Roadside Assistance Cover for Superbikes (For More Than 250CC)

Have you grown up dreaming of owning a superbike? Riding a superbike is fun but safety is also important, especially during a road trip. Having a roadside assistance plan with your comprehensive bike insurance would greatly help you in case of road emergencies.

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Two-wheeler Roadside Assistance Cover for Superbikes

Roadside assistance is a self-explanatory term. It can be purchased as a rider with the bike insurance policy by paying an extra nominal insurance premium. The cover provides emergency assistance to insured bike riders who get stuck during the journey due to a breakdown.

The insurer provides roadside assistance services including repairing, towing, emergency fuel services, etc. This add-on cover minimizes the inconvenience that may arise during the journey. Any benefit consumed under this plan will not be counted as a claim. Thus, the No Claim Bonus remains intact even if the policyholder utilizes this bike insurance add-on cover to repair their superbike.

Roadside Assistance Plan Details

The benefits of car roadside assistance cover in bike insurance are provided in the table below-

Plan Details Roadside Assistance Cover
Plan Duration 1 year
Battery Issues Covered
Flat Tyre Assistance Covered
Fuel Delivery Covered
Locked and Lost Key Covered
On-Site Breakdown Assistance Covered
Towing To the nearest network garage
Price Varies from insurer to insurer

Inclusions of Roadside Assistance Cover in Bike Insurance

From minor repairs, to towing and refueling, you can save yourself from various glitches that might arise while driving on the road. For details check out the list of inclusions under the emergency RSA cover-

  1. Tyre Issues

    A flat tyre is a common issue faced by bikers. This mostly happens when the bike is not maintained or continuously runs on poor road infrastructure. In the case of a flat tyre, a mechanic will assist with a spare tyre, or the bike will be towed to the nearest network garage for repair.

  2. Lost Keys

    If the bike keys are lost or misplaced, the insurer shall help to retrieve the key within a radius of 100 km from the residence of the policyholder.

  3. Emergency Fuel Assistance

    During the journey, running out of fuel can be a nightmare for a biker. With the help of RSA, the insurer will arrange 5 liters of fuel to continue their journey.

  4. Battery Issues

    An unexpected battery rundown can be a problem when the rider is on a road trip. In such a situation, the insurer will make the necessary arrangements to start the bike so that the rider can continue the journey without any worries.

  5. Towing Assistance

    Due to mechanical or electrical breakdowns, the biker might face challenges in the middle of the journey. For such issues, a mechanic will provide on-spot repairs or the bike shall be towed to the nearest network garage. However, the cost of spare parts and material consumed to repair the insured bike will not be covered under the RSA plan.

  6. Pick-up and Drop

    The insurer can also arrange a pick-up and drop facility from the place the insured bike broke down to the policyholder's residence.

Exclusions of Roadside Assistance Cover in Bike Insurance

Every insurance cover comes with certain exclusions under which the claims are not settled by the insurer. Here are some exclusions-

  • If the insured superbike is involved in illegal activities such as racing.
  • If the insured superbike is used beyond the limit of the owner's manual.
  • If the policyholder does not intimate the insurer beforehand about the incident.

Final Words

Emergencies come in unannounced! Whether it is a flat tyre or your bike’s empty fuel tank, a 24x7 roadside assistance cover will help you in times of such trouble. You can also compare and purchase a roadside assistance cover along with the comprehensive bike insurance policy from the official website of Policybazaar Insurance Brokers Private Limited.

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis