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Travel Insurance for Indonesia
The best travel insurance for Indonesia covers you from financial burdens due to medical & non-medical expenses. It is not mandatory to visit Indonesia, but it’s crucial for coverage such as baggage theft, passport loss, personal liability, emergency evacuation & repatriation in case of an emergency here.
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Do You Need Travel Insurance for Indonesia from India?
Wondering whether you need travel insurance for Bali or Indonesia? You don’t need to buy travel insurance to come to Indonesia, even if it may be the most important investment to this trip!
From beautiful Bali to gorgeous Gini Island and amazing Borneo, Indonesia has so much for you to see and experience. Especially after finalising all the beautiful places to visit in Indonesia, you must clear all the questions related to the Indonesia visa, travel, and relevant documents.
Now, travel insurance may seem like an additional and avoidable expense, but look at the benefits a fraction of your trip will cost you. Travel insurance for Indonesia provides coverage for:
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Baggage loss
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Flight delays
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Loss of travel-related documents
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Unexpected medical expenses, including medical evacuation and repatriation
Your tourist visa Indonesia travel insurance is therefore among the most important documents. You can learn all the entry essentials for Indonesia in this blog.
Indonesia Travel Insurance: Fast Facts
| Category | Specifications |
|---|---|
| Visa Compliance | Not Mandatory for the 30-day Visa on Arrival (VoA/e-VoA). However, it is mandatory for Long-stay visas |
| Minimum Coverage | USD 25,000 – USD 50,000 is recommended for tourists to cover private hospitals in Bali or Jakarta. |
| Necessary Coverage | Personal Liability & Emergency Hospitalisation: Indonesia has a high rate of motorbike accidents, making it crucial to consider these risk factors |
| Add-ons Available | Pre-existing disease cover, water-sports coverage, cruise cover, etc. |
Key Benefits of Travel Insurance for Indonesia
Given the everyday risk and unpredictability around us, you should always opt for travel health insurance from India. Take a look at some of the key benefits of Indonesia travel insurance below:
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Financial Protection: Travel insurance Indonesia will offer financial coverage for most emergencies arising due to health or trip-related incidents, ranging from treatment costs and baggage loss to passport theft and bounced hotels.
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High-Limit Medical Evacuation: Travel insurance for Indonesia covers the high costs of medical evacuation or repatriation if you’re medically required to be.
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Adventure Sports Coverage: Indians who plan to trek, surf, or try other risky sports in Bali can be covered by travel insurance for Bali with suitable add-ons.
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Cashless Hospitalisation: Your insurance policy offers the necessary Letter of Guarantee for emergency treatments at private Indonesian hospitals.
The range of benefits will vary depending on your insurer and choice of travel insurance plan.
What does the Indonesia Travel Insurance cover?
Travel insurance for Indonesia from India covers several things. Some of the common inclusions and exclusions are as follows:
Covered in Policy
The following are the cases that are mostly covered under your international travel insurance policy:
Medical Expenses
Travel medical insurance for Indonesia covers hospitalisation expenses, evacuation and repatriation expenses in case of an emergency.
Personal Liability
If you somehow become liable to a third party while travelling abroad, then your India to Indonesia travel insurance will help you shoulder the costs.
Flight Cancellations
In case your flight is cancelled due to covered reasons, this Bali travel insurance will compensate you for additional expenses.
Flight Delay
You will be compensated by your Indonesia trip insurance for the inconvenience of your delayed flight if it is over a certain time limit.
Home Burglary Insurance
In case of a burglary at your home back in India while you're on your trip, travel insurance for the Indonesia trip will compensate you for the losses as per your policy term.
Passport Loss
Having the best travel insurance for Bali from India will cover you for the costs incurred in getting a new or duplicate passport.
Baggage Loss
If your airline misplaces or damages your luggage, then your Bali travel insurance policy will provide a fixed sum to reimburse you for those damages.
Not Covered in Policy
The following are the cases that are not covered under your international travel insurance policy:
Planned Treatment: If you are travelling to get some treatment you have already planned, then you won't be covered.
Mental/Nervous Disorders: Medical expenses caused because of nervous or mental disorders will not be covered under Indonesia trip insurance plans.
Pre-existing Diseases: Your Indonesia travel insurance will not cover any medical expenses due to pre-existing conditions. You may buy an add-on that covers PED if you need additional coverage.
