ICICI Prudential Life Insurance Income Replacement in Assam

The sudden loss of an earning member can be devastating. With dependents to care for, managing daily expenses becomes a struggle. A term insurance plan is crucial in such situations, offering financial security.

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The ICICI Prudential Life Insurance Income Replacement Plan ensures that, in your absence, your family receives a steady income to cover essential needs and maintain stability.

Let’s learn more about how ICICI Prudential Life Insurance Income Replacement works and explore its key benefits.

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day⁺

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day⁺

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day⁺

What is the ICICI Prudential Life Insurance Income Replacement Plan?

The ICICI Prudential Life Insurance Income Replacement Plan is a term insurance plan with death benefits. It's designed to help your family when you're no longer there. Unlike regular term plans that give a big one-time payment, this one provides a steady monthly income to your loved ones. Think of it as your salary continuing even after you're gone.

Here's how it works: You earn ₹75,000 per month. With this income replacement plan, your family would get about ₹75,000 monthly if something happened to you. This regular payment helps them maintain their lifestyle and meet daily needs without financial stress.

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Why is ICICI Prudential Income Replacement Important for Families in Assam?

The average household size in Assam is 4.7 persons. Assam's per capita income for 2022-23 was estimated at ₹112,328. Families use this money for everyday needs like food, rent, medical bills, and sometimes loan payments. That's why an income replacement plan from ICICI Prudential Life Insurance makes sense. Instead of giving all the money at once, it provides a steady income over time. This way, families can handle their regular expenses without worry.

Think of the ICICI Prudential Life Insurance Income Replacement plan as a safety net. If you're not there, it catches your family, paying them monthly to cover their daily needs. With ICICI Prudential Life Insurance, you ensure your loved ones are cared for, no matter what happens.

What are the Key Features of ICICI Prudential Life Insurance Income Replacement in Assam?

Budget-friendly Premium: This term or life insurance plan won't break the bank. The cost depends on how much you earn and how old you are. Imagine getting ₹1 crore coverage for just ₹485 a month.
Steady Support: Your family receives a fixed amount every month. There are no surprises; they just need reliable help when needed.
Fixed Income Amount: Choose how much your loved ones receive monthly. It's all about what works best for your family.
Tax Savings: The ICICI Prudential Life Insurance Income Replacement plan premiums qualify for term insurance tax benefit under Section 80C of the Income Tax Act.
Customisable Policy Term: Pick how long you want the policy to last. It could be as short as 10 years or as long as 30 years. It's up to you.

How Does the ICICI Prudential Life Insurance Income Replacement in Assam Work?

Pick Your Plan: You can choose how long you want protection and how much your family should receive each month. It's that simple.
Keep Up with Payments: Pay your premiums on time to ensure your loved ones get the support they need most.
Family Protection: ICICI Prudential Life Insurance steps in if the unexpected happens. Your family receives fixed monthly payments, helping them maintain their lifestyle.
Policy End: No compensation will be paid if no claims are made throughout the insurance period and the policy term expires.

What are the Benefits of Choosing an ICICI Prudential Life Income Replacement Plan in Assam?

Helps with Long-Term Goals: The monthly payments ensure your family can keep working towards their dreams, even if you're not around. Your salary keeps coming in, helping them stay on track.
Peace of Mind: With ICICI Prudential Life Insurance, you can rest easy knowing your loved ones won't struggle financially.
Keep Family Finances Stable: Regular payouts mean your family can maintain their lifestyle. Everything stays manageable, whether it's bills, school fees, or daily expenses.
Affordable Premium: ICICI Prudential Life Insurance offers premiums that fit different budgets in Assam. Good coverage doesn't have to be expensive.
Tax Savings: Besides protecting your family, you can save on taxes. Your premiums can be claimed as deductions, putting more money in your pocket.

How to Buy the ICICI Prudential Life Insurance Income Replacement in Assam?

Visit the official website of Policybazaar and go to the term insurance section.
Enter basic details, like your name, gender, and contact number.
Complete your profile by selecting your smoking habits, job type, yearly income, and education level.
Choose the best income replacement plan that fits your requirements.
Complete your premium payment.

If you need further assistance, use the ICICI Prudential life insurance login portal to manage your policy or contact ICICI Prudential life insurance customer care for support.

Final Thoughts

For families in Assam, the ICICI Prudential Life Insurance Income Replacement Plan offers a smart way to protect your loved ones financially. If something unexpected happens, this plan ensures your family receives regular support. The steady monthly payments comfort your family during tough times, helping them maintain their lifestyle.

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˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

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