IndusInd General Senior Citizen Travel Insurance

Why Purchase IndusInd General Senior Citizen Travel Insurance?

With the increase in age, health conditions worsen. But this problem cannot stop you to have fun with your loved ones during a trip as long as you have IndusInd General Senior Citizen Travel Insurance Policy. This policy protects you from potential threats even after 60, This is one of the travel insurance plans for senior citizens and it can protect them financially as well as help them provide the facility wherever they are.

Features & Benefits of IndusInd General Senior Citizen Travel Insurance

Several features come along with the IndusInd General Senior Citizen Travel Insurance plan. They are as follows:

• This policy comes with 4 different plans (Standard, Silver, Gold and Platinum) so that you can choose according to your suitability.
• This policy has a special policy extension feature, which means if you’re travelling plan is extended for some reason, you can extend your policy accordingly.
• Specially meant for people between age brackets 61-70 years.
• Worldwide cashless hospitalization facility is provided under this policy.
• This plan covers a trip up to 180 days which can be extended up to 365 days.
• Automated extension is possible in case you face any medical emergencies.
• Quick and hassle-free claims are provided 24*7.
• A free international Sim card is provided with every international trip.
• In case your plane is hijacked, a distress allowance will be covered by the policy.

Things To Know About IndusInd General Senior Citizen Travel Insurance Plan

IndusInd General Senior Citizen Travel Insurance: Inclusions

This insurance plan provides cover for the following:

• If the insured gets injured during the trip
• Anesthetic treatment of teeth because of any injury
• Expenses occurred in the medical evacuation of the insured to India
• Checked-in baggage total loss by a common carrier
• If the insured misses a connecting flight because of a delay of more than 3 hours
• If the plane is hijacked for more than 12 hours then the insured gets cover for special distress allowance
• The insured gets cover for the purchase of clothing, medication, toiletries if the luggage is missing for more than 12 hours
• If you are hospitalized and a family member comes to visit then the return ticket expense will be covered
• If the trip is delayed by 12 hours because of an airline, medical, personal employment problems or natural disaster, the expenses will be covered
• If the trip is cancelled or interrupted because of medical, airline, personal employment problem or natural calamity
• In case of burglary in your house while you are travelling to another country under overseas travel insurance
• Emergency medical expenses are covered while you are travelling abroad.
• Compensation is provided for third-party if your involuntary action caused someone any damage or loss to health or property
• While transporting the insured’s mortal remains then the expenses incurred in it as well as burial in another country in the untimely demise

IndusInd General Senior Citizen Travel Insurance: Exclusions

This insurance plan does not provide cover for the following:

• If you are traveling against the advice of doctor and have to be hospitalized
• If you are receiving or are on a waiting list for specified medical treatment.
• If you are travelling to receive treatment abroad, the policy will not provide cover
• If you have been given a terminal prognosis for a medical condition by the doctor
• If you have been given a terminal prognosis for a medical condition
• If the insured commit suicide
• Fr self-inflicted injury or illnesses
• Mental disorder of any kind is not covered
• No cover for venereal diseases
• There is no cover for Anxiety, stress or depression
• In case the insured gets injured or suffer any kind of damage or loss under the influence of alcohol or drugs
• If there is a war or nuclear threat is going on where you're travelling
• There is no cover for the senior citizens above 80 years of age travelling with Schengen Travel insurance
• If the insured loses checked baggage, then there will be no partial loss or damage will be covered
• The insured will get cover for life-threatening diseases only when it is coming out of a disclosed pre-existing condition that was mentioned in the policy while purchasing for people up to 70 years of age.
• Customers need to declare a pre-existing disease to get a cover for any medical condition arising out of it otherwise the policy will not cover for its expenses
• If you do not report the loss of your passport or theft to the police authority then there will be no cover provided.

IndusInd General Senior Citizen Travel Insurance: Eligibility

Here are the eligibility criteria to purchase this policy

• People above the age of 60 and less than 90 are eligible to purchase this policy
• People travelling abroad for holidays between the age of 60-90 can purchase this policy

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