How to Get the Best Deal for Buying a Student Travel Insurance Policy?

With globalization and access to more resources, studying abroad has become a common purpose to visit other countries. However, getting into a world-class institute is only the start of your adventure ahead. If you're an aspiring student in an international university, learn how to get the best deals when buying student travel insurance.

Read more

  • 1Destinations
  • 2Trip Date
  • 3Travellers
  • 4Medical
  • 5Contact
Plans include global Covid-19 coverage

Popular Destinations

Select trip dates

Don’t worry you can change your trip dates at a later stage

How many people are travelling?

No. of travellers

Does the traveller have any pre-existing medical condition?

If the traveller have a known illness, injury or health condition like heart disease, diabetes, cancer etc which will help us cover you

Please select the travellers who have a pre-existing medical condition

Great! One last step to get your travel insurance plans
It will help us to share policy documents and assist you in claim settlement if needed
By clicking on "" you agree to our Privacy Policy and Terms Of Use
Get updates on WhatsApp

Now covers COVID-19

Just a minute!
Safety is not expensive, it's priceless!
Travel Insurance plans starting at just ₹30 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

Get Travel Insurance from 8+ insurers having more than 20 plans with Policybazaar

Plans include Covid-19 global coverage

Plans include Covid-19 global coverage

Accidental & sickness expenses

Accidental & sickness expenses

Covers Loss of check-in Baggage

Covers Loss of check-in Baggage

Get Trip Cancellation benefits

Get Trip Cancellation benefits

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Top Travel Insurance Plans

  • Individuals
  • Sr. Citizens
  • Students
Plans for an individual of 30 years age travelling to USA for 15 days

What is Student Travel Insurance?

Like all travel health insurance policies, student travel insurance is specially made for people traveling and temporarily residing abroad for higher studies. The plan can be easily bought to suit your institute’s or your personal requirements. At an affordable premium, you will be able to seek compensation for any additional expenses that your policy will cover. Common problems like flight delays/cancellation, medical expenses, loss of baggage, etc. will be taken care of by your insurer so that you’re not left alone in a foreign land.

How Does Student Insurance Work?

It is simple, you pay a small premium for your insurance policy that will offer you coverage against the mentioned cases and if you face any of those, your insurer will pay you a fixed amount to help you cope with that loss. For example, accidents, sudden sickness, loss of wallet, your flight suddenly canceling on your trip, etc. These cases differ from one insurer to another and cannot be fixed.

If by any misfortune you do get in a pickle and need to pay during those covered emergencies, your insurer will be in touch with you and help you either with a cashless claim procedure or reimburse the amount (up to a predetermined limit) to you later once the formalities are done. How nice is that??  

Ways to Get the Best Deals for Student Travel Insurance Policy?

Most international universities are highly coveted and need extensive preparation to get into. The top study destinations are extremely competitive and offer high-quality education to those who make it there. So, if you're one of them, nothing should be stopping you from chasing your dreams. Least of all, money worries should be the last thing you should think about once your travel plans have been finalized. As soon as you accept your admission offer, you should start looking for the best student travel insurance deals around you. Since there are multiple options to consider, make sure to use the following tips to narrow down your options:

Find Appropriate Coverage

The best way to start is to know what's out there. You should get an idea about what are the latest benefits offered to you and what are the dangers abroad that you could be exposed to. Only after this thorough research will you know which plan will suit you and which one will be just a waste.

Different countries have varying situations, societies, and medical services. It's a fact that treatment in developed countries like Canada, the USA, and other parts of Europe is pretty expensive when compared to India.

Compare to Find Cheap Coverage

Once you've decided what benefits you'd be needing in the new place, it is time to start comparing. According to your budget and requirements, you will find many insurance providers offering a number of plans. You should go for a plan which offers you the best at the same or lesser price. These coverages are covered later in this article. If you’re using an agent to find a plan, it’s possible to negotiate the price and even avail of some discounts. However, this will be entirely at the discretion of your insurance company’s rules.

Buy Your Travel Health Plan Online

Opting for online convenience is going to save you a considerable amount of money and time. This is because it cuts down any middlemen and agents that may be involved in the purchase. These plans can be easily compared and read in detail before you get a final quote. This can also be done on where a variety of student travel insurance policies are available. You can learn more about them, compare them with other available plans and buy them easily without any complications.

