Reliance General Student Travel Insurance

Studying abroad is a dream come true for many! A lot of hard work is put behind getting admission in a renowned international university.  Undoubtedly, studying abroad is fun and is indeed a life-changing experience; however, staying in a foreign land comes with some unknown medical as well as non-medical risks. So, if you are going to study abroad it is imperative to buy a student travel insurance plan that can safeguard you from any unforeseen contingencies that may arise during your stay. Reliance General Insurance has designed Reliance Student Travel Insurance Plan that offers medical emergency cover, loss of checked-in baggage covers, personal liability cover, sponsor protection cover, and coverage for various other travel-related risks seamlessly.

Features of Reliance Student Travel Insurance Plan

Reliance Student travel insurance plan covers all the major medical and non-medical expenses. Here is a quick rundown of the some of the main benefits and features of Reliance Student Travel Insurance Plan:

• Comprehensive coverage benefits that include medical, travel, and non-medical expenses
• Availability of optional covers that meet your university guidelines
• Anyone who is planning to study abroad and is between the age group of 12 and 40 years can buy this plan
• Flexibility to choose coverage tenure ranging from 1 month to 3 years
• Reliance Student travel insurance plan allows you to choose your geographical scope of coverage
• Availability of various other features such as bail bond, sponsor protection, laptop/tablet, and accidental benefits among others
• Pre-policy medical checkup is not mandatory
• Comprehensive coverage benefits available at an affordable premium. Idle for those who are planning to study abroad
• Extended coverage benefits in the country of residence and the home country as well

Eligibility Criteria for Reliance Student Travel Insurance Plan

Any student can buy this travel insurance plan if they fulfill the following eligibility criteria:

Reliance Student Travel Insurance Plan Coverage

Reliance Student Travel Insurance Plan compensates for various risks and emergencies that can otherwise ruin your stay. The plan safeguards against sudden illnesses, pre-existing illnesses, dental expenses, accidental death, a compassionate visit by a family member, and the likewise. The scope of coverage may vary from one plan to another. Check out the below table for policy inclusions:

Reliance Student Travel Insurance Plan Optional Coverage

This student travel insurance plan also gives you the option to add the various add-on covers as listed below:

Reliance Student Travel Insurance Plan Exclusions

There are various benefits that are offered by the Reliance travel insurance. However, the insurer will not accept your claims under the following circumstances:

Reliance Student Travel Insurance Plan FAQs

Q1. Why should I buy Reliance Student Travel Insurance Plan?

This student travel insurance policy is recommended for the following reasons:

• You can enjoy your peace of mind, as you are not required to run from pillar to post in case of any emergency situation, that too in a foreign land
• You do not need to face any hassle of getting paperwork​done
• You can customize these plans as per the duration of your studies or the courses you are planning to take
• It  covers both medical and non-medical expenses
• Usually, the claims are settled in a convenient and timely manner

Q2.Can I claim for a loss of tablet or passport with Reliance Student Travel Insurance Plan?

Yes, this overseas travel insurance plan for students compensates for the cost of a stolen laptop or tablet that was being used for educational purposes.

Q3. Can I opt for additional coverage benefits under Reliance Student Travel Insurance Plan?

There are various optional covers that you can opt for- self-inflicted injuries, adventure sports injury, AIDS and HIV Cover, pre-existing diseases, maternity and newborn care, Vision Care (co-payment of 50%), etc.

Q4. What are the limitations of the Reliance Student Travel Insurance Plan?

Any claim that is arising due to the following conditions is usually not covered by most of the student travel insurance plans:

• Any student travel insurance claim that is made post completion of the  policy term shall not be considered by the insurer
• Irrational loss of passport resulting due to reckless behavior of the insured person, which could be avoided and only happened due to his failure to avert the loss
• Involvement in any dangerous occupation or hazardous activity, then the insurer is not liable to recompense
• Willful engagement in any criminal or illegal activity

Please check the policy wordings for the detailed list of exclusions.