Choosing the best term insurance plan in India in 2026 is one of the most important financial decisions you will make for your family. With rising medical costs, growing financial responsibilities, and increasing lifestyle risks, a term insurance plan ensures your loved ones are financially protected even in your absence. The best term plans in India today offer high life cover, affordable premiums starting at just ₹13 per day, critical illness riders, flexible payout options, and strong claim settlement ratios, all of which help you make the right choice for your family's long-term security.
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There is no single ‘best’ term insurance plan in India. The right choice totally depends on factors such as your medical history, age, budget and the overall performance of the insurer. An ideal term insurance plan is one that offers the highest life cover at the lowest premium, has a claim settlement ratio above 98%, covers you until your financial responsibilities end, and can be customised with riders to protect against critical illness, accidental death, and disability. Based on these parameters, here are the top 5 term insurance plans in India for 2026:
The following are the 5 best term insurance plans in India based on their annualised premiums for the FY 2024-25.
| Top 5 Term Insurance Companies in India | Best 5 Term Insurance Plans | Sum Assured | CSR (Claim Settlement Ratio) |
| Life Insurance Corporation of India | LIC Jeevan Amar | 25 Lacs - No Limit | 91.32% |
| SBI Life Insurance Co. Ltd. | SBI Smart Shield Plus | 25 Lacs - No limit | 98.34% |
| HDFC Life Insurance Co. Ltd. | HDFC Click 2 Protect Supreme Plus | 10,000 - No limit | 99.7% |
| ICICI Prudential Life Insurance Co. Ltd. | ICICI iProtect Smart Plus | 50 Lacs - 20 Crores | 99.3% |
| Axis Max Life Insurance Ltd. | Axis Max Smart Term Plan Plus | 25 Lacs – 20 Crores | 99.7% |
**Disclaimer: The insurers mentioned above are arranged in order of highest to lowest annualised premium, based on data from the IRDAI Annual Report 2024–25. Policybazaar does not endorse, rate, or recommend any specific insurer or insurance product. For the complete list of life insurers in India, please visit the IRDAI website.
Buy the best term insurance plan in India at Rs.13/day. Compare and choose the right policy from the list of all term insurance in India 2026. These plans offer different life cover options for different annual incomes. Find the most affordable and high coverage plan that fits your financial needs.
| Private Insurer | Term Insurance Plan | Entry Age | Sum Assured | |
| HDFC Life Insurance | HDFC Life Click 2 Protect Supreme | 18 – 65 years | 10,000 Lacs - no Limit | |
| ICICI Prudential Life Insurance | ICICI Pru iProtect Smart Plus | 18 – 65 years | 25 Lacs – 20 Crores | |
| Tata AIA Life Insurance | Tata AIA Sampoorna Raksha Promise | 18 – 65 years | 25 Lacs – No limit | |
| SBI Life Insurance | SBI Life Smart Shield Plus | 18 – 65 years | 25 Lacs – No limit | |
| Bajaj Life Insurance | Bajaj Life eTouch II | 18 – 65 years | 50 Lacs – No limit | |
| Axis Max Life Insurance | Axis Max Smart Term Plan Plus | 18 – 60 years | 25 Lacs – 20 Crores | |
| Go Digit Life Insurance | Digit Glow Term Insurance | 18 – 65 years | 25 Lacs – 1 Crore | |
| Aditya Birla Sun Life Insurance | ABSLI Super Term Plan | 18 - 65 years | 25 Lacs – No limit | |
| India First Life Insurance | India first Life Plan | 18 - 60 years | 1 Lac - 50 Crores | |
| Kotak Mahindra Life Insurance | Kotak e-Term Insurance | 18 – 65 years | 51 Lacs - No limit | |
| Canara HSBC Life Insurance | Canara HSBC Young Term Plan - Life Secure | 18 – 45 years | 25 Lacs – No limit | |
| Shriram Life Insurance | Shriram Life Online Term Plan | 18 - 55 years | 25 Lacs - 10 Crores | |
| PNB Met Life Insurance | PNB Mera Term Plan Plus | 18 - 60 years | 25 Lacs - No limit | |
| Star Union Dai-ichi Life Insurance | SUD Life e-Lifeline | 18 - 60 years | 25 Lacs - 1 Crore | |
| Pramerica Life Insurance | Pramerica Life Saral Jeevan Bima | 18 - 65 years | 5 Lacs - 25 Lacs | |
| Aviva Life Insurance | Signature 3D Term Plan - Platinum | 18 - 65 years | 30 Lacs - 5 Crores | |
| Future Generali Life Insurance | Future Generali Care Plus Plan | 18 - 60 years | 10 Lacs - No limit | |
| Reliance Nippon Life Insurance | Reliance Nippon Life Super Suraksha Plus | 18 - 60 years | 2 Crore - No limit | |
| Ageas Federal Life Insurance | Termsurance Life Protection Insurance Plan | 18 - 60 years | 5 Lacs - No limit | |
| Bandhan Life Insurance | Bandhan Life iTerm Prime | 18 – 65 years | - | |
| Bharti Axa Life Insurance | Bharti AXA Flexi Term Pro | 18 - 65 years | 25 Lacs - No limit | |
| Edelweiss Life Insurance | Edelweiss Life Zindagi Protect Plus | 18 – 65 years | 50 Lacs – No limit | |
| Public Insurer | ||||
| Life Insurance Corporation of India Ltd. | LIC New Jeevan Amar | 18 - 65 years | 25 Lacs - No Limit | |
Disclaimer: ~The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Note: The above table shows the list of term insurance plans for 1 crore life cover for the profile of an 18-year-old, non-smoking male, cover upto 38 years.
