Religare Explore International Travel Insurance

Vacations are one of the most anticipated time of the year. Most people prefer to spend their vacations by visiting their friends and families or by exploring a new city or country. People who have a passion for travelling just need an excuse to go for a mini holiday. You may be on a trip to your dream destination, having the best time when an unfortunate incident spoils it all. What if a cyclone alert is issued in your area leading you to evacuate the country immediately? Or if a sudden layoff at work forces you to cut short your trip and return home? Anything unpredictable can happen anytime, no matter how carefully you had planned your trip. Therefore, it is important to stay safe from such unforeseen emergencies using a travel insurance policy.

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Several insurance companies in India offer international as well as domestic travel insurance policies. If you are travelling overseas, you can consider buying the Explore International Travel Insurance by Religare that provides coverage to families, individuals as well as business travellers. It is a comprehensive travel insurance policy that covers people travelling abroad and protects them from any unpredictable situation causing a financial burden. The Religare Explore International Travel Insurance provides coverage for a variety of risks such as pre-existing illness, medical evacuation, medical expenses, loss of passport, trip cancellation, personal liability, the return of the minor child, personal accident, compassionate visit, etc.

The Religare Explore International Travel Insurance can be customized as per your travel destination. However, the extent of your policy coverage will vary from one travel destination to another. Broadly, this policy by Religare is available for six destinations:

Europe
USA
Canada
Worldwide excluding US & Canada
Asia
Africa

Features of Religare Explore International Travel Insurance Plan

Religare has been providing different types of travel insurance policies with attractive features. Let us take a look at some of the most appealing features of the Religare Explore International Travel Insurance plan:

Pre-Existing Illness Cover

One of the most lucrative features of this overseas travel insurance policy by Religare is that it covers pre-existing cover. If you have a medical condition and incur any medical expenses over it while travelling, Religare will cover all such expenses under this policy.

Destination-specific Plans

This Religare policy offer destination-specific plans that cater to the needs of the people travelling to different parts of the world. These destinations include Europe, Asia, USA, Canada, Africa and Worldwide plan excluding USA & Canada.

Choose Between Single/ Multi-Trip Policy

People who are travelling to the United States of America or Canada have the option to choose between single and multi-trip travel insurance policies by Religare. Multi-trip travel insurance policy is made for people, such as business travellers, who travel frequently abroad for work commitments.

No Pre-Policy Check-Ups

No matter what your age is, you don’t need to undergo a medical checkup before buying the International Travel Insurance policy by Religare.

Double Sum Insured for Accidental Hospitalization

In case you meet with an accident during your travel and get hospitalized, you will receive coverage up to the amount which is twice the sum insured amount.

Why Choose Religare Explore International Travel Insurance Plan?

Religare Travel Insurance offers a bunch of travel insurance plans that provide complete protection to the insured travellers irrespective of their travel destination. If you are planning a trip abroad, here is why you should consider buying the Religare Explore International Travel Insurance policy:

Contrary to most travel insurers, this overseas travel insurance policy by Religare provides coverage for any medical expenses incurred on the treatment of pre-existing illness.
The Religare Explore International Travel Insurance policy is Schengen approved and thus, can be used to obtain a Schengen visa.
This policy allows you to customize your travel insurance policy as per the duration of your trip and your travel destination. For instance, if you are going for a vacation to Greece, you can buy a single trip travel insurance for Europe. Similarly, if you travel to New York often due to work, you can choose Religare’s Multi-Trip Travel Insurance.
No applicant of Explore International Travel Insurance by Religare have to go for a pre-policy medical check-up, no matter what his age is.

You May Like to Read: Schengen travel insurance

Eligibility Criteria to Buy Religare Explore International Travel Insurance Plan

All citizens of India can buy the Religare Explore International Travel Insurance policy. However, frequent flyers travelling to the USA and Canada, who want to buy a multi-trip travel insurance policy would have to fulfil the entry age criteria. Refer to the table given below to check the eligibility criteria for single and multi-trip travel insurance:

Types of Plans	Minimum Entry Age	Maximum Entry Age
Single Trip Travel Insurance	1 day	No age limit
Multi-Trip Travel Insurance	1 day	70 years

