Do You Need Travel Insurance for a Trip to Europe?

From the snow-capped mountains of the Swiss Alps to the dramatic rocky Italian coastline, European attractions cannot hold you back for so long. However, travelling to Europe can be an expensive affair, especially if you encounter any health emergency. Therefore, you must have the right travel insurance for a trip to Europe. Before you can experience the diverse cultures, countries, and cuisines of Europe, an important to-do list awaits you.

Read more



* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Plans include global Covid-19 coverage

Popular Destinations

Select trip dates

Don’t worry you can change your trip dates at a later stage

How many people are travelling?
1
2
3
4+

No. of travellers

-
4
+
Does the traveller have any pre-existing medical condition?

If the traveller have a known illness, injury or health condition like heart disease, diabetes, cancer etc which will help us cover you

Please select the travellers who have a pre-existing medical condition

Great! One last step to get your travel insurance plans
It will help us to share policy documents and assist you in claim settlement if needed
+91
By clicking on "" you agree to our Privacy Policy and Terms Of Use

This will take less than a minute

Now covers COVID-19

Get Travel Insurance from 8+ insurers having more than 20 plans with Policybazaar

Plans include Covid-19 global coverage

Plans include Covid-19 global coverage

Accidental & sickness expenses

Accidental & sickness expenses

Covers Loss of check-in Baggage

Covers Loss of check-in Baggage

Get Trip Cancellation benefits

Get Trip Cancellation benefits

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Do You Need Travel Insurance for Europe?

A trip to Europe may seem overwhelming, but you can be prepared with an international travel insurance policy. However, it is not mandatory to obtain overseas travel insurance for all tourists visiting Europe.

A travel insurance policy is a compulsory requirement for those travellers who need to apply for a Schengen visa. These travellers must have the right coverage for the entire period of their stay.

Trip to Europe

Benefits of Obtaining Travel Insurance for Europe

To ensure that you have adequate financial coverage against a host of unanticipated events during your Europe trip, you must have a suitable international travel insurance plan. Whilst purchasing any plan, it is advised to choose comprehensive coverage. It will offer you travel health insurance, accidental expenses, loss or delay of the baggage at the airports, etc.

Here is a list of major benefits of having travel insurance for Europe trips from India-

  1. You will get compensated in case of missed or delayed flights.
  2. You will get financial cover for the medical emergencies, including hospitalisation, repatriation, and evacuation.
  3. You get cover against personal liabilities. You can avail the benefits of advanced cash to sustain yourself in a foreign land in case of loss of wallet or theft.
  4. You can get coverage for the legal liabilities, passport loss, etc.
  5. You can get your hotel accommodation extended in case of an important extended stay in the foreign country, along with other benefits mentioned in your policy documents.

How Will You Choose the Best Travel Insurance Plan for Europe?

With so many travel insurance providers available on the internet, it can be a challenging task for you to pick the best one. Take look at the following tips to choose the best travel insurance plan for your next trip-

  1. Compare Travel Plans Online

    Comparing travel insurance policies online is one of the best ways to select the policies. You can start this by shortlisting the best companies that fit within your budget and gives you maximum benefits. Also, you must look for factors like sum insured, inclusions, exclusions, add-on covers, etc.

  2. Always Prioritize Your Requirement

    Once you know your budget, you must understand what you need. You can start this by eliminating those insurers from your list that do not offer travel plans as per your requirement.

    If you are planning a trip to Europe, it is suggested to choose a travel insurance company that offers an additional cover for adventure sports. Therefore, it is one of the significant tips before deciding upon a travel insurance company.

  3. Cancellation Policy

    Understanding cancellation policy is crucial. Cancelling your trip because of some emergency can be a frustrating occurrence. Therefore, you must go through the cancellation policies of an insurer. You can also opt for a trip cancellation add-on as it covers the cost of the prepaid expenses and the cost of your return tickets.

  4. Check the Incurred Claim Ratio

    You must check the history and background of the insurer first. To know the financial status of the company, you must evaluate the Incurred Claim Ratio (ICR).

    It is measured in percentage and an ideal ICR ranges between 80-100%. In India, the ICR of all the insurance companies is released by the IRDAI annually.

  5. Policy Duration

    Depending on your travelling time, you can opt for a single trip or multi-trip travel insurance plan. Usually, a single trip policy covers you for one trip, which could be your yearly vacation. Whereas a multi-trip policy is suitable for those individuals who make frequent trips annually.

    Therefore, considering the duration of the trip, you can choose a plan. Also, you can consider the possibility of extending your trip and choose a policy that features extension. It will favor you if your trip is extended.

Summing It Up

Europe is a place that can amuse you with its ancient history and mesmerizing food. If you are planning to visit there, buy travel insurance for Europe so that your trip is secured. It will assure you financial protection if something undue happens.

You May Also Want to Know About

Best Travel Insurance Policies in India

Best Travel Insurance Policies in India

Best Travel Insurance Policies in India When we talk about buying the best travel insurance plan, you’ll get a long list of online travel insurance policies. This creates a lot of confusion. Even if you’ll ask any expert to name the best, you...
Best Student Travel Insurance Plans in India

Best Student Travel Insurance Plans in India

Best Student Travel Insurance Plans in India Do you plan to travel abroad for higher studies? Then you must already know about high airfares and other expenses that you may face there. With student travel insurance, studying abroad can be stress-fr...
Benefits of Buying a Travel Insurance Plan for Your Next Holiday

Benefits of Buying a Travel Insurance Plan for Your Next Holiday

Benefits of Buying a Travel Insurance Plan for Your Next Holiday Most of us love to travel. Exploring new lands and new cultures is always exciting. However, it does not take much time for a straightforward mishap to turn your entire trip’s fun i...
Domestic Travel Insurance Coverage & Benefits

Domestic Travel Insurance Coverage & Benefits

Domestic Travel Insurance Coverage & Benefits Numerous insurance companies are providing travel insurance for journeys within India. But do you think of buying travel insurance in India as a compulsion or necessity? Read on to know how is it ad...
10 Best Travel Insurance Plans for Your New Year Travel

10 Best Travel Insurance Plans for Your New Year Travel

10 Best Travel Insurance Plans for Your New Year Travel Travel insurance can be taken for an international travel as well as domestic travel. Overseas medical and travel insurance can cover your medical expenses, personal accident. Read more ...
 
top
View Plans