Don’t Forget Fact Check

Finally, when you’ve compared and finalized different plans, make sure you have your facts in order. Ask yourself these questions before you pay the premium”

  • Does your university require travel insurance from an Indian provider or need you to buy a plan which is offered by the institute itself?
  • Is there any additional requirement that your policy may not be offering?
  • Are issues like loss of passport, baggage, etc. taken care of?
  • Is your insurer providing worldwide 24x7 assistance to you?
  • How long will it take them to settle your claims?
  • What is your insurer’s claim settlement ratio?

These are some of the important questions you should ask yourself before buying a plan. Finally, once you settle on an insurer, ensure you’ve read about them and done a reputation check. If you find valid and satisfactory answers to these questions, then you are good to go!

Look Out for These Benefits in Your Student Travel Insurance Policy

With so many travel insurance companies in India offering plenty of plans, make sure your insurer provides you the following benefits at the least:

Medical Related Coverage

First and most important, your policy should protect you against any expenses because of emergency medical expenses in a foreign land. These could be due to sickness, injuries, or even sudden dental pains. In worse-case scenarios like hospitalization, disability, or death, your policy should offer medical evacuation or repatriation expenses.

Baggage Related Coverage

Imagine this: A student trying to carry some pieces of their home to another country among other important documents, only to find it lost or stolen. With so many mixups by airlines, the chances of your baggage getting delayed or lost are pretty high during an international flight. In case your checked-in baggage is delayed or lost, your insurer should compensate for that loss and offer enough reimbursement for basic necessities to help you start your new life.

Stay Related Coverage

For the duration you will be staying in a foreign country, there are many complications that can affect your financial budget. Personal liability in case you find yourself accidentally liable to another party, or a legal difficulty requiring bail money; your policy should offer you protection by covering these expenses too. Most importantly, the policy should offer important student-specific contingencies like study interruption, sponsor protection, compassionate visit, etc.

Additional Coverage

In addition to everything mentioned above, your policy should be customizable. This will let you tailor it to your university’s and your needs. Thanks to add-ons (optional covers) many policies offer optional coverage like college sports injuries, maternity benefits, mental health expenses, and many more. These can be easily bought at an extra premium to ensure nothing is left to chance!

Over to you,

While some universities require travel health insurance mandatorily, there are many institutions around the world that may not ask for one. However, given the risks and expenses that you may end up getting exposed to, you should not skip buying a plan. At the most, it is important to have someone help you with any emergency health and legal expenses that you may get caught up in. In a country far away from your home, a student travel insurance plan will help you better than any distant relative in terms of support and expenses.

You May Also Want to Know About

Best Travel Insurance Policies in India

Best Travel Insurance Policies in India

Best Travel Insurance Policies in India When finding the best travel insurance plan, you’ll get a long list of travel insurance policies online. Even if you ask any expert to name the best, you will probably get a non-committal answer. This is bec...
Best Student Travel Insurance Plans in India

Best Student Travel Insurance Plans in India

Best Student Travel Insurance Plans in India Do you plan to travel abroad for higher studies? Then you must already know about high airfares and other expenses that you may face there. With student travel insurance, studying abroad can be stress-fr...
Benefits of Buying a Travel Insurance Plan for Your Next Holiday

Benefits of Buying a Travel Insurance Plan for Your Next Holiday

Benefits of Buying a Travel Insurance Plan for Your Next Holiday Most of us love to travel. Exploring new lands and new cultures is always exciting. However, it does not take much time for a straightforward mishap to turn your entire trip’s fun i...
Domestic Travel Insurance Coverage & Benefits

Domestic Travel Insurance Coverage & Benefits

Domestic Travel Insurance Coverage & Benefits Numerous insurance companies are providing travel insurance for journeys within India. But do you think of buying travel insurance in India as a compulsion or necessity? Read on to know how is it ad...
10 Best Travel Insurance Plans for Your New Year Travel

10 Best Travel Insurance Plans for Your New Year Travel

10 Best Travel Insurance Plans for Your New Year Travel Travel insurance can be taken for an international travel as well as domestic travel. Overseas medical and travel insurance can cover your medical expenses, personal accident. Read more ...

STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale.

Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2024 | License category - Composite Broker | Contact Us | Legal and Admin Policies

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

View Plans