Zontes 350R Bike Insurance

Zontes is a Chinese brand that came to India in 2022 by partnering with Moto Vault. The Zontes 350R has a single-cylinder, liquid-cooled 348cc engine that produces 38.8 HP of power and 32.8 Nm of torque. This makes it good for rides in the city and short trips on the weekend. But there are still risks, like being broken into, having items stolen, or having the weather damage the bike. Read on to learn more about Zontes 350R bike insurance, including costs, the renewal process, how to file a claim, and other benefits.

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    1.2 Crore+ Bike Insured
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Popular Zontes 350R Variants with Insurance Premium

To pick the best insurance plan, you need to know how much the different options cost. The table below shows the expected insurance rates for the Zontes 350R, including the cost of the Zero Depreciation add-on, based on the provided information.

Zontes 350R Variants Zero Depreciation Cover (Add-on) Estimated Zontes 350R Bike Insurance Price Bundle Policy
Zontes 350R STD (348 cc) ₹240 ₹7,634 onwards

*Disclaimer: The estimated premium for the Zontes 350R has been calculated using Policybazaar.com's bike insurance premium calculator, considering factors like the year of registration, Insured Declared Value (IDV), the place of registration, etc. 

Reasons to Buy Zontes 350R Insurance Online from Policybazaar.com

The Zontes 350R insurance process on Policybazaar.com is clean and straightforward. You click, compare, and see competing quotes all on a single screen:

  • Comprehensive Coverage: This policy provides comprehensive coverage for your bike, including third-party liability and personal damage.
  • Cashless Garage Network: You can get your Zontes 350R repaired at authorised service centres without making any upfront payment, making the process simple and stress-free.
  • Swift Claim Settlement: Quick and smooth claim processing helps you get your bike back on the road without long delays.
  • No Claim Bonus: During the renewal process, you will receive a discount on your premium if you ride safely and do not file a claim. This is referred to as the No Claim Bonus. In this way, responsible riding is rewarded.
  • Roadside Assistance: If your bike breaks down, you may get help quickly, including towing and simple repairs at the location of the accident.
  • Customer Support: You can call 1800-258-5970 for help with insurance questions at any time.

Coverage Under Zontes 350R Insurance

A well-designed two-wheeler insurance policy provides financial protection for your Zontes 350R against many unforeseen events. Let us first understand what the policy covers and what it does not, as this will help us clearly explain the inclusions and exclusions that follow:

  • Inclusions
  • Exclusions

A comprehensive Zontes 350R insurance policy provides financial security for the following incidents:

  • Damage from hitting something by accident.
  • The bike was stolen, or things were lost because of a burglary.
  • Destruction caused by fires or explosions.
  • Damage when lightning strikes.
  • Damage that happens during riots or protests.
  • Effects of cyclones, storms, floods, landslides, earthquakes, and other natural disasters.
  • Vandalism or terrorism that causes losses.
  • Your bike can get damaged when being transferred by road, train, air, or even water.

In the following cases, claims will not be accepted under Zontes 350R insurance:

  • Parts that wear out over time.
  • Electrical or mechanical problems (unless there is an accident).
  • Any losses that happen later or are not directly related.
  • Riding while drunk or high on drugs.
  • Driving without a current PUCC, Zontes 350R insurance policy, driving licence or vehicle registration.
  • Damage from nuclear accidents, wars, and other things.
  • Problems that come up outside of the area that the policy covers.
  • Damage to the tyre or tube, unless it was caused by a crash.

*Disclaimer: The coverage for Zontes 350R insurance may differ based on the carrier. Look at your policy terms to know the details.

Zontes 350R Insurance Add-ons

When you ride in India, adding the right extra coverage to your Zontes 350R insurance gives you more security. These coverings protect the one-of-a-kind components of your bike, thereby reducing the expenses associated with repairs or accidents. Here are four important extras you should think about to get the most out of your insurance:

  • Return to Invoice Cover: This add-on helps you recover the full value of your bike, including the invoice price, taxes, and registration charges, in case of total loss or theft. It is ideal for riders who want complete financial protection for their premium 350R.
  • Zero Depreciation Cover: With this cover, you get the full claim amount without any deduction for parts like plastic, rubber, or metal. It is perfect for those who want to maintain their bike in top condition without paying extra for repairs.
  • Personal Accident Cover: This pays the rider money if they are hurt, become disabled, or die in an accident. This extra is very important for 350R riders who drive on busy city streets or winding highways, where the risks are higher.
  • Engine Protection Cover: This extra covers the price of fixing the engine if it gets damaged by water, oil leaks, or flooding. It helps riders who live in places with a lot of rain or bad drainage, where the engine is more prone to be damaged.

