Here’s why you Need to Buy Travel Insurance for your Honeymoon?
- DetailsWritten by PolicyBazaar -
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Updated date : 18 December 2019
Shopping from Kinari Bazaar, sweets from Purani Dilli, wedding destination Udaipur and last but the most important ‘the honeymoon destination’ – The astounding and flabbergasting Hawaii!
You’ve finally made it to the gorgeous bride and of course, your significant other – Your wife!
You’ve fallen in love. Planned the wedding.
And now looking forward to enjoying the most awaited moments of your life – Your honeymoon!
Of course, you must be excited. Finally, you’ve got together and wish to know your sweetheart better and want to spend some quality time! Wink :P
But, you might not be ready for wedded bliss yet!
What you forgot?
Oh, you forgot buying travel insurance for a safe and enthralling honeymoon, isn’t it?
If yes, then buy one right now!
Do you Actually Need a Travel Insurance Plan?
So far everything fell into its place, just like you and your better half dreamt of! Now don’t let your most treasurable and cherished trip go crooked just for a few bucks you saved by not buying a travel insurance policy.
Here’s a comprehensive puran explaining why you shouldn’t ignore buying the best travel insurance for a safer and happy honeymoon:
Landed at the Airport, Couldn’t Find your Checked-in Luggage?
With a hell long to-do list for your honeymoon, you land with an engulfing feeling on the foreign soil.
Oh, Putain (oh damn)!
You got to know that you’re check-in baggage is not there on the conveyor belt!
This is not it – above this, you find out from the staff of the airline, whether your luggage has been trapped in the baggage make-up area.
To you displeasure, your bags don’t arrive ever and the beginning of your dream vacation gets stabbed in one snap (and that too without Thanos – pun intended).
Well, an International Travel Insurance would have your back and would compensate the amount of money involved in buying the stuff that you lost permanently due to your airline’s fault.
You Met with an Accident just a Day Prior to your Date of Departure!
With all the excitement and perfect planning for your dream wedding, you’ve done bookings for your honeymoon. You’re so thrilled to visit the new country and in addition, you’re more interested to know your beloved better.
But, just a day before your honeymoon begins, you happen to meet with an accident. Your heart wrecks with this devastating feeling of cancelling your trip. Moreover, you just can’t let go of the thought of money you invested for your foreign trip.
Well, that’s why we say you must have travel insurance in your kitty while planning for your honeymoon trip. Travel insurance plan pays for your non-refundable fare so that you can re-schedule your trip later. So, trip cancellation and trip curtailment would be covered under travel insurance.
Got Robbed While Enjoying the Blue Beaches in Hawaii?
Imagine you’re at Waikiki Beach grabbing a mai tai with your beloved, you turn around and someone mugs you and robs you.
What’s next? You lost everything including passport and credit cards. This horrid thought would take your breath away, isn’t it?
Why let such incidents ruin your romantic expedition when travel insurance is there to take all these headaches? Travel insurance will guide you in getting a duplicate passport. Also, it will reimburse the expenses incurred on the same. Hence, a travel plan must be a priority while planning your honeymoon!
Granny Met her End! You Need to Come Back Home!
Life is uncertain, so is death. God forbid, you were called back home to attend your beloved granny’s funeral. Of course, going back is not easy. There are a lot of things involved. For example, you have to get pre-pone your tickets back home.
Here, travel insurance plays a key role by offering cover against such interruptions. All the expense for last-minute flight bookings, other trip expenses including hotel bookings is taken care of by a travel plan.
Ooopsss! Wifey Gets Food Poisoning!
We wish you have good health throughout your trip. We wish you and your beloved enjoy every bit of your romantic getaway. You try different delicacies and cuisines.
What if, your wifey try the staple and traditional filler Hawaiian cuisine – Poi, your beloved suffers food poisoning and you run helter-skelter for a medical emergency?
You know, healthcare expenses are too costly in foreign countries. The expenses such as hospitalization, medication, surgery, x-rays may rip you off abroad if you missed out buying travel insurance.
A travel plan would pay off your heavy hospitalisation and medical bills. In case you fall sick and there’s no one to take care, a travel plan would arrange a flight for a family member to be there for you during medical emergencies. Moreover, you’d get a daily cash allowance.
Now that you know, how important travel insurance can be, there’re some reasons, people tend to avoid buying travel plan.
My Credit Card Comes with Travel Insurance:
Yes, credit cards offer some travel protection, especially for damaged or lost baggage. Your credit card provider would advertise the great travel insurance coverage they offer. But does this cover actually worth it?
Well, while doing so, your credit card providers often leave out some caveats – the protection offered by them is packed with exclusions. Moreover, a few cards cater to evacuation or medical coverage and if they offer this, it is LIMITED.
Oh! You think Agent’s Coverage is Enough:
It’s true that your travel agents also offer some form of travel insurance. Don’t be fooled!
Travellers will often get credit for rebooking their honeymoon at a more convenient time. But, this does not hold a candle to receive monetary benefits like they’d with a travel insurance plan.
Here you’ll get to the importance of an individual travel insurance policy. Your travel agent’s travel insurance might provide you with the coverage you need.
You’re too Busy with your Shopping and you Miss it:
Let’s face it. People are busy. So busy, indeed, making time to buy travel insurance is a waste of time and money for them. For you, this might be just another and ad-hoc expense. Rather you must buy travel insurance as soon as you book your flights and hotels.
In Phantom of your Mind – You Call-off your Wedding!
Hey, hey, hey, don’t panic such things also happen! Also, sometimes it happens for good. You call-off your wedding ceremony due to some reasons that you might not be comfortable to share. Although travel insurance policy needs a strong reason over changing minds, you can purchase ‘Cancel for any reason coverage’.
Hence, your trip cancellation is taken care of!
Things to Consider while Buying Travel Insurance:
Now that, we’ve discussed about the importance and why people refuse to buy travel insurance, let’s discuss some points that you should take into consideration while buying a travel plan:
Choose a Travel Insurance Plan Depending on the Nature of the Trip:
Now that you’ve decided to fly to Hawaii for your honeymoon, you must choose single trip travel insurance as you’re not going to fly again anytime soon. The premium of your travel insurance policy will be evaluated on the type of plan you choose.
In case you or your wifey has some medical history in regard to any serious disease of in case you smoke or consume alcohol on a regular basis, the premium of your policy goes up. A life threatening pre-existing disease is usually not covered under a regular travel plan provided you purchase an additional rider plan for the same.
Duration of your Trip:
Duration of your romantic getaway is another factor that should be taken into account while buying international travel insurance as the premium calculated on the policy depends on the number of days you’ll spend on your honeymoon. The premium for a 3-week trip is obviously more than one-week trip.
In a Nutshell!
Wedding preparations, guest list, and honeymoon planning might have you exhausted both – mentally and physically. You need some time to sit back and relax and keep stress away. After all, the honeymoon is the most precious time where you get to spend quality time with your beloved and keep all your worries and tensions at bay.
Do you have enough reasons to buy a travel insurance plan for your honeymoon now? Yeah?
Buy travel insurance and get ready for the most exciting, thrilling and amazing honeymoon. Enjoy the most awaiting romantic trip with your wifey while you rest your tensions with us!
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