Thanks to well-connected public transportation, traveling has become an everyday part of life. Even if you're traveling within the country, there are many emergencies you can face unexpectedly. From losing your wallet to delayed flight/rail, no one likes to be in the middle of such a crisis. These days, a lot of insurance companies offer customizable travel insurance in India. Thanks to domestic travel insurance, you can now prevent similar financial risks the next time you go on that vacation.
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Just like you get travel insurance before heading abroad, a domestic travel insurance plan is designed for travel throughout India to keep you and your loved ones safe. Most of these plans are available at very affordable premiums and can be easily bought without any complicated procedures. Covered benefits include compensation for baggage loss, flight delay, cashless hospitalization, and much more!
You can buy either a single trip travel insurance or annual multi-trip travel insurance, depending on the frequency of your trips. The latter is definitely cheaper and saves time for people who travel through India frequently. Not only do these domestic travel insurance policies provide you with needed assistance during an emergency, but their protection is also extended to your family and other dependents.
Make sure to keep the following points before you buy a domestic travel insurance policy:
Make sure to carefully read the plan’s policy wordings and other important facts, so that you’re not left stranded during an emergency. In case of any confusion, you can write to us at email@example.com.
There are many ways to buy a domestic travel insurance plan these days. It can be purchased online or by visiting a nearby office of the insurer. The process has been briefly explained here:
You can do so by visiting the official website of Policybazaar Insurance Brokers Private Limited. Alternatively, you can also do so by visiting the official website of the insurer. Take a look at these steps for more clarity:
The premium is calculated based on all the important information you provide. You can easily make the payment through different wallets, UPI, net banking and more depending on your insurer’s facilities.
You can use the branch locator to find the nearest office of the desired insurance provider. Alternatively, an insurance agent can also help with the proposal form and buying the policy. On visiting them, all you need to do is to fill up the proposal form provided and ask for any doubts before you purchase that policy. You can also call the insurer on their toll-free number and request details to proceed further.
The importance of having domestic travel insurance is slowly being recognized by many people. While we are willing to pay a lot more for the insurance plans when going outside the country, people often neglect the chances of something untoward happening to them in their own country.
With so many accidents, thefts, and sudden medical emergencies affecting people, it’s not unlikely that you'd face these too. Especially in case of baggage loss or cancellation, you can get the needed support in a new city. Here are some ways in which a domestic travel insurance plan protects you:
Many policies offer optional covers like child education bonuses, flight delay compensation, home burglary insurance, and a lot more. You can read more about these travel insurance plans and compare them online at Policybazaar.com
Wrapping It Up,
Many people are now opening their eyes to the importance of domestic travel insurance. With so many lockdowns and COVID-19 precautions, many people saw the benefits of a plan that covered their canceled trips and a lot more. Be it a natural calamity or a medical emergency, domestic travel insurance will surely be worth your money if at all you're in trouble during your journey!