National Insurance Overseas Mediclaim Business & Holiday Policy

With so many people traveling abroad, travel-related contingencies are something that sturdy overseas travel insurance can take care of without burning a hole in your pockets. Safely travel along with your loved ones with the National Insurance overseas mediclaim business and holiday policy and avoid any expenses arising out of bodily injury or illnesses when you are traveling abroad.

Read more


Explore the world without any worries

Best Travel Insurance policies designed for all your needs.

Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

    Popular Destinations

    Add traveller(s) details
    Step 2/4
    Remove
    Any Pre-Existing medical condition
    +Add another traveller
    Select trip dates
    Step 3/4
    You are just one step away
    Step 4/4
    +91
    This will help us to contact you for your policy details and in case of any policy related issues
    By clicking on "" you agree to our Privacy Policy and Terms Of Use

    Now covers COVID-19

    Why National Insurance Overseas Mediclaim Business & Holiday Policy

    Since 1906, the National Insurance Company Limited has been operating and catering to many general insurance plans in India. It has also won many national and international awards like the Economic Times Iconic Brands in 2018 for the category of general insurance. An overseas travel insurance plan provides the mental peace and safety net in case anything goes wrong with their trip. This National Insurance Overseas Mediclaim Business and Holiday Policy offer assistance in case of several medical and flight-related issues under many plan variants that can be opted based on geographical location as well as the premium.

    Features & Benefits of National Insurance Overseas Mediclaim Business & Holiday Policy

    Given below are some perks and benefits of buying this National insurance overseas mediclaim business & holiday plan:

    • Multiple Options: You can choose from a list of variants depending on your geographical location, budget, and requirements
    • Dental Treatment: It also covers dental treatment up to USD 225 under the medical expenses.
    • Cashless Claim Settlement: Claim settlement is done in USD in case of medical expenses incurred abroad.
    • Easy to Purchase: The policy can be bought online by making a payment through a debit as well as a credit card.
    • One Plan for All: With premium depending on the plan chosen, the number of people covered can be up to 4.
    • Covers Senior Citizens: Individuals over the age of 70 can be covered if they meet specified requirements and health checkups.

    Things to know about  National Insurance Overseas Mediclaim Business & Holiday Policy

    Categories

    Specification

    Offered by

    National Insurance Company Limited

    Plan Variants

    Worldwide excluding USA/Canada: A-1, A-2
    Worldwide including USA/Canada: B-1, B-2
    Asia excluding Japan: Plan K

    Eligibility

    18 to 70 years, Medical Checkup required if insured above 70 years

    Sum Insured

    Up to USD 5,00,000

    Cancellation Policy

    Allowed within 14 days from the start of the policy, subject to deduction of cancelation charges

    Customer Support

    24x7 live chat support

    This National Insurance Overseas Mediclaim Business & Holiday Policy is available in the following variants depending on the location of your travel:

    • Plan A - Business and Holiday Travel for Worldwide excluding USA/Canada
      • Plan A - 1
      • Plan A - 2
    • Plan B - Business and Holiday Travel Worldwide including USA/Canada
      • Plan B - 1
      • Plan B - 2
    • Plan K - Business and Holiday Travel in Asian Countries Excluding Japan

    Inclusions Under the National Insurance Overseas Mediclaim Business & Holiday Policy

    Following are the benefits offered by this National Insurance Overseas Mediclaim Business & Holiday Policy:

    • Medical Expenses & Repatriation: The insurance provider will pay the insured in case there are sudden events of unexpected accidents or sickness while the insured is outside the country. This also includes a USD 225 reimbursement for any dental services. In case of their demise, the insurer will pay for the repatriation of their remains.
    • Personal Accident: In case of accidents or other events resulting in bodily injury, disablement, or death of the insured, the insurer will pay the capital sum as mentioned in their policy.
    • Delay in Checked-in Baggage: The insurer will pay for relevant necessary purchases in case their flight is delayed for more than 12 hours.
    • Loss of Passport: The insurer will reimburse the actual expenses that have been reasonably incurred by the insured in the event that they lose their passport.
    • Loss of checked-in Baggage: In case the insured loses their baggage, the insurer will cover the loss of baggage as per the sum specified in the policy.
    • Personal Liability: In case the insured becomes legally liable to pay for any accidental bodily/property damages to a third party, then the insurer will pay for it as per the policy.

