Why Do You Need Max Bupa Health Recharge Plan?

The policy is tailor-made for Individual and family

Comprehensive cover up to Rs.25 lakh
Lifetime renewability
Smart Top-up options for additional coverage
Personal Accident and Critical Illness add-on option to opt for
Cashless treatments in network hospitals across the country
Cumulative bonus for not claiming the insurance
Free-look period to return the policy if you find it insufficient to meet your requirements
Tax benefit on premium paid under Section 80D of the Income Tax Act
The policy comes with lifetime renewability

Key Features of Max Bupa Health Recharge Policy

The key features of this policy include:

No claim bonus of 20% for not claiming the insurance
The plan comes with lifelong renewability
Non-allopathic treatment cover
Option to add top-up plans at an additional cost
Add-on options such s critical illness rider and personal accident cover
Free-look period to cancel the policy
Online buying and renewal of the policy
Fast and smooth claim settlement

Max Bupa Health Recharge Inclusions

The list of coverage of Max Bupa Health Recharge plan includes:

In-patient Expense Cover	Available for hospitalisation related expenses
Hospital Accommodation	Hospital accommodation for a private single room with any capping on room rent expenses ()available for SI Rs. 5 lakh)
Pre and post Hospitalisation Expense	60 day and 90 days respectively for the treatment availing prior and post hospitalisation
Day-care Treatment	available
Domiciliary Hospitalisation	available
Organ Transplant Cover	In-patient expense cover for the harvesting of the donated organ
Emergency Ambulance	Up to Rs. 1500 per hospitalisation
E-consultation	the insured can avail E-opinion regarding illness or surgery
Personal Accident Cover (optional)	Covers death, permanent total and partial disability. It is an optional cover
Critical Illness Cover (optional)	Coverage against critical illnesses such as open heart surgery, kidney failure, CABG, bone marrow transplant etc.
Pharmacy and Diagnostic Service	available
Alternative Treatment Option	AYUSH Treatment, in-patient cover only, including Ayurveda, Unani, Siddha, Homeopathy etc.
Modification of Room Rent (optional)	Option to modify the room option to single occupancy. available for sum insured Rs. 4 lakh
Annual Aggregate Deductible (Optional)	Aggregate Deductible options ranging from Rs. 10,000- Rs. 10 lakh are available
Tax Benefit	Available under Section 80 D of Income Tax Act

Max Bupa Health Recharge Policy Exclusions

The policy becomes null and void under the below circumstances:

Injury due to hazardous activities
Artificial life maintenance
AYUSH treatment, except in-patient treatment availing under Ayurveda, Unani, Siddha, Homeopathy etc.
Expenses incurred towards congenital illness
HIV/AIDS or related diseases
Obesity, cosmetic surgery, weight loss treatment
Mental disorder, dental treatment
Pre-existing illness up to a specific time frame
Suicidal attempts, injuries due to war, war-like situation, nuclear weapon etc.
Any breach of law or involvement in criminal activities

Eligibility Criteria to Avail Max Bupa Health Recharge Plan

Minimum Entry Age	Dependent child-91 days to 25 years Adult- 18 years
Maximum Entry Age	65 years
Policy Tenure	1, 2 3 years
Policy Type	Individual and Floater basis

Max Bupa Recharge Policy Claim Process

If you are opting for cashless services, approach a network hospital, take help from the TPA about how to go with the process
The process has to be initiated 72 hours before availing the treatment in case of a planned hospitalisation
You’ll require to provide ID proof, Max Bupa health card or policy number
The documents will be sent for validation along with the pre-authorisation form to the insurer
The insurer will convey its decision within 4 hours from receiving the application
They may assign a relationship officer to make the cashless hospitalisation easy for you
Get admitted, avail the free treatment, sign all the required documents along with the invoices on discharge
The insurer will settle the bill as per the terms and conditions of the policy

Max Bupa Recharge Policy Renewal Process

Max Bupa health insurance comes with lifetime renewability option. Hence, it ensures lifetime coverage to you. However, you need to renew the policy once the policy tenure completes. You can renew the policy online or offline. While online policy allows you to pay the premiums online and get the renewed policy instantly, to ensure a policy renewal offline, you’ll have to either visit the branch or approach an agent. The agent will help you complete the renewal process, starting from filling the form to submitting the renewal form to the insurer.

How to Buy Max Bupa Health Recharge Policy?

You can buy Max Bupa Health Recharge policy in the following ways:

Online: bUying policy online is the most convenient yet safest way of buying insurance. While buying online you can even compare the policy as per the offerings, premium, claim settlement ratio of the insurer and finally buy an informed policy. This allows you to pick the right and affordable deal. To buy Max Bupa health insurance online, you can visit the official website of the insurer, select the policy you want, calculate the premium using Max Bupa premium calculator, pay the premiums online and get the policy instantly.
On Phone: You can call on their helpline number and get in touch with the customer care executive to get the detail. If you visit the website, you can see an option saying ‘Click to Arrange a Call’. If you choose this option, a call will be scheduled and an executive will contact to further assist you.
Visit the Branch: You can visit the nearest branch to buy Max Bupa health recharge policy. The complete list of location can be availed in the policy document or by visiting the official website and navigate through the ‘Contact Us’ section there.

Let’s lead a healthy and protected life with Max Bupa Health Recharge Plan!