War or Terrorism: Losses suffered because of a civil war, rebellion, military actions, chemical or biological weapons, and acts of terrorism are not covered.
Losses due to Negligence: If you incur a loss due to your own negligence, it won't be covered by the insurer. For example, if you left your passport unattended and it was stolen, then you won't be covered for it.
Illegal Acts: If a claim arises because you committed a breach of the law in the country you are visiting, your travel insurance to Indonesia will not cover it.
Suicide/Self-inflicted Injury/Drug Use: Travel insurance from India to Indonesia will not cover any claim in case of intentional injury or damage you cause to yourself. It will also not cover any claim if you suffer a loss because of inebriation.
Visa Information for Indonesia from India
Indonesia requires all visitors to have a visa. Luckily, it offers Indian visitors both a visa on arrival and regular visas for Indonesia. It is better to apply for an e-visa for Indonesia to avoid delays at the port of entry. You can apply for different visas for Indonesia through any of the following ways:
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On arrival visa at the Indonesian airport
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e-Visa for Indonesia
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At the Indonesian embassy
You can apply for other types of Indonesian visas offered by the Embassy of Indonesia in India if your purpose of visiting is other than tourism or business.
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Go to the official evisa application portal of Ministry of Immigration and Corrections
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Enter your Nationality and select the purpose of visiting Indonesia
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Select the applicable visa (VoA/Single Entry/Multiple Entry, etc.)
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Fill out your details after logging in
It takes nearly five days to process an Indonesian tourist visa for Indians.
Despite the visa type, it is always recommended to have travel insurance before travelling to Indonesia. This will ensure your financial safety while you are outside India as well as necessary support during crises.
Documents Required for Indonesia Travel
You may contact the Indonesia Embassy in India or visit the official website to learn more about Indonesia entry requirements depending on your travel purpose.
Indonesia Entry Requirements from India
Other than a valid visa, Indians visiting Indonesia must meet the following requirements:
Completed eCustoms Declaration 72 hours before departure from India
Pay the Bali Tourist Tax/Levy through the Love Bali app or website
Proof of funds (Minimum USD 2000)
A valid International driving license, as an Indian DL is not accepted here
Since the requirements are subject to change with the conditions, make sure to check the official government website before finalising any plans.
Travel Insurance Purchase
The following documents are required to buy travel health insurance for Indonesia.
Passport number of travellers
ID proof, like PAN or other government-issued documents, for the proposal form
KYC for Indonesia travel insurance from India is required before purchase*
No one wants any untoward incident to happen while on a trip. There are many ways to safeguard yourself against unwanted incidents while on vacation; the best is to buy travel insurance for Indonesia. Even though Indonesia is safe to travel to, difficulties like baggage loss, flight cancellation, medical emergencies, and passport loss aren't uncommon here. In such circumstances, a travel insurance policy for Indonesia can be your safety net.
*You must also have your travel dates and destination for the proposal form.
Travel Insurance Claim
The following are the documents required for travel insurance Indonesia claim.
FIR or police report for criminal cases
Copy of your passport with immigration stamps
ID Proof
Completed claim forms
Copy of your original policy
Original bills and receipts
You may be asked to provide all of these or more documents, depending on your claim.
Why Buy from Policybazaar.com?
Buying from us comes with a lot of benefits:
Travel insurance for Indonesia from India
Easy Comparison: Compare multiple policies on the go
Accepted Worldwide: Plans that are approved worldwide, including visa insurance requirements.
Budget-friendly: Find the cheapest travel insurance for Indonesia
Instant Issuance: Get your policy within minutes
Global Support: Emergency & claim assistance throughout the world
Travel Guide for Indians Visiting Indonesia
Indonesia is one of the best tourist attractions, especially for Indians. The best time to visit Indonesia is between May and September, when the weather is sunny and dry. With so many places to visit, here are some useful information to help you plan your trip.
Know Indonesia Airports
As an island nation, Indonesia can be accessed by boat or flight. Some of the most popular international airports in Indonesia include the Soekarno-Hatta International Airport in Jakarta, Ngurah Rai (Bali) International Airport in Denpasar, Bali Island, and Juanda International Airport in Surabaya. Delayed flights and misplaced baggage are not that uncommon during any international trip. Make sure to buy international travel insurance for Indonesia from India to avoid these mishaps.