How to Buy or Renew Zontes 350R Insurance Online

It's easy and quick to buy or renew Zontes 350R insurance on Policybazaar.com. You may easily get your policy by following these steps:

  • Step 1: Visit Policybazaar.com and click on the 'Two Wheeler Insurance' link.
  • Step 2: To renew, enter your Zontes 350R registration number. If you bought a new bike, click 'Bought a New Bike.'
  • Step 3: On the next page, fill out all the required fields.
  • Step 4: Choose either full coverage or third-party coverage for your Zontes 350R.
  • Step 5: You can also add useful covers like personal accident protection or zero depreciation.
  • Step 6: Look at different insurance rates, choose the best one, and pay with UPI, a debit or credit card, or online banking.
  • Step 7: After you pay, your insurance policy will be sent to you via email within minutes.

How to Claim Insurance for Zontes 350R?

It's easy to file a claim for your Zontes 350R with your insurance. When you take your motorcycle to get repaired, you can either file a claim without cash at a network garage or file a claim for reimbursement at a garage that is not in the network. The steps that need to be followed for each approach are as follows:

  1. Cashless Claim Process

    To raise a cashless claim, follow the steps below:

    • Step 1: Call the insurance company as soon as possible after the accident.
    • Step 2: A surveyor checks out the damage and provides a report.
    • Step 3: Once you and the other person have agreed, take your Zontes 350R to a network shop.
    • Step 4: The garage gets paid directly by the insurance company for the repairs.
  2. Reimbursement Claim Process

    To raise a reimbursement claim, follow the steps below:

    • Step 1: Call the insurance company to tell them about the accident.
    • Step 2: An inspector checks the damage and writes a report.
    • Step 3: The report is usually finished in two days.
    • Step 4: Send in the claim form and any other papers that are needed.
    • Step 5: Pay for the repairs and save the original bills.
    • Step 6: Give the insurance company the bills and any other papers that prove they are correct.
    • Step 7: The amount you were approved for goes into your bank account.

What You Need to File a Claim for Zontes 350R Insurance

Submitting all the necessary paperwork makes the claims process go more smoothly. The following things are needed:

  • A claim form that has been filled out and signed.
  • Certificate of Registration for the Bike.
  • A valid driver's license.
  • KYC papers for claims over ₹1 lakh.
  • Estimates for the cost of repairs.
  • Final bills for repairs.
  • FIR for claims of injury to third parties, fire, property damage, or theft.

More Papers for Zontes 350R Theft Claims

To speed up the processing of theft claims, please send in these extra documents:

  • The original insurance policy document.
  • Certificate of Registration for the Bike.
  • Invoice for the purchase from the showroom.
  • Keys for the bike.
  • Police have a copy of the FIR.
  • Police-issued certificate that cannot be traced.
  • If you have a loan, you need a No Objection Certificate from the bank.
  • RTO letter saying that the bike is not being used.

FAQs - Zontes 350R Insurance

  • Q. Is it possible to renew my Zontes 350R insurance online if the policy has lapsed?

    Ans: You can renew your Zontes 350R insurance online at Policybazaar.com. You should do it within 90 days of the expiration date, and a vehicle inspection might be necessary, though.
  • Q. Should I consider buying the Zontes 350R bike for daily urban commuting?

    Ans: Yes, you can consider buying the Zontes 350R bike for daily urban commuting because its 38.8 HP engine and agile handling make it ideal for the same.
  • Q. What happens to my Zontes 350R insurance if I add aftermarket accessories?

    Ans: If you add aftermarket accessories, you should also update your policy to cover the bike's modified value. Therefore, notify your insurer about it.
  • Q. Is the Zontes 350R’s mileage performance affected by insurance coverage?

    Ans: No, insurance does not affect mileage, but an Engine Protection Cover can safeguard performance-related components like the engine.

Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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