Buy/Renew Honda Shine 125 Disc OBD2 Insurance Online Starting from ₹457.*

What is Honda Shine 125 Disc OBD2 Insurance

Honda Shine 125 Disc OBD2 has everything: design, safety and even decent performance.However, an unforeseen damage can hamper its performance and also create a financial burden. In situations like this, a Honda Shine 125 Disc OBD2 insurance can be a game-changer as you can get damages repaired without a worry. Let us look at the different aspects of Honda Shine bike insurance.

What is the Insurance Premium For Popular Honda Shine 125 Disc OBD2 Variants?

The Honda Shine 125 Disc OBD2 insurance price will be different for different variants. Beloware the bike insurance prices and zero depreciation cover cost for both the variants:

Shine 125 Disc OBD2 Variants	Zero Dep Cover (Add-on Cover)	Estimated Shine 125 Disc OBD2 Bike Insurance Price Bundle Policy
Honda Shine Disc OBD2 (125 cc)	₹205	₹4275
Honda Shine Electric Start Disc Brake Alloy Wheels (125 cc)	₹126	₹4139

*Disclaimer: The above premium is calculated based on the year of registration, IDV, and registration location, using an online bike insurance premium calculator from Policybazaar.com.

Why Should You Buy Honda Shine 125 Disc OBD2 Insurance Online from Policybazaar.com?

Policybazaar.com is a trusted website to buy insurance online. Besides being easy, there are several other benefits as well:

Smooth Claim Process: Whether you opt for a cashless claim or a reimbursement claim, you will receive end-to-end claim support.
24/7 Support: Call 1800-258-5970 anytime for any queries you have.
Roadside Assistance: Get 24/7 support if you are facing bike-related issues mid-journey.
No Claim Bonus (NCB): Get NCB discounts on premium up to 50% if you do not claim during the policy period.
Complete Coverage: Getting a comprehensive policy will give you complete coverage for both your damage as well as third-party liabilities.
Cashless Repairs: No need to make an upfront payment after repairs. Take your bike to a network garage for cashless repairs.

Coverage Under the Honda Shine 125 Disc OBD2 Insurance?

Inclusions
Exclusions

Before purchasing a Honda Shine 125 Disc OBD2 insurance, it is essential to understand what is covered under the policy and what will not be covered. Below are the inclusions and exclusions under bike insurance:

The Honda Shine 125 Disc OBD2 insurance covers the following damages:

Theft or burglary with regards to the bike.
Damages due to accidents and collisions.
Damages resulting from fires or explosions.
Third-party injury or death/property damage.
Damages resulting from riots or vandalism.
Damages happening due to earthquakes, floods or landslides.
Loss or damage if the bike is transported via road, rail, air or water.

The following damages will not be covered under Honda Shine 125 Disc OBD2 insurance:

Damages due to nuclear explosions or similar events.
Ageing of the bike part or natural wear and tear.
The driver being under the influence of drugs or alcohol.
Absence of DL, RC or other important documents.
Damage to the bike is happening outside the geographical area listed in the policy.
Tyre or tube damage, unless it is due to an accident.

*Disclaimer: Coverage under the two-wheeler insurance may vary from one insurer to another. Please read all details carefully.

Which Add-ons are Great For Honda Shine 125 Disc OBD2 Insurance?

Enhance the coverage of your Honda Shine 125 Disc OBD2 insurance with additional covers as listed below:

Engine Protect Cover: This add-on protects against engine damage due to water ingress. It is great for people living in areas where flooding is common.
Pillion Rider Cover: This add-on helps to provide financial assistance if the pillion rider is injured or if they face disability or fatality.
Zero Depreciation Cover: This add-on ensures that no amount is deducted as depreciation for either repairs or replacements.
Roadside Assistance Cover: Get roadside assistance during emergencies such as towing, fuel delivery, flat tyre repair and more to keep you moving.

How to Buy Or Renew Honda Shine 125 Disc OBD2 Insurance Online?

Buying Honda Shine 125 Disc OBD2 insurance online is possible via Policybazaar.com. It will take a few minutes to get your Honda Shine covered.

Step 1: Go to Policybazaar.com and then select the 'Bike Insurance' option.
Step 2:Click on the 'Bought a New Bike' option for a new policy. To get the policy renewed, enter your bike's registration number.
Step 3: Fill out the complete form.
Step 4: You can select between a comprehensive bike insurance policy or a third-party policy.
Step 5: Review the details and choose an add-on for better coverage.
Step 6: Evaluate Shine 125 Disc OBD2 renewal price options. You can then proceed to pay once you decide on the insurance plan.
Step 7: The policy document will be sent to your email address after the payment is successful.

How to Claim Honda Shine 125 Disc OBD2 Insurance Online?

Claiming under the Honda Shine 125 Disc OBD2 insurance is quite easy, irrespective you choose the cashless claim procedure or reimbursement claim procedure. Both methods are explained below:

Cashless Claims Settlement

Cashless claim under the Honda Shine 125 Disc OBD2 insurance is apt for people who do not want to deal with receipts and invoices.
- Step 1: Inform the insurer about the accident or damage to your Honda Shine.
- Step 2: A surveyor is appointed to examine the damage. The surveyor creates a report and sends it to the insurer.
- Step 3: The insurer will approve the repair cost as per the terms and conditions listed in the policy. Post which, you can take your bike to any networked garage.
- Step 4: Once repairs are done, your insurer pays the garage directly.
Reimbursement Claims Settlement
In case you do not want to wait till the approval comes through, you can opt for the reimbursement claim procedure under your Honda Shine 125 Disc OBD2 insurance:
- Step 1: Call the insurer's helpline to report the need for a claim.
- Step 2: A surveyor examines your Honda Shine and shares the report with the insurer.
- Step 3: Get the bike repaired at any garage and pay for the expenses from your pocket.
- Step 4: Submit the claim form along with the necessary documents and the invoices.
- Step 5: The approved claim amount will be reimbursed to you.

Which Documents are Required for Honda Shine 125 Disc OBD2 Insurance Claims?

For successful claim processing under your Honda Shine 125 Disc OBD2 insurance, you must possess the following documents:

Duly filled and signed claim
Valid DL
Registration Certificate.
Know your customer (KYC) papers (if damage is over ₹1 lakh).
FIR for fire, third-party issues, or theft.
Repair estimates.
Repair invoices.
Payment receipts.

Additional Documents Required for Honda Shine 125 Disc OBD2 Theft Claims

RC
Insurance policy papers.
Keys and purchase invoice.
Police FIR.
Non-traceable Report.
Letter of Subrogation.
NOC from the financier.
Regional Transport Office (RTO) letter saying your Honda Shine is 'No Use.'

Honda Shine 125 Disc OBD2 Insurance - FAQs

If I have a third-party policy for Honda Shine 125 Disc OBD2, is it necessary to take an own damage policy too?

No, only third-party insurance is mandatory. However, an own damage or comprehensive policy is recommended.
If I claim under my Honda Shine 125 Disc OBD2 policy, what happens to my NCB?

If you claim under your Honda Shine 125 Disc OBD2 policy, the NCB resets to 0% even if it was at 50%.
Why should I renew my Honda Shine 125 Disc OBD2 policy early?

Timely renewal of your Honda Shine 125 Disc OBD2 policy will keep your NCB intact, and there will be no loss of coverage.
Does the location impact the premium for a Honda Shine 125 Disc OBD2?

Yes, location is a detrimental factor for deciding the premium for the Honda Shine 125 Disc OBD2. People living in risk-prone areas will have to pay slightly higher premiums.