Benefits of Travel Medical Insurance

Every time you plan a trip, it is highly likely that you carry some extra cash or other things in case of an emergency. But what most people forget is that there is something that can help them better than anything else- travel medical insurance. Keep reading to know more about this amazing facility!

Read more

Explore the world without any worries

Best Travel Insurance policies designed for all your needs.

Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

    Popular Destinations

    Add traveller(s) details
    Step 2/4
    Any Pre-Existing medical condition
    +Add another traveller
    Select trip dates
    Step 3/4
    You are just one step away
    Step 4/4
    This will help us to contact you for your policy details and in case of any policy related issues
    By clicking on "" you agree to our Privacy Policy and Terms Of Use

    Now covers COVID-19

    Why Travel Medical Insurance?

    Especially for trips abroad, there's no other thing as good as travel health insurance in case you find your health and convenience in a crisis. It is one of the most important requirements of almost every international vacation since many countries have mandatory travel health insurance requirements.

    Even when it is not necessary, this insurance will protect you with a wide coverage against many medical conditions and help you pay for their treatment while you're traveling. This will save you from depleting your emergency funds or any excessive money; there won’t be a need to cut your trip short or take drastic measures to deal with your situation.

    What Benefits to expect from your Travel Medical Insurance?

    No matter where you go, there's no guarantee that unforeseen incidents won't happen to you. In such cases, your best bet is overseas travel health insurance which will help you be prepared for any emergency medical expenses. From accidental injuries to urgent medical evacuation, you and your family will be covered for any contingencies while you're traveling in a foreign place. Here are some of the key benefits of your overseas travel insurance:

    Protects you from Losses while Travel

    Many plans offer you coverage against loss of personal belongings like checked-in baggage, your passport, wallet, important travel documents, and more. To prevent your additional expenses, your insurer offers some limited funds which you can use for these emergencies. For example, in case of baggage loss, you will be covered for the amount you spent on medicines, toiletries, and other necessities.

    Support for Important Documents and Travel Assistance 

    While on a vacation abroad, losing your passport will disturb your entire trip as it is a mandatory document that all foreign tourists need to carry to get past the authorities. Replacing it is both tiring and expensive. Your travel plan will help you by assisting you during this process as well as reimbursing you for the expenses you incurred while getting a duplicate. However, be aware of any deductibles that you will need to pay for. 

    Helps you with Medical Expenses 

    This is the key reason behind any travel insurance purchase. The most dreaded thing especially while you're away from your home is being sick or worse. To top that, you will have to pay higher prices in developed countries which may completely topple our budget and increase our sufferings. With overseas travel insurance, you can be reimbursed for many medical emergencies like dental treatment, bodily injuries, hospitalization, and more. What is more, these can be availed through cashless hospitalization facilities that most companies offer. 

    Covers Personal Liability while Traveling

    This is one of the most important benefits offered by your policy. Personal liability means any legal damages that you need to pay another person (third-party) because you were responsible for that damage or harm. These can be pretty hefty and your plan will help you pay for it as per the specified limit.     

    Covers Flight and other Booking-related Issues

    Many plans offer comprehensive benefits that also offer compensation in case of changes in your trip itinerary. These changes can be because of flight cancellation or delays, your own health issues, cancellation by your airline or hotel bookings. If any of these happen, your policy will compensate you for the losses or additional expenses you incur. Many plans even offer some relief in case of trip interruption or curtailment.

    These are only a few of the advantages offered by your travel health insurance. Depending on your insurer, you will have options to select your plans and the coverage they offer.

    How to buy the Best Travel Medical Insurance?

    Now that you’ve learned about a travel plan’s benefits, how should you go about finding the best travel insurance plan? Here are some important points to keep in mind before you make your purchase:

    • Decide the type of plan that suits you most. If you don't travel frequently, then stick to a single-trip plan. Otherwise, buy a multi-trip travel plan to save time and money.
    • You should buy a plan only after your itinerary is decided. This will give you an idea about the duration of the policy, which should be slightly more than your actual trip. This will give your insurer a fair idea about your requirements and any buffer period in case there are changes in your plan
    • Your plan will vary with the number of co-travelers. If you're going solo, then an individual plan is perfect for you. However, if you have parents or kids coming with you, you'll need to buy a family floater plan.
    • The purpose of your travel also makes a lot of difference. If you're going for a short tour, or a business trip, or educational purposes, you will need to state these reasons and buy plans accordingly.
    • Finally, don't forget to compare various plans on before you settle on one. It's important to trust the company and be aware of important points like their claim-settlement ratio, their reputation, and the time they take in settling them.

    Wrapping it up,

    Your trip is incomplete without a proper safeguard against any inconvenience which can disturb your budget. Not only do they have the potential to ruin any trip but also leave a huge dent in any middle-class person’s budget. The emotional and mental load it brings is another matter. The least you can do is put some money aside for a nominal premium while you’re budgeting the trip. This way, if anything does happen, let your insurer help you with any financial burdens that will come your way.

    You May Also Want to Know About

    Best Travel Insurance Policies in India

    Best Travel Insurance Policies in India

    Best Travel Insurance Policies in India When we talk about buying the best travel insurance plan, you’ll get a long list of travel insurance plans. This creates a lot of confusion. Even if you’ll ask any expert to name the best, you’ll probabl...
    Best Student Travel Insurance Plans in India

    Best Student Travel Insurance Plans in India

    Best Student Travel Insurance Plans in India Do you plan to travel abroad for higher studies? Then you must know the high airfares and other costs that you may face abroad. With student travel insurance, studying abroad can be stress-free without r...
    Benefits of Buying a Travel Insurance Plan for Your Next Holiday

    Benefits of Buying a Travel Insurance Plan for Your Next Holiday

    Benefits of Buying a Travel Insurance Plan for Your Next Holiday Most of us love to travel. Exploring new lands and new cultures is always exciting. However, it does not take much time for a straightforward mishap to turn your entire trip’s fun i...
    Domestic Travel Insurance Coverage & Benefits

    Domestic Travel Insurance Coverage & Benefits

    Domestic Travel Insurance Coverage & Benefits Numerous insurance companies are providing travel insurance for journeys within India. But do you think of buying travel insurance in India as a compulsion or necessity? Read on to know how is it ad...
    10 Best Travel Insurance Plans for Your New Year Travel

    10 Best Travel Insurance Plans for Your New Year Travel

    10 Best Travel Insurance Plans for Your New Year Travel Travel insurance can be taken for an international travel as well as domestic travel. Overseas medical and travel insurance can cover your medical expenses, personal accident. Read more ...