New India Assurance Suhana Safar Policy

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New India Assurance Travel Insurance Plans

New India Assurance travel Insurance plans are aptly designed to secure you from the various risks you could face on your trip. These plans offer cover from interruptions like baggage delay, loss of baggage, medical expenses at an affordable price.

Suhana Safar Policy

Introduction:

This policy is specially designed for domestic travel market. This plan covers the people who travel through rail, air, road, water including their own vehicle. It can be availed for a short duration or travel up to a period of 60 days with in India.

Coverage: The policy covers the risk of personal accident, loss or damage to the accompanied baggage of a family consisting of Insured, spouse and dependent children.

Personal accident benefit: The policy provides for personal accident cover up to Rs.1 lacs per person with reimbursement of emergency incidental expenses up to Rs.1,000/- per person.

Nature of Disablement

% of Sum Insured as Compensation

Death (or) Total permanent disablement

100%

Loss of one hand, or one foot, or irrecoverable loss of sight of one eye

50%

For Partial permanent disablement

Loss of each toe

4%

Loss of hearing – each ear

15%

Loss of each finger

8%

Any other permanent partial disablement

Percentage as assessed by a qualified medical practitioner

 

 

Baggage cover: The policy covers loss or damage to baggage up to the sum assured, but not more than Rs. 500 per article, unless specifically declared. The sum insured are mentioned here for the number of persons covered under the policy:

No. of Persons

1

2

3

 4 and above

Sum Insured (in Rs.)

5000

10000

12500

15000

 

Exclusions:

  • No claim is applicable if the person is self-injured, or has attempted suicide
  • Loss of articles like jewelry, money, semi precious metals or stones, travel tickets, cheques etc. are not applicable for making a claim.
  • If the insured is under the influence of drugs or alcohol
  • If the person has participated in any war, or nuclear radiations

Comparison of New India Assurance travel plans with other available plans will help you understand the benefits of each plan. Analyze all plans and choose the best plan that suits you the most.