ICICI Lombard Single Trip Travel Insurance Plan

ICICI Lombard General Insurance has designed ICICI Lombard single trip travel insurance policy for all the single trips that you are planning to take around the world. It compensates for risks arising due to both medical and non-medical risks/emergencies across Asia, Schengen countries, the USA and the rest of the world. If you are planning to take only one vacation in a year, then a single trip travel insurance plan is best suited for you. You can select your travel duration for a maximum of 180 days and travel around the world in a secured manner. This international travel insurance policy will safeguard you until you return home from your trip. Let’s check out the plan in detail below:

Features of ICICI Lombard Single Trip Travel Insurance Plan

For non-frequent travelers, this single trip overseas travel insurance policy will be an adequate option. The plan offers protection against major troubles and will also help reducing your premium costs. Some of the key features that make it the best travel insurance are listed below:

• Comprehensive coverage against various medical and non-medical trips during your trip
• The policy is available to anyone between the age group of 3 months to 70 years
• Pre-medical screening not required up to 85 years age
• Coverage available up to 360 days( original 180 days, can be extended for 180 days more)
• Dependents in India can avail Value-added services

Why Choose ICICI Lombard Single Trip Travel Insurance Plan?

1. Avail Cashless Hospitalization Worldwide- Get this travel insurance plan and be sure of quality healthcare across the globe.
2. Schengen Cover- Get pre-approved cover that is tailor-made to your Schengen visa requirements while travelling to any of the Schengen countries.
3. Asia Cover- This overseas travel insurance plan provides coverage across Asia at an affordable premium.
4. USA or Canada Cover- ICICI Lombard travel insurance plan also offers coverage for single trips taken across USA and Canada.

ICICI Lombard Single Trip Travel Insurance Plan Coverage

Below mentioned are some of the coverage benefits that you will get under this ICICI Lombard travel insurance policy:

All the policy inclusions are in adherence to policy terms and conditions.

ICICI Lombard Single Trip Travel Insurance Plan Coverage Table

** Deductible of USD 100

No sub-limits plans are available for Schengen countries.

Sub-limits Applicable to the Coverage

There are sub-limits that are applicable to the coverage mentioned in the above heads. Check out the below table for details:

For the purpose of application of the above sub-limits:

***Miscellaneous expenses not limited to cost of pharmacy/medicines/ drugs/ nursing charges, external medical appliances as part of the treatment. Medical costs incurred on blood storage, processing charges, and other services that are not mentioned above.

ICICI Lombard Single Trip Travel Insurance Plan Limitations

This single trip travel insurance policy will not offer coverage under the below-mentioned circumstances anytime during your trip:

Before making the purchase, please cross check your policy wordings for exclusions that are there in your single trip overseas insurance plan.

ICICI Lombard Single Trip Travel Insurance Plan FAQs

Q1. What are the benefits of buying single trip overseas travel insurance from ICICI Lombard?

The eventualities that are covered by ICICI Lombard single trip travel insurance policy are as follows:

• Personal liability cover
• Missed flight connections
• Cashless hospitalization cover
• Trip cancellations and  other disruptions caused
• Loss of personal belongings, travel baggage, and travel documents
• Emergency cash assistance is offered even when you are in a different country
• Home burglary insurance while you are on your trip
• Emergency evacuation cover in the event of any political turmoil
• Hijack risk is also covered

Q2. Does ICICI Lombard travel insurance policy cover pre-existing diseases or diabetes?

Any travel insurance claim or medical emergency arising due to diabetes or any pre-existing health condition is not compensated under this plan.

Q3.What are the charges for ICICI Lombard single trip travel insurance policy cancellation?

The fee for ICICI Lombard travel insurance policy cancellation is Rs. 300.

Q4. How long does it take to get travel insurance policy documents when purchased online?

Once the payment is done you will get your travel insurance policy documents within 15 working days. The online purchase process only takes 15 minutes and you can take the print out instantly. You can use this travel insurance document at the time of travel insurance claim settlement.

Q5. Does ICICI Lombard single trip travel insurance policy cover pre-existing diseases?

This international travel insurance plan doesn’t cover claims arising due to any pre-existing medical condition whether it is declared or not declared at the time of purchase.

Q6. What are the sum insured options available while traveling to Schengen countries?

While purchasing a single trip travel insurance plan for Schengen countries you should opt for a minimum sum insured of USD 50,000.