Max Bupa Critical Illness Policy

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      Max Bupa Critical Illness Policy

      Max Health Insurance provides coverage for life-threatening diseases like kidney failure, heart ailments, tumors, cancer, etc. under its Criticare policy. You are paid a lump sum amount, which can be utilized for the treatment. The insurance claim is processed based on the diagnosis report and hospitalization is not mandatory.

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      Max Bupa’s critical illness plan offers coverage for 20 major critical illnesses with a direct claim settlement facility. You can either take payment in lump sum or opt for lump sum payment with 10 percent of SI for subsequent 5 years after payment of lump-sum amount.

      Max Bupa Health Insurance at a Glance:

      Key Features Highlights
      Network Hospitals 4500+
      Incurred Claim Ratio 50.19
      Renewability Lifelong
      Pre-existing diseases Waiting Period 4 years
      No of health policies issued till 2019 309900 
      Claim Settlement Ratio 96%

      Max Bupa Critical Illness Policy Features and Coverage Benefits

      • Sum Insured: Rs 3 lakh to Rs 3 Crore
      • Renewability- Lifelong
      • Coverage Type- Individual / up to 2 Adults
      • 30-minute Cashless Claim Processing

      Critical Illness List

      • Open chest CABG
      • Cancer
      • First heart attack
      • Aplastic anaemia
      • Open heart replacement
      • Stroke with permanent symptoms
      • Permanent paralysis of limbs
      • Kidney failure with dialysis
      • Coma
      • Major organ/bone marrow transplant
      • Multiple sclerosis with persisting symptoms
      • End-stage liver disease
      • Motor neurone disease with permanent symptoms
      • End-stage lung disease
      • Major burns
      • Deafness
      • Loss of speech
      • Fulminant viral hepatitis
      • Muscular dystrophy
      • Bacterial meningitis

      Optional Covers in Max Bupa Critical Illness Plan

      By paying an additional premium the following medical procedures can also be covered if you get Accidental cover:

      Accidental Hospitalization Cover- It includes:

      • Surgical operations
      • Nursing, daycare, and dressing
      • Doctor’s/surgeon’s fee
      • Operation theatre charges
      • Anesthetics Fee, X-rays, CT Scans
      • Prosthetic Implants
      • Diagnostic procedure and therapies
      • Physiotherapy

      For more details regarding Max Bupa’s critical illness cover, please write to us at or speak to our health insurance experts at 1800-208-8787.


      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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