What is Honda CB350RS Insurance
With its sporty yet retro look, powerful 350cc engine, and the convenient assist slipper clutch, the Honda CB350RS is a popular modern classic in India. Protecting this modern retro bike with a Honda CB350RS insurance is a crucial part of being a responsible owner, as this bike deserves comprehensive protection apart from your admiration. Refer to this blog to understand the inclusions, exclusions, available optional covers, and other essential details about bike insurance.
Popular Honda CB350RS Variants with Insurance Premium
| Honda CB350RS Variants | Zero Dep Cover (Add-On Cover) | Estimated Honda CB350RS Bike Insurance Price Bundle Policy |
| DLX (350cc) | Rs. 240 | Rs. 7634 |
| DLX Pro Dual Tone (350cc) | Rs. 240 | Rs. 7634 |
| DLX Pro Monotone (350cc) | Rs. 240 | Rs. 7634 |
| Dual Tone OBD2 (350cc) | Rs. 240 | Rs. 7634 |
| Hue Edition (350cc) | Rs. 240 | Rs. 7634 |
*Disclaimer: The above premium is calculated basis the year of registration, IDV, registration location, using an online bike insurance premium calculator from Policybazaar
Reasons to Buy Honda CB350RS Insurance Online from Policybazaar.com
Discover the benefits of purchasing a Honda CB350RS insurance policy from Policybazaar Insurance Brokers Private Limited.
- You can receive a No Claim Bonus (NCB) for each year that you make no claims, which lowers the price of Honda CB350RS insurance.
- With Policybazaar.com, you can get roadside assistance if your bike breaks down. This covers small on-site repairs, fuel delivery, and towing to a local network shop, among other services.
- You can obtain coverage for both own damages and third-party liabilities with a comprehensive bike insurance policy.
- Whether it's a reimbursement or a cashless claim, you can expect fast claim settlements.
- Cashless repair services are available for accidental damages at network garages.
- For any questions you may have about insurance, call 1800-258-5970, a 24/7 customer service helpline.
Coverage Under Honda CB350RS Insurance
- Inclusions
- Exclusions
From theft to accidents, Honda CB350RS insurance policies cover many bike-related risks. Here's a summary of what is covered under bike insurance.
- Property damages, bodily injuries, or death caused to a third party.
- Theft or complete damage to a bike.
- Natural calamities such as earthquakes, floods, snowfall, etc.
- Fires, explosions, lightning, and self-ignition.
- Strikes, riots, terrorist acts, and other malicious activities done by humans.
- Accidents caused while the bike is in transit. This covers transit through railways, air, waterways, roadways, etc.
Here's a summary of what is not covered under bike insurance.
- Damages caused while driving while intoxicated by alcohol or narcotics.
- Normal wear and tear.
- Electrical or mechanical breakdown of the bike.
- Accidents incurred outside the geographical area covered by the policy.
- Driving despite being intoxicated by alcohol, drugs, or other intoxicants.
- Riding the bike without a valid licence.
- Damages caused while racing, performing speed tests, or doing reliability trials.
*Disclaimer: The coverage provided by every insurer for Honda CB350RS insurance may be different. For a clear understanding of the coverage, examine the policy wordings that your insurer has provided.
Honda CB350RS Insurance Add-Ons
The right bike insurance add-ons can help you enhance the coverage provided by Honda CB350RS insurance. Here are some optional covers to consider.
- Helmet Cover: Wearing a helmet is essential for safety while driving your bike. If your helmet gets damaged during a bike accident, you can get compensation for replacing it with this add-on cover.
- Emergency Assistance Cover: This add-on cover provides coverage for consumable items used during bike repairs. The cost of engine oil, chain lubricants, coolants, and more is compensated under this optional cover.
- Nil Depreciation Cover: If you have this add-on cover, you can make a full insurance claim without calculating your bike's depreciated value.
- Cash Allowance Cover: With this add-on cover, you can get a daily cash allowance until your bike is in the garage for repairs. However, this allowance is paid for a limited number of days.
How to Buy/Renew Honda CB350RS Insurance Online?
Policybazaar.com has designed a 100% online process for Honda CB350RS insurance renewal or purchase. Here are the steps that you need to follow.
- Step 1: Visit the official website of Policybazaar Insurance Brokers Private Limited. Select 'Bike Insurance' under 'Insurance Products'.
- Step 2: If you wish to renew bike insurance, enter the registration number of your vehicle. If buying insurance for the first time, select the 'Bought a New Bike?' option.
- Step 3: Fill in your personal and vehicle details in the insurance form.
- Step 4: Select whether you want to buy a third-party or comprehensive bike insurance policy.
- Step 5: Choose any add-on covers of your choice from the displayed list.
- Step 6: Review the available bike insurance plans displayed on the screen and choose a suitable option. Pay the Honda CB350RS bike insurance price using any online payment method.
- Step 7: Receive the policy documents on your registered email.
How to Claim Honda CB350RS Insurance Online?
While the insurer's network garages offer cashless repair services for your bike, you need to apply for reimbursement if your bike is repaired at other garages.
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Cashless Claim Settlement
Here's the process for submitting a cashless claim application.
- Step 1: Notify your insurer about the accident promptly.
- Step 2: The insurer would assign a surveyor to examine the bike and prepare an inspection report.
- Step 3: Once the cost of repairs is confirmed, you can send the bike to the nearest network garage for repairs.
- Step 4: After the bike is repaired, the insurer will settle the bill directly with the network garage.
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Reimbursement Claim Settlement
To file a reimbursement claim, follow the steps mentioned below.
- Step 1: Inform your insurer about the bike accident as soon as possible.
- Step 2: A surveyor will be sent to inspect the accidental damage.
- Step 3: The surveyor will send an assessment report to your insurer within 48 hours of the visit.
- Step 4: Submit a completed and signed claim form along with the necessary documents.
- Step 5: The insurer will approve the claim after reviewing the form and documents. Take your bike to any garage and pay the bills upfront.
- Step 6: The insurer would compensate for the repair costs later.
Documents Required for Honda CB350RS Insurance Claims
Submitting the following documents is an essential part of the claim process.
- A claim form (signed).
- Bike repair bills or an estimate.
- Payment receipts for the repair bills you paid.
- KYC details (if the damages exceed Rs. 1 lakh).
- The owner's valid driving licence.
- The registration book of your Honda CB350RS.
- An FIR for claims related to injuries, fire damage, death or property damage caused to a third party.
Additional Documents Required for Honda CB350RS Insurance Theft Claims
- Bike invoice.
- RC of the bike (original).
- Bike insurance policy documents (original).
- A First Information Report (FIR) filed with the police.
- The keys to your Honda CB350RS.
- No objection certificate (NOC) from the financier.
- A 'No Use' letter from the local RTO.
- A subrogation letter.
Honda CB350RS Insurance FAQs
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What is IDV in Honda CB350RS bike insurance?
Insured Declared Value or IDV is the maximum claim amount that your insurance company would pay in case your Honda CB350RS is stolen or completely damaged. -
Can I file a Honda CB350RS bike insurance claim twice in a year?
Yes, you can file a Honda CB350RS bike insurance claim twice in one year. There is no limit on the number of claims you can file for bike insurance. -
How to reduce the cost of my Honda CB350RS bike insurance?
You can reduce the cost of Honda CB350RS bike insurance by avoiding filing smaller claims, comparing insurance plans before choosing, increasing the deductibles, and increasing your policy duration. -
What is NCB in Honda CB350RS bike insurance?
NCB or No Claim Bonus is a discount offered on your Honda CB350RS bike insurance price if you do not file any claims during the policy year.






