Max Health Insurance provides coverage for life-threatening diseases like kidney failure, heart ailments, tumors, cancer, etc. under its Criticare policy. You are paid a lump sum amount, which can be utilized for the treatment. The insurance claim is processed based on the diagnosis report and hospitalization is not mandatory.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Max Bupa’s critical illness plan offers coverage for 20 major critical illnesses with a direct claim settlement facility. You can either take payment in lump sum or opt for lump sum payment with 10 percent of SI for subsequent 5 years after payment of lump-sum amount.
|Incurred Claim Ratio||50.19|
|Pre-existing diseases Waiting Period||4 years|
|No of health policies issued till 2019||309900|
|Claim Settlement Ratio||96%|
Critical Illness List
By paying an additional premium the following medical procedures can also be covered if you get Accidental cover:
Accidental Hospitalization Cover- It includes:
For more details regarding Max Bupa’s critical illness cover, please write to us at firstname.lastname@example.org or speak to our health insurance experts at 1800-208-8787.
Under the Max Bupa critical illness policy a medical check-up might be required if you sign up for a new health insurance plan. However, health checkups are not required if it is a policy renewal. Infact, it is in your interest to undergo pre-medical screening at the time of enrolling in the health insurance scheme.
The sum insured/coverage limit under Max Bupa’s critical illness plan is minimum of Rs 3 lakh and maximum of Rs 2 Crore.
The sum insured is payable in Lumpsum. Another option is that the sum insured is payable as Lumpsum and 10% of the sum insured is payable every year for subsequent 5 years from the date of payment as Lumpsum.
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