insurance

“I recently bought an HDFC term plan and it is the best

Read more
20 Jun 2023

Best Life Insurance Policy in India with High Returns

The best life insurance policy in India is a type of life

Read more
20 Jun 2023

Which Insurance is Best in India?

Insurance is a financial product that transfers the risk to a

Read more
27 May 2014

How to Check LIC Policy Status, Details, Statement via...

Last year, Mr. Rajiv Verma bought a Child LIC policy to provide financial security for his kid's future. However

Read more
25 Feb 2022

SBI Life Insurance 50,000 per year Plan for 5 Years

Life insurance is about the financial protection of the family and working for life’s milestones through smart

Read more
23 Mar 2022

SBI Life Insurance Policy Surrender Value Calculator

SBI life insurance policy surrender value calculator is an online tool that helps users calculate the amount they

Read more
09 Mar 2022

PLI Surrender Value Calculator

PLI Surrender Value Calculators have proven to be one of the simple tools for digitally savvy customers. PLI

Read more
View Plans
Download the Policybazaar app
to manage all your insurance needs.