Star Health Travel Protect Insurance Policy

Why Purchase Star Health Travel Protect Insurance?

Traveling to another country can be exciting. But you never know what kind of crisis you might have to face during your trip. It can be related to any kind of loss or damage to your belongings or medical emergency it can cost you a lot in an unknown country. Be it a fun trip, a business-related trip or you are planning to go for higher studies abroad, Star health travel protect protects you from all kinds of emergencies.

Features & Benefits of Star Health Travel Protect Insurance

Star Health Travel Protect Insurance is a type of travel insurance comes with several features and benefits and they are as follows:

• Emergency medical, Repatriation in case of a medical emergency, dental emergency expenses following an accident, compensation following accidental injuries
• Loss of checked-in baggage (up to the limits)
• Expenses incurred for obtaining a new passport
• Delay in flight or missed departure/connection, a situation involving hijack distress
• Expenses on emergency purchases of consumables due to any delay in handing checked-in baggage by the carrier for more than 12 hours
• Pecuniary loss on cancellation of your trip due to any accidental bodily injury/death of family members.
• Any Legal Liability burdened upon you due to causing bodily injury or property damage to any third party.
• The insurance is applicable for travel worldwide both including USA and Canada and excluding the USA and Canada.

Things to know about Star Health Travel Protect Insurance

Star Health Travel Protect Insurance: Inclusions

Star health travel protect insurance plan provides cover for the following:

• This insurance plan provides worldwide cover to the policyholder
• This plan provides cover for emergency medical expenses
• In case the insured loses passport or checked-in baggage
• This plan provides cover for flight delay, trip cancellation and hijack distress
• This plan provides cover for the personal accident
• This plan covers the legal liability for bodily injury or property damage caused to the third-party

Star Health Travel Protect Insurance: Exclusions

Star health travel protect insurance plan does not provide cover for the following:

• If the insured travel against medical advice
• Pre-existing diseases are not covered
• Going abroad for a medical treatment
• If insured goes on professional or organized sports, rock climbing, etc.
• If the insured gets involved in winter sports or use ski slopes
• In case the insured gets involved in manual work of any kind
• In case the insured participates in a riot or civil commotion
• Suicide or willful self-inflicted injuries, illnesses, mental disorder, depression, anxiety are not covered
• In case of a claim arising in pregnancy
• Exposure to exceptional danger (except in an attempt to save human life)
• Congenital anomalies or any other complications

Star Health Travel Protect Insurance: Eligibility Criteria

The eligibility criteria to purchase the Star Health Travel Protect Insurance plan is as follows:

• Any Indian Citizen aged between 6 months and 70 years going on a business trip or holiday out of India can purchase this insurance plan
• Anyone above the age of 70 years will have to pay an additional 50% of the premium amount on the applicable premium. Then they can purchase this policy
• Anyone above the age of 75 years will have to pay an additional 100% of the premium amount on the applicable premium amount. Then they can purchase this policy.