Max Bupa Super Top up Plan

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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      Max Bupa Health Insurance Super Top up Plan

      Max Bupa Health Recharge is a super top-up health insurance plan that helps you enhance your family’s health insurance cover at an affordable premium. With this Max Bupa health super top-up plan, you can avail the policy benefits for multiple hospitalizations and medical claims in a year, unlike a top-up health plan.

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      For example, if you have a health cover of Rs 5 lakh and your medical treatment cost is Rs 8 lakh, and if you have a top-up health insurance policy then the insurer will pay the remaining 3 lakh if your deductible limit is Rs 5 lakh. In case there is another medical emergency during that year, then your super top-up health plan will still kick in and pay for the treatment, unlike a top-up plan.

      Eligibility Criteria



      Sum Insured (Rs.)

      Rs 2 lakh- Rs 95 lakh

      Deductible(Annual Aggregate )

      E-saver: 10,000 / 25,000 / 50,000

      Super Top Up: Rs. 1 lakh to Rs.10 lakhs, in the multiples of 1 lakh

      Pre-existing Disease Waiting Period

      36 months

      Optional Cover

      Critical Illness/Personal Accident Cover



      Key Features of Max Bupa Health Recharge Super Top-up Plan

      Mentioned below are the features and benefits of this Super top-up plan as given below:

      • Max Bupa health super top-up plan can easily be converted to an indemnity plan after 5 years
      • The coverage is provided on both individual and family floater basis for up to 2 Adults and 4 Children
      • Unlimited teleconsultation benefits are provided
      • Pharmacy and diagnostic services are also available through Max Bupa Health Insurance’s empanelled service providers
      • The claim settlement ratio of Max Bupa Health Insurance Company is 96%
      • There is no room rent capping in Max Bupa Health Recharge super top-up health plans

      Inclusions of Max Bupa Health Recharge Super Top-up Plan

      Mentioned below are the coverage benefits under the Max Bupa Super top-up policy:

      • Max Bupa Health Recharge super top-up health planoffers coverage for Ayurveda, Unani, Siddha, and Homeopathy treatment up to the sum insured
      • This super top-up plan covers hospitalization, pre and post-hospitalization expenses as well
      • Physiotherapy, investigation,  and diagnostics services up to the sum insured amount
      • Some of the unique treatments of Max Bupa Health Recharge super top-up health plan include mental illness cover, artificial life maintenance, HIV/AIDS, and modern treatments
      • All the daycare treatment expenses like ENT, Dental, etc. are payable under this Max Bupa health top-up policy
      • You also get emergency ambulance cover up to Rs 1500 for each hospitalization
      • Some of the add-on covers include personal accident cover and critical illness cover

      For more details, you can go through the Max Bupa Health Super top-up plan brochure online. Max Bupa health super top-up premium chart table is also given in the same.

      Exclusions of Max Bupa Health Recharge Super Top-up Plan

      Mentioned below are the limitations under the Max Bupa Super top-up policy for which claims are not permissible:

      • Ancillary Hospital Charges
      • Injuries resulting due to involvement in hazardous activities
      • Artificial Life Support
      • Behavioral, Neurodevelopmental and Neurodegenerative Disorders
      • Circumcision
      • Conflict and Disaster

      For the complete list, please read the Max Bupa Health Super Top-up Plan Brochure carefully. If you want to get this plan you can write to us at or call us at 1800-708-8787.


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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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