Max Bupa Critical Illness Plans: Compare & Buy Policy Online

Max Bupa Critical Illness Policy

Max Health Insurance provides coverage for life-threatening diseases like kidney failure, heart ailments, tumors, cancer, etc. under its Criticare policy. You are paid a lump sum amount, which can be utilized for the treatment. The insurance claim is processed based on the diagnosis report and hospitalization is not mandatory.

Max Bupa’s critical illness plan offers coverage for 20 major critical illnesses with a direct claim settlement facility. You can either take payment in lump sum or opt for lump sum payment with 10 percent of SI for subsequent 5 years after payment of lump-sum amount.

Max Bupa Health Insurance at a Glance:

Key Features	Highlights
Network Hospitals	4500+
Incurred Claim Ratio	50.19
Renewability	Lifelong
Pre-existing diseases Waiting Period	4 years
No of health policies issued till 2019	309900
Claim Settlement Ratio	96%

Max Bupa Critical Illness Policy Features and Coverage Benefits

Sum Insured: Rs 3 lakh to Rs 3 Crore
Renewability- Lifelong
Coverage Type- Individual / up to 2 Adults
30-minute Cashless Claim Processing

Critical Illness List

Open chest CABG
Cancer
First heart attack
Aplastic anaemia
Open heart replacement
Stroke with permanent symptoms
Permanent paralysis of limbs
Kidney failure with dialysis
Coma
Major organ/bone marrow transplant
Multiple sclerosis with persisting symptoms
End-stage liver disease
Motor neurone disease with permanent symptoms
End-stage lung disease
Major burns
Deafness
Loss of speech
Fulminant viral hepatitis
Muscular dystrophy
Bacterial meningitis

Optional Covers in Max Bupa Critical Illness Plan

By paying an additional premium the following medical procedures can also be covered if you get Accidental cover:

Accidental Hospitalization Cover- It includes:

Surgical operations
Nursing, daycare, and dressing
Doctor’s/surgeon’s fee
Operation theatre charges
Anesthetics Fee, X-rays, CT Scans
Prosthetic Implants
Diagnostic procedure and therapies
Physiotherapy

For more details regarding Max Bupa’s critical illness cover, please write to us at care@policybazaar.com or speak to our health insurance experts at 1800-208-8787.

FAQs

Q1. Do I need to undergo a medical checkup before buying Max Bupa critical illness policy?

Under the Max Bupa critical illness policy a medical check-up might be required if you sign up for a new health insurance plan. However, health checkups are not required if it is a policy renewal. Infact, it is in your interest to undergo pre-medical screening at the time of enrolling in the health insurance scheme.
Q2. What is the sum insured/coverage limit under Max Bupa critical illness plan?

The sum insured/coverage limit under Max Bupa’s critical illness plan is minimum of Rs 3 lakh and maximum of Rs 2 Crore.
Q3. What is the fixed benefit option under Max Bupa’s critical illness Criticare plan?

The sum insured is payable in Lumpsum. Another option is that the sum insured is payable as Lumpsum and 10% of the sum insured is payable every year for subsequent 5 years from the date of payment as Lumpsum.