United India OMP for Business and Holiday

The United India Overseas Mediclaim Policy for Business and Holiday is ideal for individuals who travel abroad for business or leisure trips. This United India Travel Insurance policy covers the insured traveller against unforeseen medical and non-medical expenses incurred during the overseas trip that may lead to financial losses.

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* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

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Travel Insurance plans starting at just ₹50 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Get Travel Insurance from 8+ insurers having more than 20 plans with Policybazaar

Plans include Covid-19 global coverage

Plans include Covid-19 global coverage

Accidental & sickness expenses

Accidental & sickness expenses

Covers Loss of check-in Baggage

Covers Loss of check-in Baggage

Get Trip Cancellation benefits

Get Trip Cancellation benefits

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Why Buy United India OMP for Business and Holiday?

Travelling abroad is common amongst travel enthusiasts and businessmen. Although they usually travel to a foreign country for a short period of time, they are exposed to all kinds of uncertainties during the trip. For instance, a traveller may get sick due to a sudden change in weather or end up losing his/her passport while visiting a foreign country. Such incidents can not only spoil the trip but can also cause major monetary losses.

However, overseas travellers do not have to worry about such losses as they will be covered under the United India OMP for Business and Holiday. This travel insurance plan by United India Insurance Company Limited has been designed to provide financial assistance to the insured business and leisure travellers in case adversities strike during their trip.

Key Features and Benefits of United India OMP for Business & Holiday

Given below are some of the key features and benefits of the United India Overseas Mediclaim policy for Business and Holiday:

  • Worldwide Coverage- It comes with worldwide coverage and thus, covers the travellers no matter which country he/she is travelling to.
  • Destination-specific Cover- The policy provides coverage as per the insured’s travel destination e. including USA & Canada or excluding USA & Canada.
  • Medical Coverage- It covers medical expenses, including personal accident and repatriation expenses, incurred by the insured while travelling abroad.
  • Cashless Treatment Facility- It provides a cashless hospitalization facility to the insured if he/she gets admitted to a network hospital of the overseas network provider of United India Insurance Company.
  • Non-Medical Coverage- It covers the insured against non-medical adversities, such as loss of passport, personal liability, etc.
  • Baggage Insurance- It covers the traveller against baggage-related adversities faced while travelling abroad, such as delay of check-in baggage and loss of check-in baggage.
  • Online ClaimIntimation Facility - The insurer offers an online claim intimation facility to all policyholders.

Things to Know About United India OMP for Business and Holiday

Categories Specifications
Trips Covered International
Number of Countries Covered Worldwide
Sum Insured 50,000 USD
100,000 USD
250,000 USD
500,000 USD
Plan Variants Plan A - Worldwide excluding USA & Canada with Sickness cover
Plan B - Worldwide including USA & Canada with Sickness cover
Plan LA - Worldwide excluding USA & Canada without Sickness cover
Plan LB - Worldwide including USA & Canada without Sickness cover
COVID-19 Cover Available
Trip Duration Up to 180 days
Claim Assistance Available
In-house Claim Assistance Not available

Inclusions under United India OMP for Business and Holiday

The Overseas Mediclaim policy for Business and Holiday by United India Travel Insurance offers the following coverage:

  • Medical Expenses & Repatriation- The policy covers the medical expenses incurred for the treatment of an illness or injury sustained while travelling abroad. It includes the cost of availing dental services for immediate pain relief and emergency medical evacuation. It also covers the cost of repatriating the mortal remains of the body back to India.
  • Personal Accident- It provides compensation to the insured traveller in case an accident abroad leads to death or permanent disability.
  • Total Loss of Checked-in Baggage- It pays for the losses incurred by the insured in case his/her check-in baggage is lost by the scheduled airline.
  • Delay of Checked-in Baggage- It reimburses the unaccounted expenses incurred on the emergency purchase of necessary items in case the traveller’s check-in baggage is delayed by the scheduled airline for more than 12 hours.
  • Loss of Passport- The policy covers the actual expenses incurred by the insured to obtain the duplicate or fresh passport if he/she lost the original one during the tri
  • Personal Liability- It provides compensation to third parties in case the insured is responsible for causing accidental bodily injuries or property damages to them while visiting a foreign country.

Exclusions under United India OMP for Business and Holiday

The following expenses are not covered by the United India OMP for Business and Holiday:

  • Pre-existing diseases
  • Travellingagainst the advice of the physician
  • HIV/AIDS
  • Injuries and illness resulting from war and nuclear perils
  • Claims related to suicide or attempted suicide
  • Cosmetic surgery unless resulting from a covered accident
  • Routine physical examination
  • Pregnancy, childbirth, miscarriage, abortion or any related complications
  • Claims related to alcoholism and drunkenness
  • Travelling to obtain medical treatment

To check the complete list of exclusions, refer to the policy document of United India OMP for Business and Holiday.

United India OMP for Business and Holiday FAQs

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