Star Health Travel Protect Insurance Policy

Introduction:

This Plan takes care of any health issues when you are travelling abroad on a business or a holiday, thus protecting you against foreign culture, unfamiliar conditions, varied political scenarios’ etc.

Eligibility:

• Person residing in India: minimum age:6 months, maximum- 70 years, travelling abroad.
• Person between 70-75%, premium loading is 50%, and above 75 years premium is 100%.

Plan Benefits:

• Emergency medical, Repatriation in case of medical emergency, dental emergency expenses following an accident, compensation following accidental injuries
• Loss of checked in baggage (up to the limits)
• Expenses incurred for obtaining new passport
• Delay in flight or missed departure/connection, situation involving hijack distress
• Expenses on emergency purchases of consumables due to any delay in handing checked in baggage by the carrier for more than 12 hours
• Pecuniary loss on cancellation of your trip due to any accidental bodily injury/death of family members.
• Any Legal Liability burdened upon you due to causing bodily injury or property damage to any third party.

Additional Benefits:

• Medical Tests are not required
• Extension of policy is available on payment of additional premium, subject t0 a maximum of two extensions; however request for such case is to be made 7 days in advance.
• When travel period is 180 days and extension required is above 180 days, premium payable is as follows.

Exclusions:

• Travel against medical advice
• Pre-existing condition or disease and subsequent treatment
• Travel for medical condition.
• Risk sports such as rock climbing, mountaineering, winter sports, skiing.
• Self-inflicted injuries, suicide, mental disorder, intentional involvement in dangerous situations.
• Expenses due to pregnancy, congenital diseases.

Policy details:

• The insurance is applicable for travel worldwide both including USA and Canada and excluding USA and Canada.
• The coverage is for four limits of Rs. 3331247, 6662495 and 16656237.

Limits of Coverage and Deductibles:

Premium Details:

*The above figures may change. Check the policy wordings for more details.