Know what is term insurance first and then buy a term plan for your loved ones.
Term Plans
The best term insurance plan in India in 2026 varies based on individual needs, but top choices typically include plans that offer high coverage, flexible payout options, rider benefits, and strong claim support. Some popular and well-rated options include HDFC Click 2 Protect Supreme, Tata AIA Sampoorna Raksha Promise, Axis Max Life Smart Term Plan Plus, Bajaj Life etouch II and more. Each known for comprehensive life cover, affordable premiums, and additional features like critical illness riders and flexible benefits. Let's understand these plans in detail:
You can choose from multiple death benefits, as per your individual needs.
In case of a terminal illness diagnosis, an early payout will be made to help take care of the medical expenses.
The plan allows you to claim hospicare, surgical care, and accidental death benefits at nominal additional premiums.
There are discounted premiums for non-smokers and individuals maintaining good health profiles, making long-term protection more cost-efficient.
You can choose from multiple plan options, as per your individual needs.
Get flexibility in policy terms and premium payment options
The plan offers additional discounts for females and high sum assured life cover.
You can pay the premiums in regular or single premium payment modes
You can choose from 4 plan options that fit your needs
Enhance the base cover with the additional riders available
The return of premium option returns all the premiums paid at the maturity of the policy
Option to get covered under the MWP Act
Get tax benefits as per the prevailing tax laws
You can choose from the different plan variants based on lifestyle needs and long-term financial goals.
It includes built-in flexibility to enhance cover against critical illnesses or accidental death through additional rider options.
The policy provides women specific benefits like maternity cover, lifeline cover, and female life discount.
It gives customers the option to choose increasing payouts, helping the benefit keep pace with rising household expenses.
The plan provides life cover with lump sum payout on demise
Option to receive all your premiums back if in case you no longer need life coverage through special exit feature
Flexible premium payment modes
Option to select add-ons/riders for Critical Illness or Accidental death to increase the policy coverage.
Tax benefits on premium amount paid and payouts received as per the prevailing laws of the ITA, 1961.
This plan provides cover against death and the diagnosis of a terminal illness.
It offers several riders, including accidental death and waiver of premium on terminal illness and disability benefits, allowing for comprehensive protection under one policy.
The plan comes with flexible premium payment modes such as monthly, quarterly, or annual payments, giving more financial control to the policyholder.
It offers premium holiday, auto cover continuance benefits, and early exit benefit.
Choose from 2 plan options
The return of premium option pays all the premiums paid at the maturity
Select for your spouse to be covered under the same plan
Choose to get covered under the policy till 100 years of age
Pay the premiums in suitable premium pay term and modes
Increase sum assured as per needs at different life stages
The plan offers a return of premiums on the survival of the policy term.
You can exit the plan early and receive all the premiums paid during the policy.
The plan waives off future premiums on the diagnosis of a covered critical illness or an accidental total permanent disability during the policy term.
You can block your premium rate at the time of policy purchase and increase the cover up to 100% of the base sum assured.
The plan allows you to cover your spouse within the same plan.
The plan offers better half benefit to help you and your spouse get covered under the same plan.
You can increase the sum assured of the base policy with the plans’ top-up benefit.
