United India Road Safety Package Policy

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Road safety package policy bears all medical expenses incurred in a hospital. This policy covers death, total permanent disability and temporary disablement which may occur during the policy period and due to an accident.

Key Features

  1. The policy will pay for occurrence of
  • death
  • total loss of two limbs or two eyes
  • total loss or one limb and one eye
  • total loss of one limb or one eye
  • Permanent total and partial disablement
  • during the policy period be the sole and direct cause of an accident
  1. Any person can claim for the medical expenses incurred in a Hospital/Nursing home because of an accident.


It covers the following situations-

  • Death
  • Total and irrevocable loss of sight of both eyes or both hands or both Legs
  • Total and irrevocable loss of sight of one eyes or one entire hand or one entire Leg
  • Permanent or partial or absolute disablement
  • Room Boarding expenses
  • Nursing Expenses
  • Surgeon Anesthetist Medical Practitioner Consultant's Specialist's Fee
  • Anesthesia Blood Oxygen Operation Theatre Charges Surgical Appliances Drugs etc..
  • Ambulance Charges


  • Any Hospital Expense not directly related to road accident
  • War and nuclear perils.
  • Naturopathy treatment.
  • Any loss related to pregnancy
  • Any radioactivity  problems
  • Participation in an \ felony, riot, crime, misdemeanor, or civil commotion
  • Any loss, injury, damage or legal sustained directly or indirectly by any terrorist or member of a terrorist organization, narcotics trafficker, or purveyor of nuclear, chemical or biological weapons.

Documents Required To Buy The Policy

  • Application form/ proposal form
  • Valid address Proof
  • Photographs
  • Medical examination report from authorized hospitals(in some cases)


MINIMUM-18 Years

MAXIMUM-65 Years

Written By: PolicyBazaar - Updated: 06 September 2016
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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