Travel Insurance
Travel Insurance
  • 1
  • 2
  • 3
  • 4
  • 5
When are you travelling?

Don’t worry you can change your trip dates at a later stage

How many people are travelling?

No. of travellers

Does the traveller have any pre-existing medical condition?

If the traveller have a known illness, injury or health condition like heart disease, diabetes, cancer etc which will help us cover you

Please select the travellers who have a pre-existing medical condition

Great! One last step to get your travel insurance plans
We will send you the policy document on this number
Get updates on WhatsApp
  • 1Destinations
  • 2Trip Date
  • 3Travellers
  • 4Medical
  • 5Contact
Travel without any worries, plans starting
30 per day*
Plans include global Covid-19 coverage

Popular Destinations

Schengen Countries
You can select multiple destinations
Get updates on WhatsApp
By clicking on "" you agree to our Privacy Policy and Terms Of Use

Now covers COVID-19

Just a minute!
Safety is not expensive, it's priceless!
Travel Insurance plans starting at just ₹30 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

We are rated
2.43 crore Policies sold
2.43 crore
Policies Sold
Instant Policy
Instant Policy
In 2 Minutes
Visa- Compliant
Visa- Compliant
All policies

What You Need to Know About Student Travel Insurance?

To make a dream come true, we have to work towards it. Studying abroad is a dream for many students. When they get a chance to do that, they tend to go overboard and way too excited that they fail to see the trivial things and often these trivial things seem to be the biggest problem creators. So why not cover all bases when you are setting out for the next step in your education? Make sure you take a student travel insurance that will help you out in situations that you would not have ever thought off and put in a cushion against places where you fall down. In other words, student travel insurance would the last step in protecting when a student comes across unforeseeable expense that in other instances would burn a very big hole in their pockets. After all, after spending a lots of money and going abroad to study, the student should only worry about his or her grades and leave the other worries to the insurance people.

Read more

Top Travel Insurance Plans

  • Individuals
  • Sr. Citizens
  • Students
Plans for an individual of 30 years age travelling to USA for 15 days

What exactly does the student travel insurance policy do? It covers the sudden expenses that come out of emergency hospitalisation, where the hospital charges would be considerably high in abroad. It covers the expenses that you go through in case of lost luggage or baggage. Bail bonds and tuition fee compensations will also be covered. If the delay in fight or cancellation in flight leads you to pay more, that also will be covered by the student travel insurance. If the passport or any travel document gets lost, the travel insurance will come in handy and help you in getting new documents done or retrieving the old documents soon.

Why should one Need Travel Insurance?

If you are someone who is going to travel alone to a place and stay on your own, the possibilities of things to go wrong is uncertain. A back up at this kind of a time is a boon in disguise. The student travel insurance plan will cover all these expenses and you would end up spending a very little amount in the place where you would be spending a bomb if you don’t have an insurance cover. Also the parents can sleep a little better at night if they know that their child’s tenure at a strange new place is cushioned by the insurance. When your child is applying for an university, make sure you read the documents carefully and because universities demand an insurance plan for the students who enrol there. And the common misconception is that the insurance should be got from the universities itself and this leads the parents to start looking at insurance plans the university themselves offer. But the university plans will again be a lot more expensive. And it is also not mandate that the university’s insurance plans have to be opted. The insurance options can be finalised and purchased in India itself as almost all the universities accept Indian travel insurance.

What you should know before Choosing Insurance?

If you are all set to get a student travel insurance, the next step that you have to do is compare a lot of options available in the market and on the internet and choose wisely with various factors in mind – like the country you are going to, what all needs to covered from your prospective, how well you can modify an insurance according to your needs and demands as certain insurance companies do offer customisation, etc.. Here’s a list of things you have to vigilantly check for while getting a student travel insurance.

