Honda Activa-i Insurance

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What is Honda Activa i Insurance

If you have a Honda Activa i, it is mandatory to buy a two-wheeler insurance for the same. Even though the model has been discontinued, you cannot ride it without a valid policy. Read on to know everything about the Honda Activa i insurance.

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Honda Activa i Insurance Premium

The cost of Honda Activa i insurance depends on the variant, registration year, add-ons covered, and other factors. These are the starting prices of a bike insurance for this two-wheeler:

Honda Activa i Variants (Registration Year 2025) 5-year Third Party and 1-year Own Damage Plan (in Rs.)
Dual tone (113 cc) Rs. 3,966 onwards
STD (110 cc) Rs. 3,959 onwards

*Disclaimer: The prices shown in this table are for informational purposes only. The actual premium varies depending on the bike's brand and type, IDV, year of purchase, and so on.

Reasons to Renew Honda Activa i Insurance Online from Policybazaar.com

Renewing your Honda Activa i bike insurance policy online via Policybazaar.com offers these advantages:

  • Enables Quick Comparison: You can see and compare plans from different bike insurance companies all on one screen. This makes it easy for you to pick the most affordable policy that offers the most comprehensive coverage.
  • 24/7 Customer Assistance: The customer service team of Policybazaar.com is available around the clock to help you choose a bike insurance policy or file a claim.
  • Instant Policy Issuance: You will receive your insurance documents in your email immediately after paying your policy premium online.

What does Honda Activa i Insurance Policy Cover?

  • Inclusions
  • Exclusions

The coverage of a Honda Activa i insurance policy may differ for each insurer. However, the following inclusions are generally provided:

  • Damages caused by natural disasters like earthquakes, floods, and cyclones.
  • Losses incurred during road accidents.
  • Damages incurred while the bike is in transit.
  • Legal liabilities related to property damage or a physical injury caused to a third party accidentally.
  • Theft or total loss of your Honda Activa i.
  • Medical treatment for the rider after bike accidents (up to Rs. 15 lakh).

Bike insurance policies offer comprehensive coverage, but the following scenarios are not covered:

  • Damages and losses caused by non-compliance with driving rules
  • Regular wear and tear of the bike
  • Mechanical or electrical failure and consequential losses
  • Losses or injuries caused while riding under the influence of alcohol or other intoxicants
  • Damages caused outside the geographical limits of the Honda Activa i bike insurance

*Disclaimer: The inclusions and exclusions of a bike insurance policy may differ from one provider to another. To understand the scope of your policy, carefully read your bike insurance policy documents.

Honda Activa i Insurance Add-on Covers

You can enhance the scope of your policy by opting for the following bike insurance add-ons at an extra cost:

  • Roadside Assistance Cover: With this add-on, you can get services like towing, fuel delivery, minor repairs, and flat tyre assistance if your bike breaks down.
  • Consumables Cover: This add-on covers the cost of replacing consumables like nuts, bolts, engine oil, and grease after an accident, theft, or other insured elements.
  • Cash Allowance Cover: If you have this optional cover, you can get a fixed daily allowance while your bike is getting repaired after an insured event.
  • Zero Depreciation Cover: With this add-on, the insurer will not account for depreciation of the bike's parts when determining the claim for accidental damage.

How to Renew Honda Activa i Insurance Online?

To maintain uninterrupted coverage, renew your Honda Activa i Bike insurance policy within the designated period.

  • Step 1: Visit Policybazaar.com and select '2 Wheeler Insurance'.
  • Step 2: Provide the registration number of your bike and click on the 'View Price' button.
  • Step 3: All the available plans will be displayed on your screen. Choose the one that meets your coverage requirements, also include the necessary add-ons, and then tap on 'Pay Now'.
  • Step 4: Provide all necessary information, choose your payment method, and finish the transaction online. After your payment is completed, you'll get the Honda Activa i Bike insurance documents sent to your email.

How to Raise Honda Activa i Insurance Claims Online?

You can submit a cashless or reimbursement claim for your Honda Activa i. The processes for filing both types of claims are slightly different.

  1. Cashless Claims

    The steps to submit a cashless claim are as follows:

    • Step 1: Report the insured event to your insurer.
    • Step 2: Fill out the claim form available on Policybazaar.com. Provide the necessary documents, such as copies of your bike's RC, your driving licence, ID and address proof, etc.
    • Step 3: An insurance surveyor will be assigned to examine your bike's damage and approve the repairs.
    • Step 4: Take your bike to any network garage for repairs. Your insurance provider will directly settle the bills with the garage.
  2. Reimbursement Claims

    To submit a reimbursement claim, follow these steps:

    • Step 1: Inform your insurance company of the damage.
    • Step 2: For bike theft or third-party damage, go to the nearest police station and file a formal complaint (FIR).
    • Step 3: The bike's damage will be examined by an insurance surveyor before being approved.
    • Step 4: Have your bike repaired at any garage of your choice.
    • Step 5: Pay the bills and retain the original invoices.
    • Step 6: Provide the original invoices together with the claim form. Your insurer might also ask for extra supporting documents to process your claim. After your claim is processed, you will receive your reimbursement.

Documents Required for Accidental Claim Settlement

You need to present the following documents while filing an accident claim under your Honda Activa i bike insurance policy:

  • A completed claim form.
  • Two-wheeler insurance policy documents.
  • A copy of the police FIR (if required).
  • The driving licence of the person riding the bike during the accident.
  • Repair invoices (original) for reimbursement claims.
  • The original bike registration certificate and tax receipt of the bike.
  • Discharge and satisfaction voucher provided by the garage. You must sign it and affix a revenue stamp.

Additional Documents Required for Theft Claim Settlement

  • The original FIR filed with the police mentioning the theft.
  • Subrogation letter.
  • A copy of the acknowledgement letter sent to the jurisdictional RTO informing them about the incident and declaring the bike 'No-Use'.
  • Forms 28, 29, or 30 signed by the policyholder.
  • Form 35 signed by the lender if the bike is taken on loan.
  • No objection certificate from the financer is required if the claim is to be paid to you.

FAQs about Honda Activa i Insurance

  • What is a cashless claim in Honda Activa i bike insurance?

    A cashless claim is a type of bike insurance claim in which you can have your Honda Activa i repaired at any network garage, and the insurer will pay the bills directly.
  • What is 1-year OD bike insurance for the Honda Activa i?

    A 1-year OD (Own Damage) bike insurance policy covers damage to your Honda Activa i caused by accidents or other covered events for 1 year.
  • Can a cashless claim for my Honda Activa i be rejected?

    Yes, a cashless claim for your Honda Activa i may be rejected. The rejection could be due to circumstances such as sending the bike for repairs without the surveyor's approval.
  • How to get affordable bike insurance for my Honda Activa i?

    You can compare the Honda Activa i bike insurance policies offered by multiple insurers and choose the most affordable one. You may also choose a higher amount of deductibles or skip add-on covers to save on your bike insurance premium.
  • Can I file a bike insurance claim for scratches on my Honda Activa i?

    Yes, you can file a bike insurance claim for scratches on my Honda Activa i. However, filing an insurance claim for minor issues such as scratches is not recommended. You may lose out on your NCB (No Claim Bonus) by filing a claim.
  • Can I skip personal accident cover for my Honda Activa i?

    It is mandatory to have a personal accident cover with a sum insured of Rs. 15 lakh for your Honda Activa i. However, you can skip it if you already have a policy with a higher sum assured or if you have another bike with personal accident coverage.

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^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in