    Please note that the first USD 100 for all these claims will be borne by the insured. These National Insurance overseas mediclaim business & holiday plans have been mentioned below along with their sum insured:

    Plan

    A1

     

     

    A2

     

     

    B1

     

     

     

    B2

    Section – A

    Illness, medical evacuation, repatriation,

     

    USD 50,000

     

     

    USD 2,50,000

     

     

    USD 1,00.000

     

     

    USD 5,00,000

    Section – B

    Personal Accident & disablement

    USD 10,000

    USD 25,000

    25,000

    USD 25,000

    Section – C

    Loss of Checked Baggage

    USD 1,000

    USD 1,000

    USD 1,000

    USD 1,000

     

    Section – D

    Delay of Checked Baggage

     

     

    USD 100

    USD 100

    USD 100

    USD 100

    Section – E

    Loss of Passport

    USD 150

    USD 250

    USD 250

    USD 250

     

    Section – F

    Third-Party Bodily Injury & Property damage

     

     

    USD 2,00,000

    USD 2,00,000

    USD 2,00,000

    USD 2,00,000

    Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

    Exclusions Under the National Insurance Overseas Mediclaim Business & Holiday Policy

    The insurer will not entertain any claims in the following circumstances:

    • If traveling against the advice of a physician is not covered
    • If the insured is traveling with the purpose of obtaining treatment abroad
    • Has received any terminal prognosis for a pre-existing condition
    • Any injuries due to participating in any Naval, Military, or Air force operations
    • Claims arising out of sexually transmitted diseases and suicide are not covered
    • Dental treatment unless arising out of injury or for immediate relief for dental pain is not covered
    • Any injuries due to exposure to any radioactive, toxic, or other hazardous properties of any substance
    • If the insured has participated in any hazardous adventure sports like mountaineering etc

    National Insurance Overseas Mediclaim Business & Holiday Policy Eligibility Criteria

    The proposer needs to be at least 18 years of age. The maximum age of family members should be 70. Those who are above 70 years of age and are traveling for over 60 days need to provide the following medical reports along with their proposal form:

    • ECG
    • Urine Strip test or Fasting Blood Sugar

    These reports must be from an MD Cardiologist. In case they are unable to submit these reports, their cover stands restricted to USD 10,000.

    FAQs

    Search
    Newsletter
    Sign up for newsletter
    Sign up our newsletter and get email about travel plans.

    You May Also Want to Know About

    Best Travel Insurance Policies in India

    Best Travel Insurance Policies in India

    Best Travel Insurance Policies in India When we talk about buying the best travel insurance plan, you’ll get a long list of travel insurance plans. This creates a lot of confusion. Even if you’ll ask any expert to name the best, you’ll probabl...
    Best Student Travel Insurance Plans in India

    Best Student Travel Insurance Plans in India

    Best Student Travel Insurance Plans in India Do you plan to travel abroad for higher studies? Do you have a good international college in mind, where you think you can take admission in? Have you looked at all the scholarships that the university is...
    Benefits of Buying a Travel Insurance Plan for Your Next Holiday

    Benefits of Buying a Travel Insurance Plan for Your Next Holiday

    Benefits of Buying a Travel Insurance Plan for Your Next Holiday Most of us love to travel. Exploring new lands and new cultures is always exciting. However, it does not take much time for a straightforward mishap to turn your entire trip’s fun i...
    Best Travel Insurance Companies in India

    Best Travel Insurance Companies in India

    Best Travel Insurance Companies in India Just the mere thought of travelling to a destination enthrals you and you cannot resist than planning around the vacation, which leaves you excited. Though travelling has its pros you cannot deny the fact tha...
    Domestic Travel Insurance Coverage & Benefits

    Domestic Travel Insurance Coverage & Benefits

    Domestic Travel Insurance Coverage & Benefits There are numerous insurance companies that are providing domestic insurance for traveling within India. But do you really think of domestic travel insurance as a compulsion and necessity and what ar...