  • A person of the age 16 is eligible for student travel insurance but while a 35 year old cannot get a student travel insurance at that age. Age is the utmost option that needs to be kept in mind. Also check for the end age till which the student travel insurance can be carried forward or renewed.
  • Once you decide upon the universities and country, make sure you go through their requirements. Certain universities have it as a mandate that the student travel insurance should also cover health insurance. So go for an insurance option, which offers both.
  • Check for the nominal premium options. Because at the end of the day the premium should not be much higher that it puts us in a financial constraint.
  • Many universities have made it a compulsory option for the insurance to have coverage over specific risks like drug dependency, nervous or mental disorders, alcoholism, and damages due to inter-collegiate sports, pregnancy, mammography and treatment against cancer. So this is another point that has to be kept in mind before choosing a student travel insurance.
  • Make sure you carry all the documents with respect to the student travel insurance so that you can submit them as proof when the university asks you to get coverage from them for health. This would be useful to inform them that you have already paid the fees to the university which would cover the coverage.
  • Check for the clause where easy renewal is possible before choosing the travel insurance. Easy renewal also means less hassle and less cost. Time and money saved.
  • Check whether the insurance covers the situation where a student has to take a break from the college for over a month due to medical emergencies. And also whether the expenses of travelling back to their home country is getting covered in case of any death of a family member. These two clauses will come in handy when we least expect it.
  • One should also know that, before embarking on a journey, the student can cancel his or her trip anytime but a valid reason has to be provided. Fifteen day prior notices along with the policy number and the valid reason have to be submitted with the insurance provider and the insurer will verify your passport to make sure that the student didn’t get on that journey and will start processing your cancellation.
  • Also some insurance companies will offer you a premium refund upon returning early.
  • You should also be aware of the fact that buying insurance online can save up money considerably. Buying an insurance plan immediately after booking the tickets will also get you the lowest premium and maximum coverage.
  • The case of a sudden death and the coverage that the insurance offers should also be taken into account. Ideally choose the policy that covers both of these clauses – the first one being the situation where the student has to travel back to their hometown due to some sudden death in their family, and the second one being the situation where the student dies and his mortal remains have to be transferred back to the home town. These clauses, if included in the policies will be so useful when an unfortunate event occurs.
  • A detailed check whether the policy covers the pre-ailing diseases and the charges that might raise in future should be done. Even if the base plan does not cover this clause, the policies can be modified or customised in a way that this is covered as an add-on
  • Policy deductibles and Co-payments – these are the two terms that are important to know about before signing up a student travel insurance. Policy deductibles is the amount which the insurance will deduct before paying out any claim and the co-payment is the amount which the student pays along with the insurance for his every visit to the hospital or a doctor. A detailed knowledge about these two factors with respect to the insurance plan selected is a must.
  • The overall claim settlement ratio should be known before choosing a plan with any insurance office. You don’t want to end up with a zero claim after paying a huge amount as a premium.
  • With every insurance claim, we would need to pay an amount to file the claim. You can opt to pay a higher excess amount which will in turn reduce your premium amount that you pay at the beginning.
  • If you have an existing insurance provider at your hometown, it’s better to stck with them because they would know you well and would suggest the best travel insurance plan which would suit your study period rather than some random insurance provider whose sole aim would be to make you get an insurance with higher claim.
  • The destination always decide the premium amount. Countries where the health care and hospital expenses are more, the premium will be automatically high. Check and cross check.

These all may seem to be a bit over-whelming. But if this is going to ensure our safety and ensure that our study experience would be hassle less and tension free, why not go ahead and make it a point to book student travel insurance as soon as the college and country is decided? Choose and lock the student travel insurance plan and forget about any issues and get set study!  

Travel insurance Articles

  • Recent Article
  • Popular Articles
05 Jul 2024

What is a Schengen Business Visa?

If you have ever considered a trip to Europe, you must have heard

Read more
25 Jun 2024

7 Schengen Countries Where Getting a Visa is the...

Are you planning a trip to Europe but worried about the visa

Read more
18 Jun 2024

Indonesia's Hidden Gems: Exploring the Country's...

Have you ever considered Indonesia beyond the common tourist

Read more
14 Jun 2024

Best Places to Visit in June from India

For Indians, June is a popular vacation time as schools are closed

Read more
27 May 2024

What is Turkey Famous For?

When we think of Turkey, anything from ancient Ephesus to hot air

Read more

Traveling Overseas? Credit Cards with Zero...

If you go abroad often, chances are that you prefer credit cards over carrying cash. However, using a domestic

Read more

Best Travel Insurance Policies in India

When finding the best travel insurance plan, you’ll get a long list of travel insurance policies online. Even if

Read more

Medicines to Carry While Travelling Abroad from...

Travelling abroad is an experience most people eagerly plan for. No matter how good a planner you are, there is

Read more

Visitor Insurance for the USA from India

Visitors' insurance from India is essential for anyone who is visiting friends or family in the USA. As the country

Read more

US Visa Fees for Indians

Indians who wish to travel to the US for studies or work need a valid visa for the US. The US offers several visas

Read more

STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale.

Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2024 | License category - Composite Broker | Contact Us | Legal and Admin Policies

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

View Plans