Max Bupa Critical Illness Policy

(160 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Max Bupa Critical Illness Policy

      Max Health Insurance provides coverage for life-threatening diseases like kidney failure, heart ailments, tumors, cancer, etc. under its Criticare policy. You are paid a lump sum amount, which can be utilized for the treatment. The insurance claim is processed based on the diagnosis report and hospitalization is not mandatory.

      Read More

      Max Bupa’s critical illness plan offers coverage for 20 major critical illnesses with a direct claim settlement facility. You can either take payment in lump sum or opt for lump sum payment with 10 percent of SI for subsequent 5 years after payment of lump-sum amount.

      Max Bupa Health Insurance at a Glance:

      Key Features Highlights
      Network Hospitals 4500+
      Incurred Claim Ratio 50.19
      Renewability Lifelong
      Pre-existing diseases Waiting Period 4 years
      No of health policies issued till 2019 309900 
      Claim Settlement Ratio 96%

      Max Bupa Critical Illness Policy Features and Coverage Benefits

      • Sum Insured: Rs 3 lakh to Rs 3 Crore
      • Renewability- Lifelong
      • Coverage Type- Individual / up to 2 Adults
      • 30-minute Cashless Claim Processing

      Critical Illness List

      • Open chest CABG
      • Cancer
      • First heart attack
      • Aplastic anaemia
      • Open heart replacement
      • Stroke with permanent symptoms
      • Permanent paralysis of limbs
      • Kidney failure with dialysis
      • Coma
      • Major organ/bone marrow transplant
      • Multiple sclerosis with persisting symptoms
      • End-stage liver disease
      • Motor neurone disease with permanent symptoms
      • End-stage lung disease
      • Major burns
      • Deafness
      • Loss of speech
      • Fulminant viral hepatitis
      • Muscular dystrophy
      • Bacterial meningitis

      Optional Covers in Max Bupa Critical Illness Plan

      By paying an additional premium the following medical procedures can also be covered if you get Accidental cover:

      Accidental Hospitalization Cover- It includes:

      • Surgical operations
      • Nursing, daycare, and dressing
      • Doctor’s/surgeon’s fee
      • Operation theatre charges
      • Anesthetics Fee, X-rays, CT Scans
      • Prosthetic Implants
      • Diagnostic procedure and therapies
      • Physiotherapy

      For more details regarding Max Bupa’s critical illness cover, please write to us at or speak to our health insurance experts at 1800-208-8787.


      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does HDFC ERGO Health Insurance Cover Dental Treatments?

      22 May 2024

      HDFC ERGO General Insurance Company offers various health
      Read more
      Does Aditya Birla Health Insurance Cover Dental Treatments?

      17 May 2024

      Dental insurance is vital in maintaining oral health by covering
      Read more
      Does Niva Bupa Health Insurance Cover Dental Treatments?

      06 May 2024

      Dental insurance covers regular dental check-ups and treatments to
      Read more
      Surgeries Covered by TATA AIG Health Insurance Plans

      26 Apr 2024

      Amidst the escalating healthcare costs nationwide, managing the
      Read more
      Surgeries Covered by Liberty Health Insurance Plans

      26 Apr 2024

      Liberty General Insurance Limited offers a range of comprehensive
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      Heart Surgery Cost in India
      Heart diseases are the leading cause of death across the globe. As per a survey by the World Health Organisation
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.