Travel Insurance
Travel Insurance
  • 1
  • 2
  • 3
  • 4
  • 5
When are you travelling?

Don’t worry you can change your trip dates at a later stage

How many people are travelling?

No. of travellers

Does the traveller have any pre-existing medical condition?

If the traveller have a known illness, injury or health condition like heart disease, diabetes, cancer etc which will help us cover you

Please select the travellers who have a pre-existing medical condition

Great! One last step to get your travel insurance plans
We will send you the policy document on this number
Get updates on WhatsApp
  • 1Destinations
  • 2Trip Date
  • 3Travellers
  • 4Medical
  • 5Contact
Travel without any worries, plans starting
30 per day*
Plans include global Covid-19 coverage

Popular Destinations

Schengen Countries
You can select multiple destinations
Get updates on WhatsApp
By clicking on "" you agree to our Privacy Policy and Terms Of Use

Now covers COVID-19

Just a minute!
Safety is not expensive, it's priceless!
Travel Insurance plans starting at just ₹30 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

We are rated
2.43 crore Policies sold
2.43 crore
Policies Sold
Instant Policy
Instant Policy
In 2 Minutes
Visa- Compliant
Visa- Compliant
All policies

7 Tips to Manage Your International Business Travel Expenses

The earth is often referred to as a ‘Global Village’ thanks to greater connectivity between different countries. People not only travel abroad for holidays but also for business purposes. In fact, more and more companies conduct business overseas and need their employees to travel abroad for the same. In case your employer requires you to travel abroad for a business trip, your travel expenses will be covered by your company.

Read more

Top Travel Insurance Plans

  • Individuals
  • Sr. Citizens
  • Students
Plans for an individual of 30 years age travelling to USA for 15 days

When going on a business trip, you need to watch your travel expenses as not everything may be covered by your employer. There may be some restrictions to the amount and the type of expenses you may incur while travelling overseas for business. For instance, your company may cover the cost of travelling in a taxi but may exclude the drinks that you have at the hotel bar. Similarly, your company may not cover you under group travel insurance and need you to buy a corporate travel insurance policy by yourself. Moreover, you may also carry the pressure of keeping your travel expenses as low as possible.

To get your trip expenses reimbursed by your employer, you will have to provide receipts to all payment that you made during your business trip to your company. As a result, you need to keep a track of all your expenses during your business trip and report it to your employer. Doing so can be extremely difficult, confusing as well as messy. What you need is to manage your travel expenses efficiently when going for an overseas business trip.

7 Tips That Can Help to Manage Your Overseas Business Travel Costs

Here are seven tips that can help you to manage your travel expenses efficiently during an overseas business trip:

1. Learn About Your Company’s Travel Expense Policy

The most important thing is to know about your company’s travel expense policy. This policy will define what will your employer pay for and which kind of travel expenses will get reimbursed. It will specify the type of bookings that will be covered and what all details do you need to provide to your employer after returning from your business trip. For example, the policy will help you get clarity on whether you can book your stay at a five-star hotel or not. Go through the policy carefully and reach out to your HR representative in case of any doubts or confusion. Once you have understood the policy, you can spend accordingly during your business trip.

2. Note Down Business-Related Expenses

When you are travelling abroad for a business purpose, you must note down various details related to the expenses that you incur. Jot down the who, what, where, when and why of your payments. For example, if you spent on dinner with your clients, you must note down the name of the client, restaurant, date, time, number of people, etc. These details will help you recall the intricacies of the expense and you’ll be able to fill the travel expense report accurately upon your return. Apart from the details, you must save all the receipts of all the payments that you make during your business trip. This will ensure that you file a reimbursement report for the correct amount.

You May like to Read: Best Travel Insurance

3. Use Travel Expenses Management Apps

Keeping a track of all your expenses during a business trip can be quite a task. You have to remember to note every detail and save every receipt but even a small mistake can cost you a lot of money. To avoid such a situation, you must use travel expense management mobile applications offered by a few travel management companies. These applications help you to manage and save details of your expenses during a business trip efficiently. They track everything from bookings to day-to-day expenses. Some organizations also offer their own travel management apps that allow you to track your expenses, submit a payment receipt and get expense approval while you are still travelling. However, you must save the hard copies of all payment receipts despite using these apps as your employer may ask you to submit the same.