Choose from several different riders like accidental death, accidental disability, critical illness, and hospital cash benefit riders.
The waiver of premium rider will waive off the remaining premiums on the diagnosis of a covered critical illness and surviving the 30 day waiting period.
Select the most suitable plan option from the available options
Get financial protection for the family
Save on taxes as per the prevailing tax laws
Customize the policy term and sum assured as per your individual needs
Receive a discount of premium on a higher sum assured
This plan is designed to offer affordable premiums and simple policy features for ease of understanding.
It includes options for both level and increasing cover, giving the policyholder flexibility to manage risk as expenses evolve over time.
The plan offers quick issuance with minimal medical requirements for eligible profiles, making it suitable for individuals seeking a hassle-free process.
It supports multiple riders to enhance protection, including accidental death and hospital-related benefits, for broader financial security.
You can choose the most suitable plan from the three plan options: Life, Life Plus, and Life Goal.
You can get back all the premiums paid as maturity with the Return of Premium option.
The plan pays out an Accelerated Death Benefit in case of a terminal illness diagnosis.
You can include Waiver of Premium Benefits for Critical Illness and Total and Permanent Disability.
Get ICICI Pru iProtect Smart Plus term plan offers cover against death and enhanced protection at different life stages.
You get the flexibility of choosing between limited premium payment and regular premium pay terms.
Your nominee can receive an instant claim intimation amount of 3 Lacs on as Accelerated Death Benefits.
You get additional benefits like premium break, death benefit in installment benefits, and special discounts for salaried customers.
Get long term coverage (till 80 years of age)
Receive large life cover at affordable premiums
Pay the premiums in a suitable premium pay mode and term
The death benefit can be paid in lump sum or regular installments
Receive tax benefits on the premium paid as per IT Act, 1961
This Kotak Term Insurance offers high coverage at affordable rates .
The cover can be enhanced at special life events through the step-up option.
This Kotak Term Plan gives you flexibility in choosing payout options.
You can also opt for the Kotak e Term Plan online for hassle-free purchase.
Add extra protection with the Kotak Mahindra Term Insurance riders.
The Kotak Mahindra Term Plan allows customization of sum assured and policy term.
LIC New Jeevan Amar offers flexibility to choose the suitable premium payment terms, policy term, and payout options.
You can choose from two benefit options: Level or Increasing Sum Assured.
The plan offers special rates for women and non-smokers.
You can also enhance your coverage by including the Accidental Benefit Rider in your base plan.
This is a comprehensive term insurance plan, which can be purchased online from one of the top term insurance company in India.
The policy offers additional coverage to the spouse under the same plan.
The plan provides the flexibility to enhance the coverage of the policy under Step-Up Benefit, Life Stage Benefit, and Child Education Support Benefit.
The policy offers 3 life benefit options with different additional riders included in the base plan.
Lower premium rates are offered for non-smokers and female policy buyers.
The plan offers financial protection for family
Choose to pay the premiums in flexible premium payment modes
You can select the most suitable policy term from 5 to 40 years
Convenient premium payment tenures from single, regular, and limited premium pay tenures.
Receive tax benefits as per the prevailing tax laws.
Get comprehensive cover for a policy term of up to 50 years
Receive return of premium on maturity with the Life Plus Variant
Pay the premiums in limited or regular premium payment modes
You can increase the cover at milestones like marriage or having kids
Enhance the base cover of the policy with the available riders
This term plan offers 3 Plan Options, that are Level cover, Increasing Cover, and Level Cover with Future Proofing Benefit.
SBI Life Smart Shield Plus is a term plan that provides comprehensive coverage at an affordable premium rate.
You can enhance the base cover of your policy with Accidental Death Benefit and Accidental Partial Permanent Disability Benefit riders.
The plan can be customized using the Death Benefit Payment Mode and Better Half Benefit Option.
Choose from 3 plan options for different needs
Get affordable premiums for a large life cover
Get enhanced protection with the available riders
Claim term insurance tax benefits as per the prevailing tax laws
The plan has an inbuilt terminal illness and accidental permanent total disability cover.
