Edelweiss Tokio Life Insurance

Term Plan

Eligibility

Policy Term

Maturity benefit

Death Benefit

Edelweiss Tokio Life - Total Secure + Plan

18 to 65 years

10 to 62 years (as per policy option)

No benefit

Lump-sum, with a specific percentage of Death Benefit payable every month for a fixed number of months

Edelweiss Tokio Life – Simply Protect Plan

18 to 65 years

10 to 40 years

No benefit

Lump-sum or lump-sum with Income Benefit

Edelweiss Tokio Life – My Life + Plan

18 to 60 years

10 years/ 15 years/  20 years/ 25 years/ 30 years/ 35 years/40 years

No benefit

Lump-sum benefit option or Income benefit option- as per policyholder’s wish

Edelweiss Tokio Life - Protection Plan

18 to 60 years

10 to 30 years

No benefits

Sum Assured

Edelweiss Tokio Life - Income Replacement Plan

18 to 60 years

10 to 30 years

No benefits

Monthly Benefit until the end of policy term or 5 years, whichever is later

ULIP Plan

Eligibility

Policy Term

Maturity Benefit

Death Benefit

Edelweiss Tokio Life - Wealth Accumulation Cover Plus

5 to 65 years

10 years/ 15 years/  20 years/ 25 years/ 30 years

Fund Value

Fund Value and Sum Assured

Edelweiss Tokio Life - Wealth Accumulation (Privilege)

5 to 65 years

10 years/ 15 years/  20 years/ 25 years/ 30 years

Fund value

Fund Value or Sum Assured, whichever is higher

Edelweiss Tokio Life - Wealth Plus

1 to 55 years

10 years/ 20 years

Fund Value

Fund Value, Sum Assured less Relevant Partial

Withdrawals, or 105% of total premiums paid (whichever is highest)
+
Top-up Fund Value, Top-up Sum Assured, or 105% of total Top-up Premiums paid (whichever is highest)

Edelweiss Tokio Life - Wealth Ultima

17 to 70 years (as per chosen option)

10 Years

Fund Value

Fund Value or

105% of total Premiums paid (whichever is higher)

+

Top-up fund Value or 105% of total top-up premiums paid (whichever is higher);

varies as per factors, additional “little champ” benefits

Edelweiss Tokio Life - Wealth Enhancement

5 to 65 years

10years /15years /20 years

Fund Value or Sum Assured, whichever is high (subject to a minimum of 105% of total premiums paid)

Edelweiss Tokio Life - Wealth Accumulation (Acceleration Cover)

5 to 65 years

10 years/ 15 years/  20 years/ 25 years/ 30 years

 Fund value

Fund Value or Sum Assured, whichever is high

Policy

Eligibility

Policy Term

Maturity Benefit

Death Benefit

Edelweiss Tokio Life – EduSave Plan

18 to 45 years

10 to 30 years, as per option chosen by policyholder

Sum Assured + accrued bonuses

Sum assured, all future premiums waived, benefit upon maturity

Policy

Eligibility

Policy Term

Maturity Benefit

Death Benefit

Edelweiss Tokio Life - Cash Flow Protection Plus Plan

91 days to 55 years

100 years minus age at entry

Sum Assured, Terminal Bonus (if any)

Depends on entry age and age of the policyholder at the time of demise.

Ranging from 105% of the premiums paid to Sum Assured plus Bonuses.

Edelweiss Tokio Life - Triple Advantage Plan

91 days to 55 years

100 years minus age at entry

Sum Assured, Terminal Bonus (if any)

Depends on entry age and age of policyholder at the time of demise.

Ranging from 105% of premiums paid to Sum Assured plus Bonuses.

Edelweiss Tokio Life - Cash Income Plan

91 days to 55 years

100 years minus age at entry

Sum Assured payable lump-sum

10 times the annualized premium, or 105% of premiums paid till date of death, or minimum guaranteed sum assured on maturity, or Absolute amount assured to be paid on death- whichever is highest

Edelweiss Tokio Life - Pension Plan

18 to 65 years

10 years to 40 years (options available)

Sum Assured plus accrued bonuses and additions

Total premiums paid (along with 1% per annum interest) + accrued guaranteed additions + accrued bonuses, or 105% of premiums paid- whoever is higher

Edelweiss Tokio Life - Easy Pension

18 to 75 years

10 to 67 years

Fund Value, or Assured Benefit- whichever is higher

Fund Value, or Assured Benefit, or 105% of total premiums paid- whichever is highest

Edelweiss Tokio Life - Immediate Annuity Plan

18 to 85 years

11 options available

As per option chosen by policyholder

As per option chosen by policyholder

Investment Plan

Eligibility

Policy Term

Maturity

Death Benefit

Edelweiss Tokio Life - POS Saral Nivesh

1 to 50 years

10 to 20 years

Sum Assured

10 x Annualised Premium, Sum Assured on Maturity, or 105% of premiums paid (whichever is higher)

Edelweiss Tokio Life – GCAP

91 days to 55 years

10 years/ 15 years/  20 years/ 25 years/ 30 years

Sum Assured plus Cumulative Guaranteed Accrual Additions(CGAA)

Sum Assured; 105% of total premiums paid (in case the entry age is 5 years or lower)

Edelweiss Tokio Life - Smart Lifestyle

1 to 50 years

10 years/ 15 years/  20 years

Sum Assured

As per the chosen option

Edelweiss Tokio Life - Wealth Builder

3 to 55 Years

10 years/ 15 years

Sum Assured  plus Guaranteed Loyalty Additions

Sum Assured + Accrued benefit (if any)

Edelweiss Tokio Life - Guaranteed Income Plan

3 to 55 Years

15 years

200% of the `annual premium

Lump-sum benefit, whichever is the highest:

10 times the annualized premium, 125% of annualized premiums paid till date of death, or

lump-sum amount available at end of policy

Edelweiss Tokio Life - Dhan Labh

91 days to 45 years

15 years/  20 years/ 25 years/ 30 years

Sum Assured

Sum Assured

Edelweiss Tokio Life - Wealth enhancement (Ace)

5 to 65 years

10 years/ 15 years/  20 years

Fund value

Fund value or Sum Assured, whichever is higher

Edelweiss Tokio Life - Milestones Plan

14 to 40 years (as per policy option)

16 years/  20 years/ 25 years/ 30 years

40% of Sum Assured plus the accrued bonuses

Sum assured plus accrued bonuses

Edelweiss Tokio Life - Safe N Sure

5 to 55 years

15 years/  20 years/ 25 years

Sum Assured

Sum Assured

Edelweiss Tokio Life - Single Pay Endowment Assurance Plan

8 to 80 years (as per policy option)

10 years/ 15 years

Sum Assured

Sum Assured (subject to Death option and undertaking)