5 Factors To Consider Before Buying Travel Insurance

Believe me! You are not the only one who undervalues the importance of travel insurance coverage. Most people label it as a product for worrywart. It is one of those topics that understandably gets minimum consideration and is often relegated to the ‘may be’ item list of their vacation planning.

Read more


Explore the world without any worries

Best Travel Insurance policies designed for all your needs.

Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

    Popular Destinations

    Add traveller(s) details
    Step 2/4
    Remove
    Any Pre-Existing medical condition
    +Add another traveller
    Select trip dates
    Step 3/4
    You are just one step away
    Step 4/4
    +91
    This will help us to contact you for your policy details and in case of any policy related issues
    By clicking on "" you agree to our Privacy Policy and Terms Of Use

    Now covers COVID-19

    However, medical emergencies, thefts, accidents and legal threats on foreign & domestic trips are enough to wreck your personal finances. So, it makes sense to buy travel insurance which offers coverage against all unforeseen events including but not limited to loss of passport, baggage delay, trip cancellation and personal accident.

    Picking an appropriate plan is a daunting task owing to dizzying variety of options available in the market. Here are some factors to consider before buying the right travel insurance plan.

    1. Are You a Frequent Flyer?

    There are various plans to meet divergent needs- A single plan for a short travel, a multi- annual trip plan for frequent fliers and specially designed plans for students & senior citizens going abroad for a longer duration. The premium will also depend on the type of plan chosen.

    2. How Long is Your Trip?

    Longer stays mean higher premium. For instance, Tata AIG’s single trip platinum cover (sum insured $5,00,000) for a 32 years old for 15 days costs Rs 1,994. If you extend it for another seven days, the same plan costs Rs 2,230.  

    3. How Does Your Medical Report Look?

    Your age and health play a vital role in underwriting your travel plans. Pre- existing ailments and illness related to alcoholism and drugs are covered with caveat and conditions.

    4. Where are You Heading To?

    Decide the cover size on the basis of country or city where you are intending to travel.  For instance, medical cost is significantly higher in European countries than South Asian nations and this factor becomes critical for premium calculation. Choose your cover wisely.

    5. What's Your Itinerary?

    Is it only sleep and sightseeing or you have adventurous plans for the trip? If your itinerary includes sporting activities like skiing, water sports, trekking, etc, you better fill the gap in travel cover by getting special coverage by paying extra.

    Do not treat travel insurance as ‘just paperwork’. Conduct a systematic analysis of companies and their offerings like payment options, claim settlement ratio, network of hospitals, discounts and freebies offered, before deciding on the plan. Evaluate risks you are likely to face on an upcoming trip and choose a best plan to avoid glitches during trip.

    After all, your dream of celebrating your birthday in London or experiencing Australian Outback should not be derailed by events which are out of your control!

    Search
    Newsletter
    Sign up for newsletter
    Sign up our newsletter and get email about travel plans.

    You May Also Want to Know About

    Best Travel Insurance Policies in India

    Best Travel Insurance Policies in India

    Best Travel Insurance Policies in India When we talk about buying the best travel insurance plan, you’ll get a long list of travel insurance plans. This creates a lot of confusion. Even if you’ll ask any expert to name the best, you’ll probabl...
    Best Student Travel Insurance Plans in India

    Best Student Travel Insurance Plans in India

    Best Student Travel Insurance Plans in India Do you plan to travel abroad for higher studies? Do you have a good international college in mind, where you think you can take admission in? Have you looked at all the scholarships that the university is...
    Benefits of Buying a Travel Insurance Plan for Your Next Holiday

    Benefits of Buying a Travel Insurance Plan for Your Next Holiday

    Benefits of Buying a Travel Insurance Plan for Your Next Holiday Most of us love to travel. Exploring new lands and new cultures is always exciting. However, it does not take much time for a straightforward mishap to turn your entire trip’s fun i...
    Best Travel Insurance Companies in India

    Best Travel Insurance Companies in India

    Best Travel Insurance Companies in India Just the mere thought of travelling to a destination enthrals you and you cannot resist than planning around the vacation, which leaves you excited. Though travelling has its pros you cannot deny the fact tha...
    Domestic Travel Insurance Coverage & Benefits

    Domestic Travel Insurance Coverage & Benefits

    Domestic Travel Insurance Coverage & Benefits There are numerous insurance companies that are providing domestic insurance for traveling within India. But do you really think of domestic travel insurance as a compulsion and necessity and what ar...