TATA AIG Asia Travel Guard

Why Choose the TATA AIG Asia Travel Guard Plan?

The TATA AIG Asia Travel Guard plan is a comprehensive travel insurance policy designed to secure your trips within Asia. Made to secure your Asian travel episodes, this plan offers extensive coverage for many medical & non-medical risks, ensuring that you start and complete your trip with peace of mind.

This TATA AIG Asia Travel Guard plan covers essential contingencies including medical emergencies, flight delays and cancellations, baggage loss, passport loss and more. It also comes with a global assistance network, ensuring that help is just one call away. From 24/7 emergency support to cashless hospitalisation, the plan also includes features that make your overall travel experience more secure, making navigation through discomfort easier.

Key Features of TATA AIG Asia Travel Guard Plan

The TATA AIG Asia Travel Guard Plan is packed with a wide range of features that are tailored keeping in mind different travel needs. Here's a detailed look at the key features:

TATA AIG Asia Travel Guard Plan Variants

This TATA AIG Asia Travel Guard plan offers coverage in three variants, each tailored for different types of travel needs:

For details, please refer to the policy wording.

TATA AIG Asia Travel Guard Plan Inclusions

The inclusions in the Asia Travel Guard plan by TATA AIG travel insurance cover potential losses due to an array of risks that may follow you through your trips. From medical to transit, here is a list of coverages that this plan can check off your must-have list:

1. Emergency Medical Expenses:

   One crucial inclusion in this TATA AIG Asia Travel Guard plan is coverage for expenses because of emergency medical treatment arising out of accidental injury or sudden illness while you're abroad. The plan provides financial support in case of any unexpected health-related scenario, such as outpatient care, hospital stays, prescribed medications, and more.

2. Medical Evacuation and Repatriation:

   If a serious medical condition requires immediate evacuation, the TATA AIG Asia Travel Guard plan will cover the cost of transportation to the nearest medical facility. In case of a fatality, the plan will also cover expenses for repatriation.

3. Trip Cancellation and Trip Interruption:

   TATA AIG Asia Travel Guard covers non-refundable expenses such as flights and stays in case of trip interruptions or cancellations due to illness, severe weather, and other unforeseen circumstances. If your travel plans are altered due to an event beyond your control, the plan will help mitigate the financial consequences that follow.

4. Loss or Delay of Checked-in Baggage:

   If your checked-in baggage is lost, this TATA AIG Asia Travel Guard plan will compensate you for the loss of essentials and personal belongings. In case the baggage is delayed, you can claim reimbursement for the purchase of necessary items, including clothing and toiletries, to avoid inconvenience.

5. Loss of Passport:

   Losing your passport during a trip is no less than a nightmare! This plan helps you by covering the additional costs of getting a duplicate/new passport needed to arrange the replacement.

6. Missed Connection:

   One crucial benefit of the TATA AIG Asia Travel Guard plan is compensation for missed flights due to specific reasons (such as airline delays). The plan covers additional expenses incurred, like booking new flights or extra accommodation forced by the delay, ensuring that you can continue with your trip with minimal disruption.

7. Personal Liability:

   In case you accidentally cause damage to another person (third party) or harm their property, then the insurer will cover the legal expenses as per the policy terms.

8. Accidental Death and Dismemberment:

   In the unfortunate event of permanent disability or accidental death due to an accident when travelling, the TATA AIG Asia Travel Guard plan provides a lump sum payment to your beneficiaries, offering a financial cushion during a challenging time.

TATA AIG Asia Travel Guard Plan Exclusions

While the TATA AIG Asia Travel Guard Plan secures your Asian trips with extensive coverage, you must also understand situations where this policy won't provide any coverage benefits. Here are the list of general exclusions:

• Incidents due to pre-existing medical conditions
• Scenarios involving injuries that are self-inflicted in nature, such as suicide or attempted suicide
• Claims related to events that occur under the influence of alcohol, drugs, or other such intoxicants not prescribed by a physician
• Injuries or accidents that occurred during your participation in adventure sports or any such high-risk activities (unless you have opted for a specific cover for the same)
• Claims resulting from acts of war, nuclear radiation, or contamination
• Any claims arising due to travelling against medical advice
• Any loss resulting from fraudulent, criminal or dishonest acts committed by the insured

How to Raise Claim under TATA AIG Asia Travel Guard Plan

In case of any interruption during your trip, you must keep a few things in mind to be able to get the best support from your insurance policy:

• Intimate your insurer as soon as possible of the incident
• You must raise a claim within 30 days of your return to India
• You must keep all the documents like receipts, FIR, bills, medical reports, discharge summaries, etc. as they will be required later

You can contact our claim support team. To reach out to the team, you can either:

• Call on our toll-free number 1800-258-5881 or
• Email at travelclaims@policybazaar.com