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  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

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TATA AIG Asia Travel Guard Policy

Taking care of emergencies during a vacation abroad is surely a hassle. With TATA AIG Asia Travel Guard Policy, travel confidently that you will not be alone if something goes wrong. It offers compensation for many emergencies like checked baggage loss, personal liability, checked baggage delay, loss of passport, etc. so that you are not burdened with any unnecessary expenses abroad.

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Why TATA AIG Asia Travel Guard Policy?

Holidays are the perfect time to enjoy yourself and be with your dear ones. These moments of happiness are meant to be cherished throughout life. A joint venture between the TATA group and the American International Group, this policy has been made to provide wide coverage at an affordable cost while you explore Asia. This travel insurance policy has been specially designed to meet the contingencies that you may face while traveling anywhere in Asia. The policy can be purchased for anyone between the age of 6 months up to 70 years and comes in two variants.

Features & Benefits of TATA AIG Asia Travel Guard Policy

Here are some reasons for you to buy this plan:

  • Wide Age Group: Can be purchased for infants as well as senior travelers up to the age of 70 years
  • Floater Option: The benefits can be extended to the insured's spouse, and two dependent children under 23 years of age
  • Emergency Assistance: 24X7 protection through dedicated customer care
  • Instant Policy Purchase: Buy this policy instantly within minutes without any extensive paperwork or health check-up

Things to know about TATA AIG Asia Travel Guard Policy

Categories Specifications
Eligibility 6 months up to 70 years
Benefits Provides cover for Personal accident, medical expenses, Loss of passport, Personal liability, Baggage Loss
Renewable No
Refundable No

Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

This policy is available through two plans with a varying sum insured and benefits:

  • Silver
  • Gold

In case of any confusion, you can also write to Policybazaar Insurance Broker Private Limited at care@policybazaar.com.

Inclusions under the TATA AIG Asia Travel Guard Policy

Some of the features offered by this policy are mentioned below:

  • The policy provides benefits for a personal accident resulting in death or disability while the insured is abroad
  • Reimbursement of medical expenses due to accident and sickness including hospital room and board expenses, surgical treatment ambulance charges, etc.
  • The policy provides for emergency medical evacuation and repatriation of remains in case of the unfortunate demise of the insured while on the trip.
  • Compensation for the loss of checked-in baggage as per the policy schedule
  • The policy covers expenses incurred in obtaining a new or duplicate passport if you lose it while you’re abroad
  • Compensation for damages to be paid to a third party, resulting from death, bodily injury, or damage to property

Exclusions under the TATA AIG Asia Travel Guard Policy

In certain cases, the policy will not provide any reimbursement or coverage, some of which have been mentioned below:

  • Pre-existing conditions
  • If the insured person is traveling against the advice of their doctor or for treatment abroad
  • In case of any losses arising out of war, invasion, rebellion, etc.
  • Any congenital anomalies or conditions arising from them
  • Loss because of participating in winter sports, driving races, and other potentially dangerous sport
  • In case of suicide, or attempt to suicide, mental or nervous disorder
  • Loss sustained due to influence under drugs, alcohol, or any other intoxicants
  • Cases of pregnancy, childbirth, and related complications
  • Any non-medical expenses
  • Any loss due to criminal or illegal activities

TATA AIG Asia Travel Guard Policy Eligibility Criteria

Any Indian between the age of 6 months to 70 years traveling within Asia on business or leisure can avail of this insurance policy. This policy can only be purchased for a single trip.

TATA AIG Asia Travel Guard Policy - FAQs

  • Q: Are there any deductibles under this TATA AIG Asia Travel Guard Policy?

    Ans:

    Yes, there are deductibles with many benefits offered by this plan. Some of these are:

    • Loss of passport: USD 30
    • Accident and sickness medical expenses: USD 100
    • Personal Liability: USD 200

    Other than these, regardless of the plan purchased, there are some limits on the eligible expenses if the insured is aged between 56-70 years.

  • Q: How will the Policy Pay me for These Claims?

    Ans:

    The policy will pay through reimbursement or cashless settlements for inpatient treatment abroad. In case of outpatient medical expenses and other travel emergencies, it will reimburse the insured as per the policy schedule.

  • Q: Can This Plan be Renewed?

    Ans:

    While the plan is effective, single-trip insurance can neither be renewed nor canceled, unless the policy is canceled prior to the effective date.

  • Q: How can I Buy This TATA AIG Asia Travel Guard Policy?

    Ans:

    You can buy this plan through policybazaar.com or by visiting their official site. You can also buy this travel insurance plan offline by locating a branch near you. However, don’t forget to compare different travel insurance plans at Policybazaar.com before buying one.

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*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

 
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