Religare Explore International Travel Insurance Plan Coverage

Before you buy the best travel insurance policy for your trip, go through the coverage offered by the different policies. Following are the list of inclusions under the different types of Religare Explore International Travel Insurance plans as per the travel destinations:

Coverage	Europe	USA	Canada	Worldwide (excluding USA & Canada)	Asia	Africa
Sum Insured (USD)	30, 100	50, 100, 300, 500	50, 100	50, 100, 300, 500	50,100	50, 100
Hospitalization expenses	Yes	Yes	Yes	Yes	Yes	Yes
Pre-existing illness cover	Yes	Yes	Yes	Yes	Yes	Yes
Double sum insured for Accidental Hospitalization	Yes	Yes	Yes	Yes	Yes	Yes
Medical evacuation to a hospital	Yes	Yes	Yes	Yes	Yes	Yes
Accidental death (common carrier)	-	Yes	-	Yes	-	-
Dental treatment expenses	Yes		Yes	Yes	Yes	Yes
Daily hospitalization allowance	Yes	Yes	Yes	Yes	Yes	Yes
Two-way compassionate visit	-	Yes	-	Yes	-	-
Accidental death or permanent total disability	Yes	Yes	Yes	Yes	Yes	Yes
Trip delay	Yes	Yes	Yes	Yes	Yes	Yes
Trip cancellation	Yes	Yes	Yes	Yes	Yes	Yes
Trip interruption	Yes	Yes	Yes	Yes	Yes	Yes
Delay in check-in baggage delivery	Yes	Yes	Yes	Yes	Yes	Yes
Loss of check-in baggage	Yes	Yes	Yes	Yes	Yes	Yes
Loss of passport	Yes	Yes	Yes	Yes	Yes	Yes
Return of minor child	-	Yes	-	Yes	-	-
Business-class upgrade	Yes	Yes	Yes	Yes	Yes	Yes
Repatriation of mortal remains	Yes	Yes	Yes	Yes	Yes	Yes
Personal liability	Yes	Yes	Yes	Yes	Yes	Yes

Religare Explore International Travel Insurance Plan Exclusions

The Explore International Travel Insurance plan by Religare does not provide any coverage under certain situations. Take a look at these exclusions before you buy this overseas travel insurance policy:

Treatment cost of HIV, AIDS or any other sexually transmitted diseases

Any illness or injury arising due to a hazardous activity will not be covered

Claims related to the insured being under the influence of alcohol or drugs

Any injury or illness caused due to nuclear perils or war will not be covered

Expenses incurred on the treatment of self-inflicted injuries, suicide or any attempt to suicide

Any claims arising due to ionizing radiation or its contamination are excluded

Professional liabilities resulting out of any services provided by the insured traveller shall not be covered

Any expenses incurred due to the insured participation in any business activity

Expenses incurred due to owning any aircraft, motor vehicle, watercraft or other vehicles

Any personal, commercial or official liability of the insured towards another person is not included

Expenses arising out of a false arrest, wrongful detention and defamation along with any mental trauma or shock resulting out of it

Any expenses or fine charged due to an infringement of intellectual property rights including copyrights, trademarks or patents

Liabilities arising out of possession of any animal, bird, reptile, insect or their byproducts will not be covered

Expenses incurred due to any breach of the law will be excluded

Religare Explore International Travel Insurance Plan FAQs

Q1. What is the minimum trip period of getting insured by the Explore International Travel Insurance by Religare?

You can get insured by this Religare Travel Insurance policy for a minimum trip period of one day.

Q2. Can I buy this International Travel insurance policy for my parents above the age of 70 years?

Yes. The Religare Explore International Travel Insurance covers senior citizens above the age of 70 years if they are buying a single trip policy. There is no upper age limit of purchasing the single trip travel insurance policy by Religare. However, you won’t be able to buy Religare’s Multi-Trip Travel Insurance policy for your parents as it has a maximum entry age of 70 years.

Q3. Does Explore International Travel Insurance policy offer cashless hospitalization facilities?

Yes. You can avail cashless hospitalization facility by Religare if you have purchased the Explore International Travel Insurance policy for your overseas trip.

Q4. Will I get financial assistance under the Religare Explore International Travel Insurance plan?

Yes. Religare provides financial assistance to its insured travellers under the Explore International Travel Insurance plan. This assistance is available 24x7 and you can avail it by reaching out to Religare in case of an emergency.