Jawa Perak Insurance

Jawa Perak Variant with Insurance Premium

Currently, there is only one Jawa Perak variant available, and Jawa Perak insurance is the ideal option for all-around protection. Let us look at the Jawa Perak bike insurance price along with the zero-dep add-on cost:

*Disclaimer: The price stated in the table above is only for reference. The Jawa Perak insurance renewal price can fluctuate based on deductibles, add-ons, Insured Declared Value (IDV), and the city of registration.

Reasons to Buy Jawa Perak Insurance Online from Policybazaar.com

Policybazaar.com is one of the most trusted platforms for buying Jawa Perak insurance. Let's understand what benefits you will be getting if you buy bike insurance online:

• Comprehensive Insurance: Get all-round protection, including third-party liabilities such as injury or death of a person, property damage, as well as own damage.
• No Claim Bonus (NCB): You can get up to 50% discount on premiums while renewing the insurance as the NCB benefit.
• Claim Settlement Assistance: You will also receive end-to-end claim settlement for both cashless and reimbursement claims.
• Cashless Repairs: No more worrying about payment while you take your bike to a network garage with cashless repairs.
• 24/7 Roadside Assistance: 24/7 help is available when issues such as a flat tyre, engine breakdown, or other minor repairs are needed for your Jawa Perak.
• 24/7 Customer Support: You can call 1800-258-5970 at any time for any queries or support you may need.

Disclaimer: Different insurers may provide different inclusions and exclusions under Jawa Perak insurance. Check the complete list of inclusions and exclusions before purchasing the policy.

Jawa Perak Insurance Add-ons

Add an extra layer of protection to your Jawa Perak insurance with add-ons. The add-ons ensure that coverage is provided under almost all circumstances. Some add-ons which are useful for two-wheeler insurance are listed below:

• Return to Invoice Cover: In a normal case, if your Jawa Perak gets stolen or is declared a total loss, you get the Insured Declared Value (IDV). However, when this add-on is selected, you can obtain the invoice amount during settlement, which will include both road tax and registration fees.
• Zero Depreciation Cover: Zero Depreciation Cover ensures that when the repairs and replacement of any bike component are done, the depreciation amount is not deducted, and the entire amount is paid for.
• Pillion Cover: A pillion rider is typically not covered under a standard policy. However, this add-on ensures that the pillion rider is also protected. Compensation is provided if the pillion is injured or if there is disability or fatality.
• Consumables Cover: Since the cost of consumables such as nuts, bolts, brake oil, lubricant or engine oil is not covered under normal circumstances, this add-on ensures that it is covered and you do not have to pay for it.

How to Buy or Renew Jawa Perak Insurance Online?

Jawa Perak insurance can be bought or even renewed instantly on Policybazaar.com. Here is how you can do it, too:

• Step 1: Visit Policybazaar.com and select 'Bike Insurance' under the 'Insurance Products'.
• Step 2: For the renewal of Jawa Perak insurance, you have to enter the registration number and click on the 'View Prices'. If you have a new bike, click on 'Bought a new bike' and choose the options further based on your bike and model.
• Step 3: Select either comprehensive or third-party bike insurance for your Jawa Perak.
• Step 4: You can also add covers to your policy, such as return to invoice cover or zero depreciation cover.
• Step 5: Now compare Jawa Perak insurance plans and then choose the one that fits your requirements and proceed with the payment via debit card/credit card or UPI.
• Step 7: You will receive an email with the policy document once the payment is complete.

How to Claim Insurance for a Jawa Perak Online?

Primarily, there are two claim processes under Jawa Perak insurance: cashless and reimbursement. Both the claim procedures are explained below:

1. Cashless Claims Settlement

The cashless claim process under two-wheeler insurance can be done in the following way:

• Step 1: Inform the insurer about the incident involving your Jawa Perak by calling them or any other way that the insurance provider authorises.
• Step 2: A surveyor will be appointed to assess the damages to the bike. Post-assessment, an evaluation report is submitted to the insurer.
• Step 3: Get your Jawa Perak to a local network garage for cashless repairs.
• Step 4: The insurance company will cover the cost of repairs and replacements.

2. Reimbursement Claims Settlement

If you wish to opt for the reimbursement claim settlement, here is how you can do it:

• Step 1: You can call and inform the insurance company about the accident/incident.
• Step 2: A surveyor will be appointed to inspect the damages.
• Step 3: The surveyor will share the evaluation report with the insurance provider.
• Step 4: Submit a claim form along with all other required documents.
• Step 5: You can take your Jawa Perak to any garage of your choice.
• Step 6: You can pay the bill, which will be reimbursed to you as per the guidelines of the insurer.

Documents Required for Jawa Perak Insurance Claims

Whether it is a cashless claim or reimbursement claim under your Jawa Perak insurance, there are certain documents that you must possess, and they are listed below:

• Claim form (filled and signed)
• Driving licence
• Registration certificate
• KYC documents, if the damages are more than Rs 1 lakh
• FIR Report 
• Estimates for the repair
• Invoices
• Receipts

Additional Documents Required for Jawa Perak Theft Claims

Here are the documents that are essential for theft claims under Jawa Perak insurance:

• Registration certificate
• Insurance documents
• Keys
• Purchase invoice
• Police FIR 
• Non-Traceable Report
• Letter of Subrogation
• A NOC from the financier
• RTO declaration stating that the insured Jawa Perak is 'No Use'.