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*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years
Shriram General Insurance is the fastest growing insurance providers in India.The company offers tailor-made comprehensive travel insurance plans to ensure a safe and secured trip to all the travellers out there. Shriram travel insurance provides individual travel insurance cover to people who are travelling abroad for both leisure and business purposes.
Shriram Individual travel insurance plan is perfect for frequent travelers to quench their wanderlust without worrying about any unforeseen trips related to perils. From flight delays to medical emergencies, Shriram overseas travel insurance plan for individuals covers it all.
From flight cancellations to trip delays to health emergencies, there are a number of risks associated with an international trip. Individual travel insurance by Shriram coversvarious travel-related risks and some of the coverage benefits are listed below:
Coverage Benefits |
Total loss of checked-in baggage during the international trip |
If your flight is delayed by more than 12 hours, due to any natural calamity, medical emergency, employment issues or airline malfunction, then the expenses incurred during that period can be claimed |
Delay of checked-in baggage for more than 12-hours |
If there is an event of sudden illness, physical injury or even death in extreme cases, then cost incurred on medical emergencies would be borne by Shriram travel insurance |
Expenses on medical evacuation to the nation country, in this case, India |
Compensation for expenditure on cremation or transportation of dead body, in accidental cases |
Daily allowance benefits in case of hospitalization |
Dental cover on acute anesthetic treatment |
Any accidental injury which has happened during your travel |
If travelling by public transport, any damage or loss due to sudden death or any disability would be covered |
Fees incurred while getting a duplicate passport, in case of loss passport or theft that is reported within 24-hours of the incidence |
Personal Accident cover in case of accidental death, permanent total disabilities, total loss of both eyes or limbs, loss of one eye or limb |
Reimbursement of cost incurred on missing a delayed connecting flight |
A family member who has come to visit you abroad, but you happen to be hospitalized for more than a week, all of a sudden, the insurer would reimburse for their travel tickets |
Third-party insurance cover for any loss or damage done to a third person from your end |
Hijack distress allowance cover |
Availability of emergency cash funds, in case of theft or baggage loss |
Coverage Details | Amount | Shri Travel | Shri Travel Plus | Shri Travel Elite |
Age 90 days to 65 years | Age 90 days to 65 years | Age 90 days to 65 years | ||
Medical Expenses Cover@ | USD 50,000 to 200,000 | USD 50000 | USD 100000 | USD 200000 |
Repatriation of Remains | Sublimit of USD 1000-2000 | USD 1000 | USD 1500 | USD 2000 |
Cashless hospitalization worldwide | Yes | Yes | Yes | |
Daily allowance in case of hospitalization | USD 25 (for 5 days) | USD 25 (for 5 days) | USD 25 (for 5 days) | USD 25 (for 5 days) |
Total Loss of Checked-in Baggage | USD 500 | USD 500 | USD 500 | USD 500 |
Dental Treatment@ | USD 250 | USD 250 | USD 250 | USD 250 |
Loss of Passport (deductible of USD 50) | USD 200 | USD 200 | USD 200 | USD 200 |
Delay of Checked-in Baggage ( more than 12 hours delay) | USD 100 | USD 100 | USD 100 | USD 100 |
Personal Accident | USD 15,000 | USD 10,000 | USD 15,000 | USD 15,000 |
Personal Liability (deductibles of USD 100) | USD 50000 | USD 25000 | USD 50000 | USD 50000 |
Financial Emergency Assistance (deductible of USD 50 | USD 300 | USD 300 | USD 300 | USD 300 |
Trip Cancellation & Interruption | USD 250 | No | USD 250 | USD 250 |
Hijack Distress Allowance (more than 24 hours & for maximum 7 days) | USD 100 per day | USD 100 per day | USD 100 per day | USD 100 per day |
Travel Delay (up to USD 100 per day, if the trip is delayed for more than 12 hours) | USD 250 | No | USD 250 | USD 250 |
Missed Connection | USD 500 | USD 250 | USD 500 | USD 500 |
Trip Curtailment | USD 250 | No | USD 250 | USD 250 |
Golfers hole in one | USD 500 | No | No | USD 500 |
Bail bond Insurance | USD 500 | No | USD 500 | USD 500 |
When buying travel insurance it is imperative to check the policy wordings for exclusions as well. Here are some of the limitations under Shriram Individual travel insurance plan:
Traveling overseas for medical purposes |
Any breach of law or criminal act |
Overdose of drugs, alcohol, and intoxication |
Suicidal attempt and self-inflicted injuries |
Pregnancy, childbirth and its complication |
Sexually transmitted diseases, and HIV/ AIDS, |
Shriram individual travel insurance policy covers most of the risks associated with your international trip. The plan covers trip cancellation charges, flight delays, missed connecting flights, personal liabilities, personal accident, delay of checked-in baggage, loss of passport, emergency financial assistance in a foreign land. The plan also covers emergency medical expenses that can ruin your foreign trip and can disrupt your savings.
Yes, Shriram travel insurance plans are easily available online. You can choose from Shri travel, Shri Travel Plus, and Shri Travel elite plan based on the sum insured and coverage options.
Yes, Shriram individual travel insurance plan compensates for trip cancellation and interruption. It includes trip cancellation due to unforeseen illness or injury, bad weather conditions, abduction, a terrorist incident in the city or any fire/flood destroying the place of stay.
The sum insured options that are available under Shriram individual travel insurance plans are –USD 50,000, USD 1 lakh, and USD 2 lakhs
STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale.
Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2027 | License category - Composite Broker | Contact Us | Legal and Admin Policies
*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years