Get covered for the required policy term (max. till 80 years of age)
Choose sum assured, premium pay term, and policy term as per your needs
Affordable premiums remove strain on your pockets
The death benefit will be paid as a lumpsum
Claim tax benefits under sections 80C and 10(10D) of the IT Act, 1961
With this, one of the top term insurance company in India, you can choose from 4 plan options
Get 50% base sum assured as accelerated benefit in case of terminal illness diagnosis
Get FlexiPay benefits, and Family Plan benefits with this plan
With this TATA AIA Term Plan, you get an in-built waiver of premium in the terminal illness diagnosis
*Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the name of insurance company respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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Here is how term insurance plan in India in 2026:
There is no single best term insurance plan in India for everyone. The right choice depends on your income, liabilities, and family needs. The best term insurance in India is one that offers a high sum assured, affordable premium, flexible payout options, and is backed by a reliable insurer with a strong claim settlement record.
The best term insurance plan in India that offers good value are those that balances cost and coverage. Plans with level premiums, high coverage at a reasonable cost, and useful riders like critical illness or waiver of premium often deliver better value. Comparing options from top insurers helps you find a plan that fits both your budget and long-term protection needs.
For a 30-year-old with dependents, the best term insurance plan is one that offers high coverage at a low premium. A pure term plan with a long policy term, annual payment option, and basic riders is usually ideal. Starting early helps lock in lower premiums while ensuring your family stays financially protected.
A ₹1 crore term insurance plan is a common benchmark for financial protection. The top term insurance plan should offer affordable premiums, flexible payout options such as lump sum or monthly income, and add-ons like accidental death or critical illness cover. Choosing from well-established insurers ensures smoother claims and long-term reliability.
When you compare term insurance with and without medical tests, you should focus on pricing, coverage, and claim reliability. Term plans without medical tests may be quicker to buy but can come with higher premiums or stricter claim checks. Plans with medical tests usually offer better pricing and clearer underwriting. For the best term life policies, compare both options based on your age, health, and coverage needs before deciding.
Some of the top term insurance companies in India are known for their consistent claim performance, competitive premiums, and comprehensive coverage options. When selecting from the best term insurance companies in India, compare plan features, riders, and service quality to find the right fit.
Some of the most affordable term life insurance options available in India are as follows:
Here is how you can choose the best term insurance in India:
There is no single term insurance plan that offers the highest cover for low premiums, as the sum assured and premiums offered to you depend on your individual profile (age, gender, smoking habits, and health conditions). To get a high cover at lower premiums, you should buy the plan as early as possible, as the premiums increase with age.
Individuals working in high-risk professions should look for term insurance plans that offer high coverage, transparent underwriting, and the option to add riders such as accidental death benefit or disability cover. Eligibility, premiums, and coverage terms may vary depending on the nature of the occupation and insurer guidelines.
Below is a list of factors of the best term insurance plan that you should consider before choosing a right plan:
Financial protection
A term plan is mainly about making sure your family has money to fall back on if something happens to you. The payout can help them manage day-to-day expenses and any unexpected financial pressure that usually comes up during such times.
Customisable options
Most of the top term insurance company in India offer various plans, and you can adjust the features depending on what you actually need. The best term insurance plan with lower premiums usually comes with wider benefits. Some people also consider a home loan insurance cover so their family does not have to worry about EMIs later.
Medical-related cover
Various plans now include medical-linked features such as term insurance with OPD care or critical illness benefits. These can ease hospital expenses or treatment costs, which tend to be quite high today.
Encourages disciplined savings
Several insurance products blend protection with savings or investment, which helps you stay consistent with your financial planning in the form of paying premiums. Tools like a basic FIRE calculator also help you see how much you should save and invest long-term, so your insurance fits into the bigger picture.
Supplementary income support
Certain top term insurance company in India allow the nominee to receive payouts at regular intervals instead of everything at once. This can act like a temporary income source during a difficult period.
Loan facility
Some of the best term insurance plans let you borrow against the policy value, which can be useful if you suddenly need funds and do not want to break your savings.
Tax benefits
Premiums paid toward term life insurance are eligible for deductions under Section 80C of the Income Tax Act, which helps reduce your taxable income each year.
Term Plans are more Affordable than Other Types of Life Insurance
The Best Term insurance in India will have a much more affordable premium than other types of life insurance. You can buy term insurance at ₹13/day, making it easier to secure your family’s future while also supporting long-term goals like FIRE (Financial Independence, Retire Early).
Younger the Age, Lower the Premium
Various insurance advisors suggest that you buy term plan in India as early as possible to secure a large life cover at highly affordable premiums.
Offers Long Term Protection till 99/100 years
With the best term insurance plans, you can get covered under the plan till you turn 99/100 years old and ensure the financial protection of your family.
