United India Road Safety Package Policy

Why United India Road Safety Package Policy

Provided by one of the most trusted general insurance providers in India, this United India road safety package policy bears all medical expenses incurred in a hospital or nursing home in case of an accident. This travel insurance policy covers death, total permanent disability, and temporary disablement which may occur during the policy period in case of an unfortunate accident.

Features & Benefits of United India Road Safety Package Policy

This United India road safety package policy covers medical expenses incurred due to traffic accidents. The insurer will provide coverage benefits in case of the following events:

• Death
• Total and irrevocable loss of sight of both eyes or both hands or both legs
• Total and irrevocable loss of sight of one eye or one entire hand or one entire leg
• Permanent or partial or absolute disablement
• Room boarding expenses at the hospital or nursing home
• Nursing and other relevant surgical expenses
• Surgeon Anesthetist Medical Practitioner Consultant's Specialist's Fee
• Anesthesia Blood Oxygen Operation Theatre Charges Surgical Appliances Drugs etc.
• Ambulance Charges

Things to Know About United India Road Safety Package Policy

The table below will let you have a quick glance at all the important specifics of this United India road safety package policy:

Inclusions under the United India Road Safety Package Policy

The policy covers any bodily injury caused by external violent and visible means. Some of the included benefits under this United India road safety package policy are covered below:

• Personal Accident: The insurer will pay the policyholder the sum insured as per the policy schedule depending on the damage. This may be death, loss of eyesight, loss of limbs, partial disablement, or permanent disablement.
• Medical Expenses for Bodily Injury: In case of a road accident that may cause bodily injury to the insured, this policy will provide compensation for expenses including room boarding expenses of that hospital, nursing expenses, consultant fee, charges for the surgical appliances drugs, ambulance charges, etc.
• Cover for Medical Expenses due to Accident during and in-course of Employment: The policy will cover medical expenses incurred because of accidents during the course of the insured's employment.

Exclusions under the United India Road Safety Package Policy

The United India road safety package policy will not provide any coverage benefits in case of certain exceptions. Some of these exclusions have been mentioned below:

• Any hospital expense not directly related to road accident
• Loss caused due to war and nuclear perils.
• Compensation for naturopathy or other alternative treatments
• Any loss related to pregnancy
• Any problems caused by radioactivity
• Damage caused by participating in felony, riot, crime, misdemeanor, or civil commotion
• Any loss, injury, damage, or legal sustained directly or indirectly by any terrorist or member of a terrorist organization, narcotics trafficker, or purveyor of nuclear, chemical, or biological weapons.

United India Road Safety Package Policy Eligibility Criteria

Any Indian citizen under this policy can reclaim all the relevant medical expenses that they may have incurred in a nursing home or hospital because of an accident. It can be purchased for a period of 1 to 5 years by any individual aged between 18 years and 65 years.