Max Bupa Critical Illness Policy

Max Health Insurance provides coverage for life-threatening diseases like kidney failure, heart ailments, tumors, cancer, etc. under its Criticare policy. You are paid a lump sum amount, which can be utilized for the treatment. The insurance claim is processed based on the diagnosis report and hospitalization is not mandatory.

Max Bupa’s critical illness plan offers coverage for 20 major critical illnesses with a direct claim settlement facility. You can either take payment in lump sum or opt for lump sum payment with 10 percent of SI for subsequent 5 years after payment of lump-sum amount.

Max Bupa Health Insurance at a Glance:

Key Features Highlights
Network Hospitals 4500+
Incurred Claim Ratio 50.19
Renewability Lifelong
Pre-existing diseases Waiting Period 4 years
No of health policies issued till 2019 309900 
Claim Settlement Ratio 96%

Max Bupa Critical Illness Policy Features and Coverage Benefits

  • Sum Insured: Rs 3 lakh to Rs 3 Crore
  • Renewability- Lifelong
  • Coverage Type- Individual / up to 2 Adults
  • 30-minute Cashless Claim Processing

Critical Illness List

  • Open chest CABG
  • Cancer
  • First heart attack
  • Aplastic anaemia
  • Open heart replacement
  • Stroke with permanent symptoms
  • Permanent paralysis of limbs
  • Kidney failure with dialysis
  • Coma
  • Major organ/bone marrow transplant
  • Multiple sclerosis with persisting symptoms
  • End-stage liver disease
  • Motor neurone disease with permanent symptoms
  • End-stage lung disease
  • Major burns
  • Deafness
  • Loss of speech
  • Fulminant viral hepatitis
  • Muscular dystrophy
  • Bacterial meningitis

Optional Covers in Max Bupa Critical Illness Plan

By paying an additional premium the following medical procedures can also be covered if you get Accidental cover:

Accidental Hospitalization Cover- It includes:

  • Surgical operations
  • Nursing, daycare, and dressing
  • Doctor’s/surgeon’s fee
  • Operation theatre charges
  • Anesthetics Fee, X-rays, CT Scans
  • Prosthetic Implants
  • Diagnostic procedure and therapies
  • Physiotherapy

For more details regarding Max Bupa’s critical illness cover, please write to us at This email address is being protected from spambots. You need JavaScript enabled to view it. or speak to our health insurance experts at 1800-208-8787.

FAQs

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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