Buy/Renew Honda Activa 125 Insurance Online Starting from ₹457.*

What is Honda Activa 125 Insurance

The Honda Activa 125 is a trusted companion for daily commutes and weekend getaways, offering a perfect blend of smooth performance, comfort, and reliability. However, like any vehicle, it faces potential risks on the road. That’s where Honda Activa 125 insurance comes in to protect you from the financial strain of accidents, theft, or damage. Whether you're riding in city traffic or exploring new routes, a right two-wheeler insurance plan ensures peace of mind. Let’s understand in detail about Honda Activa 125 insurance.

What is the Insurance Premium For Popular Honda Activa 125 Variants?

The premiums for different Honda Activa 125 variants will be different under Honda Activa 125 insurance. The premium amount will also cover the zero-depreciation cover cost. Here are estimates:

Variants of Honda Activa 125	Zero Depreciation Cover	Estimated Activa 125 Bike Insurance Price Bundle Policy
Honda Activa DLX	₹138	₹4167
Honda Activa Drum Alloy	₹229	₹4325
Honda Activa Premium Edition Disc Brake	₹203	₹4270
Honda Activa Premium Edition Drum Brake	₹195	₹4254
Honda Activa Disc Brake OBD2	₹201	₹4267

*Disclaimer: The premium is based on the registration year, IDV, and registration location, using an online bike insurance premium calculator from Policybazaar.com.

What are the Reasons to Buy Honda Activa 125 Insurance Online from Policybazaar.com?

Not every online platform will provide genuine Honda Activa 125 insurance, hence it is essential to get it from a trusted platform like Policybazaar.com. The platform also offers the following benefits:

End-to-end Claim Assistance: Depending on your preferred claim settlement method, you will get end-to-end assistance.
No Claim Bonus: When you do not make a single claim in the policy period, you can get up to a 50% discount on policy renewals.
Complete Cover: Be it third-party liability or damage to your vehicle, a comprehensive bike insurance policy covers both.
Roadside Assistance Anytime: For situations like low fuel or engine issues that you face while on the road, you can avail yourself of roadside assistance.
24/7 Support: For questions and assistance related to your insurance, you can call 1800-258-5970 anytime.
Cashless Repairs: Take your vehicle to a network garage and avail cashless repair service.

What is Covered Under A Honda Activa 125 Insurance?

Honda Activa 125 insurance offers a comprehensive cover for several damages, but there will be a few exceptions in the policy.

Inclusions
Exclusions

Your Honda Activa 125 insurance coverage is for the following damages:

Damage due to accidents or collisions.
Damages sustained while the bike is in transit via air, water, rail or road.
Damages from natural occurrences, such as floods or storms.
Damages due to vandalism, riots or strikes.
Third-party damage to property or injury to person/death.
The bike was stolen.

Damages/ situations that will lead to rejection of claims under your Honda Activa 125 insurance are:

Damages to the tyre/tube (unless from an accident).
Natural ageing of bike parts.
Rider not having DL, PUC, RC or insurance papers.
Indirect or consequential damage.
Ride caught riding under the influence of drugs or alcohol.
Damage resulting from war, nuclear events or similar incidents.
Losses occurring outside the specified geographical area.

*Disclaimer: Coverage under the two-wheeler insurance may vary from one insurer to another. Please read all details carefully.

Which Add-ons are a Must Under Honda Activa 125 Insurance?

Add-ons are additional covers that increase the protection under a standard Honda Activa 125 insurance by covering damages/scenarios that might not be covered in a general policy.

Pillion Rider Cover: This add-on covers the medical expenses if the pillion rider is injured in an accident. Compensation is also provided if the pillion rider faces disability or fatality.
Engine Protection Cover: The repair or replacement cost of the engine or engine parts from water ingress or oil leaks is covered as per this add-on.
Personal Accident Cover: When the rider/owner is injured in an accident or faces disability, or fatality, financial compensation is provided.
Return-to-invoice cover: This add-on allows you to claim the entire invoice amount in case of theft or the bike being declared a total loss.

How to Buy or Renew Honda Activa 125 Insurance Online?

Honda Activa 125 insurance renewal can be done online within a few minutes. You can also buy a new policy online.

Step 1: Visit Policybazaar.com, and then select the 'Two-wheeler insurance'.
Step 2: For Honda Activa 125 insurance renewals, you have to enter the registration number and click on 'View Prices'. If you want to buy bike insurance for a new bike, click on 'Bought a new bike'.
Step 3: Select the details related to your bike and click on 'View Plans'.
Step 4: Choose from numerous plans from different insurers.
Step 5: Select add-ons.
Step 6: Fill up all details as required and proceed to pay the premium.
Step 7: After the payment, the policy will be shared via email.

How to Claim Honda Activa 125 Insurance Online?

Choose between a cashless claim or a reimbursement claim under the Honda Activa 125 insurance as per your preference.

Cashless Claim Settlement

The cashless claim method under Honda Activa 125 insurance involves the following steps:
- Report the incident to the insurer.
- The insurer will appoint a surveyor to check the damage. The surveyor will share the report.
- As per policy guidelines, the insurer will approve repairs.
- You must get the repairs done at a network garage and take your bike home. The insurer will do the claim settlement.
Reimbursement Claim Settlement

Claiming under Honda Activa 125 insurance via reimbursement methods can be done as per below steps:
- Call and let the insurer know about the incident.
- A surveyor is appointed to check the damage. The report will then be shared with the insurer.
- Take your bike to any garage of your choice.
- Pay for the repair bill and keep the receipts.
- Submit a claim form along with other necessary documents to the insurer.
- The approved amount will be reimbursed to you.

Which Documents are Required for Honda Activa 125 Insurance Claims

To have a seamless claim process, you must ensure that these documents are ready:

Claim form.
DL
RC
KYC documents are required if the damage exceeds ₹100,000.
FIR for fire, theft, 3rd third-party issues
Repair estimates and invoices.
Payment receipts.

Additional Documents Required for Honda Activa 125 Insurance Theft Claims

Original RC
Original insurance documents.
Keys and purchase invoice.
Police FIR.
Non-Traceable Report.
Letter of Subrogation.
NOC from the financier.
RTO letter mentioning your Honda Activa 125 as 'No Use'.

FAQs: Honda Activa 125 Insurance

What are the factors affecting my Honda Activa 125 insurance premium?

Honda Activa 125 insurance premium is affected by IDV, registration location, add-ons, riding history and market value of the scooter.
Will the renewal price of Honda Activa 125 insurance rise if I miss the deadline?

Yes, the renewal price of Honda Activa 125 insurance might rise if the renewal deadline is missed.
Does IDV matter in Honda Activa 125 insurance?

Yes, IDV (Insured Declared Value) is a determining factor for premiums for Honda Activa 125 insurance.
Is a cashless claim better than reimbursement under the Honda Activa 125 insurance?

The choice depends upon your preference. If you do not want to deal with invoices and want quick settlement, then cashless is better; otherwise, you can choose the reimbursement method.