Currency in Indonesia
The currency used in Indonesia is the Indonesian Rupiah (IDR). Here is the latest exchange rate to get an estimate: 1 INR = 190.89 IDR = 0.000061 USD
Indian Embassy in Indonesia
In case of an emergency requiring diplomatic intervention while you're in Indonesia, make sure to reach out to the Indian Embassy in Indonesia. For visa, passport and consular services-related emergencies, you can get help at:
➣ Tel: +62 81 575131310
➣ Fax: +62-21-2522407
Indonesia Travel Tips
Ranked as the world's #45 safest country out of 195, Indonesia is pretty safe for tourists. However, they must take some precautions. Some useful tips while travelling in Indonesia are shared below:
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Complete the online ECD (Electronic Customs Declaration) within 72 hours before departing for Indonesia.
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If approached by guides, make sure they are registered.
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Indonesia has strict smoking laws; never smoke in public.
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Keep an eye on local news, especially if you're visiting during the rainy season.
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Bargaining is common here, especially if you're buying from markets.
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Avoid carrying non-essential expensive items such as jewellery in your handbag, as petty crimes like pickpocketing or mugging are common.
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Always invest in the best travel insurance for Bali from India if you have planned a detailed indonesia itinerary.
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If you plan to trek or participate in adventure sports, make sure to buy travel insurance Indonesia with adventure sports coverage.
Finally, buying travel insurance for Bali from India is the surest way to remain safe while in Indonesia. It will help you during emergencies, guide you with local authorities and cover emergency expenses as per your travel insurance policy.
Most Visited Places in Indonesia
Indonesia is a haven for adventure seekers and a dream for those who want a leisure trip. Here is the list of top tourist destinations in Indonesia:
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Tanah Lot Temple: Visit one of the ancient temples in Indonesia, the Tanah Lot Temple.
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Marine Park: You can watch an enthralling elephant show.
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Bali Safari: Bali is Indonesia's most popular beach destination. Other than the usual leisurely stroll, you can also ride on the safari bus and spot different animals and attractions in this theme park.
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Shopping in Ubud: All shopping lovers can visit the Ubud Art Market and shop their hearts out here. You can find handmade woven bags, statues, beautiful silk scarves, baskets, and other handicraft items.
Whether you want to see the beautiful bronze beaches or go on a thrilling hike, Indonesia won't let you down. Home to some of the most beautiful coral reefs in the world, Indonesia has something for everyone.
Travel Insurance for Indonesia from India: FAQs
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Q1: Is travel insurance mandatory for Indonesia?
Ans: No, travel insurance is not mandatory for Indonesia. However, you should have this safety net before leaving for Indonesia. -
Q2: Is Indonesia cheap to travel to?
Ans: Compared to other Southeast Asian tourist destinations, Indonesia is very affordable. If you book in advance, you can easily buy flight tickets for cheap. -
Q3: How can I buy the best travel insurance for Bali from India?
Ans: You can buy travel insurance for Bali from India online at Policybazaar.com. You can easily compare different plans offered by travel insurance companies in India, depending on your budget and needs. -
Q4: What is the best time to visit Indonesia?
Ans: The best time to visit Indonesia is during its dry season. You should plan your trip between May and September if you want to experience most of its attractions. -
Q5: Do I need COVID travel medical insurance for Bali?
Ans: No, you don't need COVID-19 travel insurance for Bali. However, the best travel insurance for Indoneisa will secure your Bali trip. -
Q6: What is the Bali tourist Tax?
Ans: All foreign tourists who wish to visit Bali must pay IDR 150,000 per person. These funds are essential to preserve and protect the natural environment in Bali as well as improve the quality of services available here. -
Q7: Is travel insurance for Bali from India mandatory?
Ans: No, Bali travel insurance is not mandatory, but it is still highly recommended for all visitors. -
Q8: How to get travel insurance for Bali?
Ans: You can buy the best travel insurance online for Bali through Policybazaar.com after comparing different plans available in the market. -
Q9: Do I need travel insurance for Indonesia?
Ans: Yes, you do. Having the best travel insurance for Indonesia will protect you during many emergencies, including passport loss, luggage loss, a cancelled hotel booking or medical emergencies faced during your time in Indonesia. -
Q10: Can I drive in Bali?
Ans: Yes, you can, but you will need an International driving license to be able to drive here.
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Disclaimer: The list of insurers mentioned are arranged according to the
alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any
particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of
insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India
refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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* Price shown is for a 90 day trip to Indonesia with 50,000 dollar coverage for an adult of age 25 years
