United India Unimedicare Policy

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Unimedicare policy covers various expenses of illnesses/diseases. Various hospitalization benefits such as room boarding expenses, surgeon fees, nursing fees, cost of pacemaker and other expenses are covered.

Key Features

  • Family discount in premium
  •  Cumulative Bonus
  •  Cost of Health Check-up
  •  Ease of Timely Claims Settlement.
  •  Free Look Period of 15 days from the date of receipt of the Policy document  so that you can review the terms and conditions of this Policy
  •  30 days grace period for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.


Hospitalisation Benefits



i) Room Boarding Expenses as provided by the Hospital / nursing home.

i) Up to 0.5% of Sum Insured per day

ii) If admitted in IC Unit

ii) Insured per da


Surgeon Anasthetist Medical Practitioner Consultants Specialists Fees Nursing Expenses

Upto 15% of Sum Insured per illness / injury


Anaesthesia Blood Oxygen Operation Theatre Charges Surgical appliances Medicines & Drugs Diagnostic Materials and X-ray Dialysis Chemotherapy Radiotherapy Cost of Peacemaker Artificial Limbs & Cost of organs and similar expenses.

Upto 15% of Sum Insured per illness / Injury



  • Diseases/injuries which are pre-existing for the first year.
  • Any treatment related to pregnancy.
  • Any naturopathy related treatment.

Documents Required to Buy the Policy

  • Application form/ proposal form
  • Valid address Proof
  • Photographs
  • Medical examination report from authorized hospitals(in some cases)


MINIMUM-18 Years

MAXIMUM-65 Years

Written By: PolicyBazaar - Updated: 06 September 2016
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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