Buy/Renew Honda CB Twister Insurance Online Starting from ₹457.*

What is Honda CB Twister Insurance

The Honda CB Twister features a sleek, sporty look and an efficient air-cooled engine, making it a great choice for city riders. The bike offers a perfect ride for daily commuting and occasional long rides. However, to truly enjoy a stress-free ride, a valid Honda CB Twister insurance policy is essential, and regular renewal is necessary to maintain coverage. Let’s explore how bike insurance functions, what it covers, the renewal costs, and other important information.

Popular Honda CB Twister Variants with Insurance Premium

The cost of your Honda CB Twister bike insurance varies by insurer, policy type, variant, and bike age. Let's understand the starting insurance prices for the bike:

Honda CB Twister Variants (2025)	5-year TP and 1-year OD Plan (in Rs.)
Electric Start Disk Brake Alloy Wheels (109 cc)	Rs. 3,861 onwards
Electric Start Drum Brake Alloy Wheels (109 cc)	Rs. 3,861 onwards
Kick Start Drum Brake Alloy Wheels (109 cc)	Rs. 3,860 onwards

*Disclaimer: The prices in this table are only for your information. The actual premium changes based on the bike's brand and type, IDV, year of purchase, and other factors.

Reasons to Renew Honda CB Twister Insurance Online from Policybazaar.com

Here are the advantages of renewing your Honda CB Twister bike insurance policy online through our portal:

24/7 Customer Assistance
The customer service team of Policybazaar is available around the clock to help you choose a bike insurance policy or file a claim.
Affordable Premiums
Compare bike insurance policies from various providers all in one location. This makes it easier to find the most affordable option with the right coverage.
Reliable Platform
Policybazaar.com is a reliable and trustworthy site that sells bike insurance policies from IRDAI-approved Insurance companies.
Paperless Process
You don't have to visit an insurance agent or fill out paperwork when you buy a policy through this platform. The entire process is completed online, from anywhere, at any time.

Coverage Under Honda CB Twister Insurance

Inclusions
Exclusions

Your Honda CB Twister bike insurance plan may offer coverage against the following risks, depending on the insurer and plan chosen:

Losses arising from floods, earthquakes, cyclones, landslides, snowfall, and other natural events.
Financial and legal support for third-party liabilities, covering injury, death, or property damage caused in an accident.
Any damage caused by fire, explosion, or self-ignition.
Damages resulting from social or civil disturbances such as riots, strikes, vandalism, and other malicious acts.
Theft or when the bike is declared a total loss
Personal accident protection for the owner-rider, offering compensation in case of accidental death or permanent disability (up to ₹15 lakh).

Bike insurance policies provide comprehensive coverage, but certain events are excluded. Here are some common exclusions:

Damages and losses caused while riding the bike without a valid licence or a helmet.
Depreciation and consequential losses.
Losses caused by mechanical or electrical failure and consequential losses.
Any contractual liability.
Accidents occurred while riding under the influence of liquor or other intoxicants.
Damages caused while using the bike for business purposes.

*Disclaimer: Bike insurance policies vary among providers regarding their coverage and exclusions. Carefully examine your policy documents to clearly understand what is included and what is not.

Honda CB Twister Insurance Add-on Covers

The following add-ons can be helpful for getting wider coverage under a comprehensive Honda CB Twister bike insurance policy:

Electrical and Non-Electrical Items Cover
This add-on covers the electrical and non-electrical components of your bike. Such parts are generally not covered under standard policies.
No Claim Bonus (NCB) Protection
This add-on assures that your NCB stays intact, even if you file a claim during the policy year. You can make up to two claims each year without any impact on your NCB benefits.
Consumables Cover
This add-on covers the cost of replacing consumables like nuts, bolts, engine oil, and grease after an accident, theft, or other insured events.
Nil Depreciation Cover
This add-on lets you recover the full cost of replacing a bike part or repairing the bike if it's damaged in an accident, without reducing depreciation from the claim amount.

How to Renew Honda CB Twister Insurance Online?

This is a comprehensive step-by-step guide to renewing your Honda CB Twister bike's insurance policy:

Step 1: Go to Policybazaar.com. Select '2 Wheeler Insurance'.
Step 2: Provide the registration number of your bike and click on the 'View Price' button.
Step 3: Your screen will display a list of bike insurance policies from several companies. Pick one that meets your coverage needs. Add any extras you need. Choose "Pay Now."
Step 4: Enter all required information, select a payment method, and complete the transaction online. When you pay for your Honda CB Twister bike insurance, you will receive the documents via email.

How to Raise Honda CB Twister Insurance Claims Online?

You can file a claim for your Honda CB Twister either through the cashless facility or for reimbursement. Here are both the processes.

Cashless Claim Process

Step 1: Contact your insurer and report the insured event.
Step 2: The claim form is available on Policybazaar.com. Fill it out and upload the required documents, including copies of your bike's registration certificate, driving licence, and proof of ID and address.
Step 3: An insurance surveyor will assess the damage to your bike and give the go-ahead
Step 4: Take your bike to any garage in the insurer's network to get it fixed. Your insurance company will pay the garage bills directly.

Reimbursement Claim Process

Step 1: Inform your insurance company of the damage.
Step 2: If your bike is stolen or if you are filing a claim for third-party liability, go to the nearest police station and file a formal complaint (FIR).
Step 3: The bike's damage will be examined by an insurance surveyor before being approved.
Step 4: Have your bike repaired at any garage of your choice.
Step 5: Pay the bills and retain the original invoices.
Step 6: Send the claim form and the original invoices. To process your claim, your insurance company might also ask for more documents. You will get your money back after your claim has been processed.

Documents Required for Filing a Bike Insurance Under the Honda CB Twister Bike Insurance

You need to present the following documents while filing an accident claim under your Honda CB Twister bike insurance policy. Some extra documents are needed for theft claims:

A completed claim form.
Two-wheeler insurance policy documents.
The original bike registration certificate and tax receipt.
The driving licence of the person riding the bike during the accident.
Repair invoices (original) for reimbursement claims.
Discharge and satisfaction voucher provided by the garage. You must sign it and affix a revenue stamp.
Forms 28, 29, or 30 signed by the policyholder (for theft), along with Form 35 signed by the lender if the bike is taken on loan.
No objection certificate from the financer is required if the theft claim is to be paid to you.

FAQs about Honda CB Twister Insurance

What is the meaning of 'first', 'second', and 'third party' under Honda CB Twister bike insurance?

Under Honda CB Twister bike insurance, the term 'first party' refers to the person insured, 'second party' refers to the insurance company, and 'third party' means someone other than the insurer and the insured.
Which type of bike insurance is best for a Honda CB Twister – third party or comprehensive?

Comprehensive bike insurance is the ideal option for your Honda CB Twister. It provides the legally mandatory third-party liability coverage and also covers damage to your bike caused by insured events such as accidents, theft, and natural disasters.
What risks are not covered by Honda CB Twister comprehensive bike insurance policies?

Despite offering extensive coverage, comprehensive policies have certain limitations. They do not cover normal wear and tear, consequential losses, damages done while the rider was intoxicated, risks occurring outside the policy's geographical limits, and others, depending on the insurer.
How can I reduce my Honda CB Twister bike insurance policy premium?

Earning a No Claim Bonus for claim-free years, renewing your policy quickly, selecting a longer renewal period, or switching to a different insurer can all help you save money on your Honda CB Twister bike insurance renewal.