Buy/Renew Suzuki Lets Insurance Online Starting from ₹457.*

4Suzuki Let's Insurance

The Suzuki Let's is an ideal bike for daily city travel and commuting to work, thanks to its attractive colour options, front basket, and generous under-seat storage. Suzuki Let's insurance is legally mandatory as per the Indian Motor Vehicles Act, 1988, and it also protects the insured from several unforeseen circumstances. Read on to know the inclusions, exclusions, benefits, and renewal process of the same.

Suzuki Let's Variants (Registration Year 2025)	5-year Third Party and 1-year Own Damage Plan (in Rs.)
Dual tone (113 cc)	Rs. 3,966 onwards
STD (110 cc)	Rs. 3,959 onwards

*Disclaimer: The prices shown in this table are for informational purposes only. The actual premium varies depending on the bike's brand and type, IDV, year of purchase, and so on.

Reasons to Renew Suzuki Let's Insurance Online from Policybazaar.com

Renewing your bike insurance for your Suzuki Let's via Policybazaar.com offers these advantages:

Enables Quick Comparison: You can see and compare bike insurance policies from different companies all on one screen. This makes it easy for you to pick the most affordable policy that offers the most comprehensive coverage.
Renewal Reminders: It offers a renewal reminder service for its customers. This useful service will ensure your Suzuki Let's insurance coverage is renewed promptly after expiry.
24/7 Customer Assistance: The customer support is available around the clock to help you choose a bike insurance policy or file a claim.
Instant Policy Issuance: You will receive your bike insurance documents in your email immediately after paying your policy premium online.

Coverage Under Suzuki Let's Insurance

Inclusions
Exclusions

The coverage of a Suzuki Let's bike insurance policy may vary for different bike insurance companies. However, the following inclusions are generally provided:

Damages caused by natural disasters like earthquakes, floods, and cyclones.
Losses incurred during road accidents.
Damages incurred while the bike is in transit.
Legal liabilities related to property damage or a physical injury caused to a third party accidentally.
Theft or total loss of your Suzuki Let's.
Medical treatment for the owner-driver due to accidents (up to Rs. 15 lakh).

Bike insurance policies offer comprehensive coverage, but a few events are excluded. Here are some common examples:

Damages and losses caused by non-compliance with driving rules. For example, riding a bike without a helmet.
Regular wear and tear of the bike.
Mechanical or electrical failure and consequential losses.
Losses or injuries caused while riding under the influence of alcohol or other intoxicants.
Damages caused outside the coverage area.

*Disclaimer: The inclusions and exclusions of a bike insurance policy may differ from one provider to another. To understand the scope of your policy, carefully read your bike insurance policy documents.

Suzuki Let's Insurance Add-on Covers

You can enhance the scope of your policy by opting for the following bike insurance add-ons at an extra cost:

Roadside Assistance Cover: With this add-on, you can get services like towing, fuel delivery, minor repairs, and flat tyre assistance if your bike breaks down.
Consumables Cover: This add-on covers the cost of replacing consumables like nuts, bolts, engine oil, and grease after an accident, theft, or other insured events.
Zero Depreciation Cover: With this add-on, the insurer will not account for depreciation of the bike's parts when determining the claim for accidental damage.

How to Renew Suzuki Let's Insurance Online?

To maintain uninterrupted coverage, renew your Suzuki Let's Bike insurance policy within the designated period by following the steps given below:

Step 1: Visit Policybazaar.com and select 'Two Wheeler Insurance'.
Step 2: Provide the registration number of your bike and click on the 'View Prices' button.
Step 3: Your screen will display various bike insurance policies from different insurers. Choose one that meets your coverage requirements. Include any add-ons you require. Select 'Pay Now'.
Step 4: Provide all necessary information, choose your payment method, and finish the transaction online. After your payment is completed, you'll get the Suzuki Let's Bike insurance documents sent to your email.

How to Raise Suzuki Let's Insurance Claims Online?

You can submit a cashless or reimbursement claim for your Suzuki Let's. The processes for filing both types of claims differ slightly and is given below:

Cashless Bike Insurance Claim

The steps to submit a cashless claim are as follows:
- Step 1: Report the insured event to your insurer.
- Step 2: Fill out the claim form available on Policybazaar.com. Provide the necessary documents, such as copies of your bike's RC, your driving licence, ID and address proof, etc.
- Step 3: An insurance surveyor will be assigned to examine your bike's damage and approve the repairs.
- Step 4: Take your bike to any network garage for repairs. Your insurance provider will directly settle the bills with the garage.
Reimbursement Bike Insurance Claim

To submit a reimbursement claim, follow these steps:
- Step 1: Inform your insurance company of the damage.
- Step 2: For bike theft or third-party damage, go to the nearest police station and file a formal complaint (FIR).
- Step 3: The bike's damage will be examined by an insurance surveyor before being approved.
- Step 4: Have your bike repaired at any garage of your choice.
- Step 5: Pay the bills and retain the original invoices.
- Step 6: Provide the original invoices together with the claim form. Your insurer might also ask for extra supporting documents to process your claim. After your claim is processed, you will receive your reimbursement.

Documents Required for Accidental Claim Settlement

You need to present the following documents while filing an accident claim under your Suzuki Let's bike insurance policy:

A completed claim form.
Two-wheeler insurance policy documents.
A copy of the police FIR (if required).
The driving licence of the person riding the bike during the accident.
Repair invoices (original) for reimbursement claims.
The original bike registration certificate and tax receipt of the bike.
Discharge and satisfaction voucher provided by the garage. You must sign it and affix a revenue stamp.

Additional Documents Required for Theft Claim Settlement

If your bike has been stolen, submit the following:

The original FIR for the theft.
Subrogation letter.
A copy of the acknowledgement letter sent to the jurisdictional RTO informing them about the incident and declaring the bike 'No-Use'.
Forms 28, 29, or 30 signed by the policyholder.
Form 35 is signed by the lender if the bike is taken on loan.
No objection certificate from the financer is required if the claim is to be paid to you.

FAQs about Suzuki Let's Insurance

What is a cashless claim in Suzuki Let's bike insurance?

A cashless claim is a type of bike insurance claim in which you can have your Suzuki Let's repaired at any network garage, and the insurer will pay the bills directly.
What is 1-year OD bike insurance for the Suzuki Let's?

A 1-year OD (Own Damage) bike insurance policy covers damage to your Suzuki Let's caused by accidents or other covered events for 1 year.
Can a cashless claim for my Suzuki Let's be rejected?

Yes, a cashless claim for your Suzuki Let's may be rejected. The rejection could be due to circumstances such as sending the bike for repairs without the surveyor's approval.
How to get affordable bike insurance for my Suzuki Let's?

You can compare the Suzuki Let's bike insurance policies offered by multiple insurers and choose the most affordable one. You may also choose a higher amount of deductibles or skip add-on covers to save on your bike insurance premium.
Can I file a bike insurance claim for scratches on my Suzuki Let's?

Yes, you can file a bike insurance claim for scratches on my Suzuki Let's. However, filing an insurance claim for minor issues such as scratches is not recommended. You may lose out on your NCB (No Claim Bonus) by filing a claim.
Can I skip personal accident cover for my Suzuki Let's?

It is mandatory to have a personal accident cover with a sum insured of Rs. 15 lakh for your Suzuki Let's. However, you can skip it if you already have a policy with a higher sum assured or if you have another bike with personal accident coverage.