Premiums Remain Constant
The premiums once selected remain constant for the entire policy tenure, unless you increase the life stage benefit at marriage, childbirth, or home loan. You can also use a home loan insurance calculator to see the approximate premiums you would need to pay for a new home loan insurance.
Save up to 46,800 on Taxes
You can claim up to Rs. 46,800 as term insurance tax benefits on the premiums paid under section 80C of the Income Tax Act, 1961.
Available for NRI Customers
Many top term insurance companies in India offer term insurance for NRI and PIO/OCI customers, which allows them to secure the financial security of their loved ones, without travelling back to India.
Comprehensive Protection
With the important term insurance riders in India, you can get comprehensive protection against various eventualities.
For NRIs, choosing the right term insurance means making sure that their families in India stay financially secure, even while they are settled abroad. Indian insurers continue to offer solid protection options that work well for people living outside the country.
To buy a good term insurance plan, you should go with Policybazaar for the following reasons:
Compare Plans Easily: Easy term life insurance comparison from leading insurers in one place, making it easier to evaluate options side by side.
Simple Information: Clear presentation of coverage, premiums, and add-ons so you can make informed decisions.
Smooth Buying Process: Minimal paperwork with a largely digital journey for added convenience.
Easy Policy Access: Access your best term policy details anytime after purchase without hassle.
Advisor Support: Request a call and get guidance to choose a plan that fits your needs.
Claims Assistance: Dedicated support to help your family through the claims process without confusion.
Reliable Platform: A practical and dependable place to find and buy the best term insurance plan.
Buy early — A 25-year-old pays nearly half the premium a 40-year-old pays for the same coverage
Buy enough — Underinsurance is the most common and costly mistake. Calculate your actual requirement, do not guess
Check CSR before premium — The cheapest plan from an insurer with a low claim settlement ratio is not a bargain
Buy online — Same plan, same insurer, up to 10% lower premium compared to offline purchase
Add critical illness rider — Heart disease and cancer are the leading causes of death among working-age adults in India. A CI rider protects your income while you are alive and fighting
Declare everything honestly — Non-disclosure of smoking, health conditions, or occupation is the most common reason for claim rejection
Premiums are fixed — Once you buy, your premium does not increase unless you voluntarily enhance your coverage at a life milestone
Term insurance plans that allow you to increase coverage later do so through an in-built feature or rider called a Life Stage Benefit. This allows you to scale up your sum assured at major life milestones (like marriage, childbirth, or buying a house) without fresh medical tests. The best term insurance plans that allow policyholders to increase coverage later are as follows:
|
Top 5 Term Insurance Plans in India |
Sum Assured |
CSR (Claim Settlement Ratio) |
|
LIC New Jeevan Amar |
25 Lacs - No limit |
91.32% |
|
SBI Life Smart Shield Plus |
25 Lacs - No limit |
98.34% |
|
HDFC Life Click 2 Protect Supreme Plus |
10,000 - No limit |
99.7% |
|
ICICI Pru iProtect Smart Plus |
50 Lacs - 20 Crores |
99.3% |
|
Axis Max Smart Term Plan Plus |
25 Lacs - 20 Crores |
99.7% |
**Disclaimer: The insurers mentioned above are arranged in order of highest to lowest annualised premium, based on data from the IRDAI Annual Report 2024–25. Policybazaar does not endorse, rate, or recommend any specific insurer or insurance product. For the complete list of life insurers in India, please visit the IRDAI website.
With these plans, you can enhance the base sum assured via the life stage benefits, voluntary sum assured top-up, or other policy-specific features that allow increase in cover.
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Varun has spent years in the insurance space, but what drives him isn't policies or premiums — it's the conversations he's had with real people. A young father in Pune wondering if his salary is enough. A newly married couple in Jaipur putting off "the insurance talk" for later. A mother in Chennai who never knew her husband was underinsured until it was too late. These stories stay with him. As Head of Term Insurance at Policybazaar, Varun knows the numbers well — 52.4% of Indians are aware of term insurance, yet only 9.6% own it. And 87% of families don't realise they're leaving their loved ones with far less protection than they actually need. But behind every statistic, he sees a family that just needed someone to sit with them, explain it simply, and help them take that one step. That's exactly what Policybazaar's term insurance is built to do. In his words, "Most people aren't avoiding protection — they're just waiting for someone to make it easy. That's what we're here for."
Write to Varun˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10
+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
Women
+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.
1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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