4. Travel Light

Make sure to travel light during your overseas business trips. Packing light and travelling without heavy baggage can avoid incurring any additional expenses that you may otherwise have to pay for excess baggage. Your employer may have a baggage limit under its travel expense policy or may not cover excess baggage at all. Therefore, you must ensure to travel light with only essential items and avoid overshooting your airline’s baggage limit. Also, make sure to go through your travel expense policy carefully to learn about any weight, quantity or size limit for baggage that your employer allows during the business trip.

5. Cut Travel Costs When Possible

If you need to travel abroad for a business purpose, make sure to cut your travel costs whenever possible. For example, use public transport when possible instead of using a cab. Your employer may have limits to certain types of bookings and expenses. If you spend without thinking, your travel expenses may not get reimbursed and you may have to pay from your own pockets. However, cut your expenses only at the right places. For example, don’t opt for a low-budget hotel that may be far and require you to travel for a long duration to meet with your clients. Doing so will reduce your productivity or increase your local transportation costs.

6. Keep Your Personal Expenses Separate From Business Expenses

While travelling abroad on a business trip, you may also spend money on your personal needs and expenses. Make sure that you separate your personal expenses from your business expenses. Do not mix your payment receipts for your personal expenses with your official payment receipts. This will avoid any mixture of information and help you file the correct expense report to your company after your return.

7. Stay Covered Under Corporate Travel Insurance

In case you need to travel abroad for a business trip, make sure to cover your trip under a corporate travel insurance policy. A travel insurance policy for corporates covers business travellers against any unforeseen dangers or expenses, such as flight delays, medical emergencies, baggage loss, etc. Most companies cover their employees under group travel insurance if they are travelling abroad for business purposes. In case your employer does not cover you under a group travel insurance policy, you must buy corporate travel insurance on your own.

In a Nutshell

Going for a foreign business trip comes with a huge responsibility for an employee. You have to fulfil your professional responsibilities while keeping a tab on your travel expenses. To avoid hassles, follow the above-mentioned tips and manage your business travel expenses like a pro. Also, make sure to cover your journey under a corporate travel insurance policy to avoid any unexpected expenses.

Travel insurance Articles

  • Recent Article
  • Popular Articles
05 Jul 2024

What is a Schengen Business Visa?

If you have ever considered a trip to Europe, you must have heard

Read more
25 Jun 2024

7 Schengen Countries Where Getting a Visa is the...

Are you planning a trip to Europe but worried about the visa

Read more
18 Jun 2024

Indonesia's Hidden Gems: Exploring the Country's...

Have you ever considered Indonesia beyond the common tourist

Read more
14 Jun 2024

Best Places to Visit in June from India

For Indians, June is a popular vacation time as schools are closed

Read more
27 May 2024

What is Turkey Famous For?

When we think of Turkey, anything from ancient Ephesus to hot air

Read more

Best Travel Insurance Policies in India

When finding the best travel insurance plan, you’ll get a long list of travel insurance policies online. Even if

Read more

Traveling Overseas? Credit Cards with Zero...

If you go abroad often, chances are that you prefer credit cards over carrying cash. However, using a domestic

Read more

Medicines to Carry While Travelling Abroad from...

Travelling abroad is an experience most people eagerly plan for. No matter how good a planner you are, there is

Read more

Visitor Insurance for the USA from India

Visitors' insurance from India is essential for anyone who is visiting friends or family in the USA. As the country

Read more

US Visa Fees for Indians

Indians who wish to travel to the US for studies or work need a valid visa for the US. The US offers several visas

Read more

STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale.

Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2024 | License category - Composite Broker | Contact Us | Legal and Admin Policies

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

View Plans