Reliance General Asia Travel Insurance

Why Buy Reliance General Asia Travel Insurance?

Asia is not only a beautiful continent but also a thriving place for business opportunities. For decades, people from India have been holidaying and conducting business in Asian countries like Singapore, China, UAE, Thailand, Israel, etc. However, a much-anticipated trip to an Asian country can turn into a nightmare if an unforeseen event strikes. For instance, the insured gets sick or his/her wallet gets stolen. Such incidents will not only spoil the trip but also cause major financial losses.

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An international travel insurance policy can protect the insured traveller financially in case of any adversities encountered abroad. Reliance General Asia Travel Insurance is one of the few insurance companies that offer customized travel insurance plans for people visiting Asia. The plans provide comprehensive coverage to the traveller to ensure that they return with happy memories only.

Features & Benefits if Reliance General Asia Travel Insurance

Take a look at the key features and benefits of Reliance Travel Care policy - Asia plan:

• Asia Coverage- The plan provides coverage to the insured traveller for all countries in Asia except Japan.
• Medical Coverage- It covers the insured traveller against a bunch of medical emergencies, including medical illness, acute dental pain, accidental injury, etc.
• Travel-related Emergencies- The policy provides coverage for travel-related emergencies, such as baggage loss, passport loss, trip delay, flight hijack, etc.
• Automatic Policy Extension- It comes with an automated policy extension in case the insured faces any medical emergencies or his/her tri is delayed right before the policy expiry date.
• Quick Claim Settlement- It offers quick and hassle-free settlement of claims as the insurer offers emergency assistance 24*7.
• Cashless Hospitalization Facility- The plan offers a cashless hospitalisation facility to the insured traveller in case he/she needs to get admitted to a hospital during the trip.

Things to Know About Reliance General Asia Travel Insurance

Inclusions under Reliance General Asia Travel Insurance

The Reliance Travel Care policy - Asia plan comes with the following coverage:

1. Medical Expenses- It reimburses the medical expenses incurred by the insured on the treatment of an illness or injury during the trip. It pays for the hospitalization expenses along with the cost of medical evacuation. It also pays for the cost of repatriating the mortal remains of the insured.
2. Dental Treatment- It covers the dental expenses incurred for the treatment of acute pain resulting from an injury sustained during the trip.
3. Personal Accident- The Reliance General Insurance Company will pay compensation in case an accident abroad causes bodily injuries to the insured.
4. Accidental Death -Common Carrier - It pays compensation to the insured if an accident caused while travelling in a common carrier leads to death or disability.
5. Loss of Passport- It reimburses the charges to obtain the duplicate and fresh passport in case the insured traveller has lost the original one.
6. Total Loss of Checked-in Baggage- It provides compensation to the insured if his/her check-in baggage has been misplaced by the scheduled airline.
7. Delay of Checked-in Baggage- It reimburses the expenses incurred by the insured on essential items, such as medicines, toiletries, etc. if the check-in baggage was delayed for more than 12 hours.
8. Trip Delay- It reimburses the additional expenses incurred by the insured in case his/her trip was delayed by more than 12 hours.
9. Personal Liability- It pays compensation to third parties if the insured traveller has accidentally caused property damages or bodily injuries to them during the trip.
10. Financial Emergency Assistance- It provides emergency cash to the insured traveller if all his/her money has been stolen during the trip.
11. Hijack Distress Allowance- It pays a distress allowance to the insured traveller if his/her flight was hijacked for more than 12 hours.

Exclusions under Reliance General Asia Travel Insurance

The following situations and expenses are excluded under the Reliance Travel Care policy - Asia plan:

• Pre-existing medical conditions(unless under life-threatening situations)
• HIVAIDS treatment
• Venereal diseases
• War, nuclear radiationand nuclear weapons-related claims
• Loss of passport in public placesif left unattended
• Mental disorder
• Suicide or self-inflicted injuries or illnesses
• Claims resulting from participation in dangerous sports
• Travelling against the doctor’s advice
• Abuse of alcohol or drugs related claims
• Travelling to an Asian country to obtain medical treatment
• Check out the complete list of Reliance General Asia Travel Insurance by referring to the policy brochure.

Reliance General Asia Travel Insurance Eligibility Criteria

The following people are eligible to buy the Reliance General Asia Travel Insurance policy:

• People between the age of 3 months to 60 years can buy this policy
• The destination country should be in Asia, except for Japan.
• The maximum trip duration is 30 days.