Max Bupa Health Insurance Super Top up Plan

Max Bupa Health Recharge is a super top-up health insurance plan that helps you enhance your family’s health insurance cover at an affordable premium. With this Max Bupa health super top-up plan, you can avail the policy benefits for multiple hospitalizations and medical claims in a year, unlike a top-up health plan.

For example, if you have a health cover of Rs 5 lakh and your medical treatment cost is Rs 8 lakh, and if you have a top-up health insurance policy then the insurer will pay the remaining 3 lakh if your deductible limit is Rs 5 lakh. In case there is another medical emergency during that year, then your super top-up health plan will still kick in and pay for the treatment, unlike a top-up plan.

Eligibility Criteria

Criteria	Specifications
Sum Insured (Rs.)	Rs 2 lakh- Rs 95 lakh
Deductible(Annual Aggregate )	E-saver: 10,000 / 25,000 / 50,000 Super Top Up: Rs. 1 lakh to Rs.10 lakhs, in the multiples of 1 lakh
Pre-existing Disease Waiting Period	36 months
Optional Cover	Critical Illness/Personal Accident Cover
Renewability	Lifelong

Key Features of Max Bupa Health Recharge Super Top-up Plan

Mentioned below are the features and benefits of this Super top-up plan as given below:

Max Bupa health super top-up plan can easily be converted to an indemnity plan after 5 years
The coverage is provided on both individual and family floater basis for up to 2 Adults and 4 Children
Unlimited teleconsultation benefits are provided
Pharmacy and diagnostic services are also available through Max Bupa Health Insurance’s empanelled service providers
The claim settlement ratio of Max Bupa Health Insurance Company is 96%
There is no room rent capping in Max Bupa Health Recharge super top-up health plans

Inclusions of Max Bupa Health Recharge Super Top-up Plan

Mentioned below are the coverage benefits under the Max Bupa Super top-up policy:

Max Bupa Health Recharge super top-up health planoffers coverage for Ayurveda, Unani, Siddha, and Homeopathy treatment up to the sum insured
This super top-up plan covers hospitalization, pre and post-hospitalization expenses as well
Physiotherapy, investigation, and diagnostics services up to the sum insured amount
Some of the unique treatments of Max Bupa Health Recharge super top-up health plan include mental illness cover, artificial life maintenance, HIV/AIDS, and modern treatments
All the daycare treatment expenses like ENT, Dental, etc. are payable under this Max Bupa health top-up policy
You also get emergency ambulance cover up to Rs 1500 for each hospitalization
Some of the add-on covers include personal accident cover and critical illness cover

For more details, you can go through the Max Bupa Health Super top-up plan brochure online. Max Bupa health super top-up premium chart table is also given in the same.

Exclusions of Max Bupa Health Recharge Super Top-up Plan

Mentioned below are the limitations under the Max Bupa Super top-up policy for which claims are not permissible:

Ancillary Hospital Charges
Injuries resulting due to involvement in hazardous activities
Artificial Life Support
Behavioral, Neurodevelopmental and Neurodegenerative Disorders
Circumcision
Conflict and Disaster

For the complete list, please read the Max Bupa Health Super Top-up Plan Brochure carefully. If you want to get this plan you can write to us at care@policybazaar.com or call us at 1800-708-8787.

FAQs

Q1. What is the Max Bupa health recharge Super top-up policy?

This is a super top-up health insurance plan that offers coverage when your base sum insured gets exhausted. The policy covers daycare treatments. In addition, it also covers in-patient treatment, up to the sum insured value that can go up to Rs 95 lakh. This plan can cover 2 adults and 4 children. Premiums begin from Rs 3762 per annum.
Q2. Is there any possibility of personal accident cover with Max Bupa Super top-up health plan?

Personal accident cover is available in Max Bupa Health Recharge Super top-up plan. The coverage amount ranges from Rs 1 lakh to Rs 50 lakh. The policy protects the insured family against total disabilities, partial disabilities, and accidental death.
Q3. Do I get critical cover under Max Bupa Health Recharge Super top-up plan?

Yes, critical illness cover up to Rs 10 lakh is available under the Max Bupa Health Recharge super top-up health policy. It protects against illnesses such as kidney failure and cancer, depending on the base sum insured.
Q4. What are the sum insured options under Max Bupa Health Recharge Super top-up policy?

The sum insured options available under Max Bupa Health Recharge Super top-up policy are Rs 2 lakh to Rs 95 lakh.
Q5. Tell me about the Loyalty Benefits under the Max Bupa Health Recharge Super top-up policy?

Max Bupa Health Insurance Company provides a 5% loyalty addition per year on the sum insured that goes up to 50%.