United India Unimedicare Policy

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Introduction/Overview

Unimedicare policy covers various expenses of illnesses/diseases. Various hospitalization benefits such as room boarding expenses, surgeon fees, nursing fees, cost of pacemaker and other expenses are covered.

Key Features

  • Family discount in premium
  •  Cumulative Bonus
  •  Cost of Health Check-up
  •  Ease of Timely Claims Settlement.
  •  Free Look Period of 15 days from the date of receipt of the Policy document  so that you can review the terms and conditions of this Policy
  •  30 days grace period for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.

Benefits

Hospitalisation Benefits

Limits

A

i) Room Boarding Expenses as provided by the Hospital / nursing home.

i) Up to 0.5% of Sum Insured per day

ii) If admitted in IC Unit

ii) Insured per da

B

Surgeon Anasthetist Medical Practitioner Consultants Specialists Fees Nursing Expenses

Upto 15% of Sum Insured per illness / injury

C

Anaesthesia Blood Oxygen Operation Theatre Charges Surgical appliances Medicines & Drugs Diagnostic Materials and X-ray Dialysis Chemotherapy Radiotherapy Cost of Peacemaker Artificial Limbs & Cost of organs and similar expenses.

Upto 15% of Sum Insured per illness / Injury

 

Exclusions

  • Diseases/injuries which are pre-existing for the first year.
  • Any treatment related to pregnancy.
  • Any naturopathy related treatment.

Documents Required to Buy the Policy

  • Application form/ proposal form
  • Valid address Proof
  • Photographs
  • Medical examination report from authorized hospitals(in some cases)

Eligibility

MINIMUM-18 Years

MAXIMUM-65 Years