Star Health Corporate Travel Protect Insurance Policy

Why Purchase Star Health Corporate Travel Protect Insurance

Imagine you are on your business trip that might be a big opportunity for yourself as well as for the growth of your company and while on that trip you have to face an unforeseen incident that leads to some kind of loss or damage to you as well as to your stuff then Star health corporate travel protect insurance is the one for you. Star Corporate Travel Protect Insurance Policy covers you for all medical eventualities with nominal premium rates. Apart from this, the travel insurance plan provides cover for flight cancellations, emergency medical evacuation, lost-baggage, etc.

Features & Benefits of Star Health Corporate Travel Protect Insurance

• Star Corporate Travel Protect Insurance Policy covers you against all emergency expenses incurred in any part of the world.
• Hospitalization expenses for accident or illness also including medical evacuation.
• In case the policyholder dies then the transportation cost of the mortal remains to India is covered
• Any kind of dental treatment caused in an accident is covered
• Compensation following checked-in injury
• Cost for obtaining new passport
• The plan covers the policyholder on all legal liabilities if the traveler causes any bodily injury or property damage to any third party whilst on an insured trip.
• Star has collaborated with reputed overseas assistance companies to render policy services abroad.

Things to Know About Star Health Corporate Travel Protect Insurance

Star Health Corporate Travel Protect Insurance: Inclusions

Star health corporate travel protect insurance provides cover for paid expenses followed by any medical emergency during the trip. Here are the things covered under this insurance plan:

• Loss of checked in baggage is covered
• Delay of checked-in baggage is covered
• Coverage for the loss of passport
• Loss caused due to flight delay
• Cover for missed and connection flights
• Highjack distress is also covered
• Cover for trip cancellation
• Travel expenses for sending a substitute employee if the insured employee gets sick

Star Health Corporate Travel Protect Insurance: Exclusions

This insurance plan does not provide cover for the following:

• If the insured is travelling against medical advice of the doctor
• Pre-existing condition treatment
• If insured is solely traveling for a medical treatment
• If the insured gets participates in the winter sports or even use dry ski slopes
• If the insured gets engaged in the manual work
• If the insured participates in any riot or civil commotion
• Any loss or damage caused in a war, war-like situation, invasion of foreign enemies, civil war, rebellion, insurrection, etc. are not covered
• If the insured participates in racing, motor rallies, mountaineering, rafting, underwater activity, aerial activities, etc. are not covered
• Suicide and willful or self-inflicted injury
• Mental disorder, depression, alcoholism, use of drugs
• Loss or damage caused by nuclear fission, fusion or radio-active contamination
• HIV, AIDS medical expenses are not covered
• Claims arising because of pregnancy
• Insured’s own act or omission claims are not covered
• If the insured rides a two-wheeler and meets an accident unless the rider is duly qualified or holds a valid driving license of that particular country where the two-wheeler was ridden.
• Any kind of consequential loss whether direct or indirect
• Any kind of legal liability whether direct or indirect
• Claims related to bankruptcy or liquidation whether direct or indirect
• Loss caused by Radioactive, toxic or explosive property
• Pressure waves caused by airplanes travelling at sonic or supersonic speed
• Provoked assault or murder or intentional self-injury
• If the insured expose him/herself to exceptional danger
• If the insured gets engaged in any adventure sports
• Any congenital anomalies or complication

Star Health Corporate Travel Protect Insurance: Eligibility Criteria

All the corporate employees who reside in India above 18 years of age travelling out of India on a business related work can purchase this insurance plan.

However, people above 65 years of age are required to go through some medical tests such as ECG, fasting, cholesterol, blood sugar, urine strip test. The upper age limit varies based on the medical condition from one person to person.