Max Bupa Health Insurance Super Top up Plan

Max Bupa Health Recharge is a super top-up health insurance plan that helps you enhance your family’s health insurance cover at an affordable premium. With this Max Bupa health super top-up plan, you can avail the policy benefits for multiple hospitalizations and medical claims in a year, unlike a top-up health plan.

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Max Bupa Super Top up Plan

Get up to 5% discount*
Get insured from the comfort of your home No medicals required
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    Some plans are available only after a certain time

    For example, if you have a health cover of Rs 5 lakh and your medical treatment cost is Rs 8 lakh, and if you have a top-up health insurance policy then the insurer will pay the remaining 3 lakh if your deductible limit is Rs 5 lakh. In case there is another medical emergency during that year, then your super top-up health plan will still kick in and pay for the treatment, unlike a top-up plan.

    Eligibility Criteria



    Sum Insured (Rs.)

    Rs 2 lakh- Rs 95 lakh

    Deductible(Annual Aggregate )

    E-saver: 10,000 / 25,000 / 50,000

    Super Top Up: Rs. 1 lakh to Rs.10 lakhs, in the multiples of 1 lakh

    Pre-existing Disease Waiting Period

    36 months

    Optional Cover

    Critical Illness/Personal Accident Cover



    Key Features of Max Bupa Health Recharge Super Top-up Plan

    Mentioned below are the features and benefits of this Super top-up plan as given below:

    • Max Bupa health super top-up plan can easily be converted to an indemnity plan after 5 years
    • The coverage is provided on both individual and family floater basis for up to 2 Adults and 4 Children
    • Unlimited teleconsultation benefits are provided
    • Pharmacy and diagnostic services are also available through Max Bupa Health Insurance’s empanelled service providers
    • The claim settlement ratio of Max Bupa Health Insurance Company is 96%
    • There is no room rent capping in Max Bupa Health Recharge super top-up health plans

    Inclusions of Max Bupa Health Recharge Super Top-up Plan

    Mentioned below are the coverage benefits under the Max Bupa Super top-up policy:

    • Max Bupa Health Recharge super top-up health planoffers coverage for Ayurveda, Unani, Siddha, and Homeopathy treatment up to the sum insured
    • This super top-up plan covers hospitalization, pre and post-hospitalization expenses as well
    • Physiotherapy, investigation,  and diagnostics services up to the sum insured amount
    • Some of the unique treatments of Max Bupa Health Recharge super top-up health plan include mental illness cover, artificial life maintenance, HIV/AIDS, and modern treatments
    • All the daycare treatment expenses like ENT, Dental, etc. are payable under this Max Bupa health top-up policy
    • You also get emergency ambulance cover up to Rs 1500 for each hospitalization
    • Some of the add-on covers include personal accident cover and critical illness cover

    For more details, you can go through the Max Bupa Health Super top-up plan brochure online. Max Bupa health super top-up premium chart table is also given in the same.

    Exclusions of Max Bupa Health Recharge Super Top-up Plan

    Mentioned below are the limitations under the Max Bupa Super top-up policy for which claims are not permissible:

    • Ancillary Hospital Charges
    • Injuries resulting due to involvement in hazardous activities
    • Artificial Life Support
    • Behavioral, Neurodevelopmental and Neurodegenerative Disorders
    • Circumcision
    • Conflict and Disaster

    For the complete list, please read the Max Bupa Health Super Top-up Plan Brochure carefully. If you want to get this plan you can write to us at or call us at 1800-708-8787.


    Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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