Travel Insurance
Travel Insurance
  • 1
  • 2
  • 3
  • 4
  • 5
When are you travelling?

Don’t worry you can change your trip dates at a later stage

How many people are travelling?

No. of travellers

Does the traveller have any pre-existing medical condition?

If the traveller have a known illness, injury or health condition like heart disease, diabetes, cancer etc which will help us cover you

Please select the travellers who have a pre-existing medical condition

Great! One last step to get your travel insurance plans
We will send you the policy document on this number
Get updates on WhatsApp
  • 1Destinations
  • 2Trip Date
  • 3Travellers
  • 4Medical
  • 5Contact
Travel without any worries, plans starting 30 per day*
Plans include global Covid-19 coverage

Popular Destinations

Schengen Countries
You can select multiple destinations
Get updates on WhatsApp
By clicking on "" you agree to our Privacy Policy and Terms Of Use

Now covers COVID-19

Just a minute!
Safety is not expensive, it's priceless!
Travel Insurance plans starting at just ₹30 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

We are rated
2.43 crore Policies sold
2.43 crore
Policies Sold
Instant Policy
Instant Policy
In 2 Minutes
Visa- Compliant
Visa- Compliant
All policies

What are the Pros and Cons of International Travel Insurance?

Buying international travel insurance is an important part of travelling abroad, however, some only buy it to meet mandatory entry requirements. Trip insurance protects you from many unexpected expenses, however, you should look at the complete picture and know all the pros and cons of overseas travel insurance.

Read more

Top Travel Insurance Plans

  • Individuals
  • Sr. Citizens
  • Students
Plans for an individual of 30 years age travelling to USA for 15 days

Is it Advisable to Get Travel Insurance?

You might think that because you already have a health plan, or because you're going on an organized tour with a large group, taking out additional insurance is unnecessary. But what happens if you have a medical emergency while you're away and there's no way to get back home? What if your tour company goes bankrupt and leaves you stranded? What if they don't provide any kind of service at all?

International travel insurance is designed to cover these kinds of situations—and more! It covers lost luggage and stolen property, as well as medical expenses incurred due to illness or injury during your trip. Since it's not tied to a specific tour company, it can be purchased even if you are travelling alone or without a group.

Pros of International Travel Insurance

Pros and Cons of International Travel Insurance

International travel insurance is a must when you're going abroad. Here are some of the best advantages of international travel insurance:

  • It can cover medical expenses and other costs if you're injured or become ill while travelling.
  • You'll be able to deal with unexpected expenses, such as lost luggage or flight cancellations.
  • It can cover you for any legal fees related to accidents that happen in another country where you're not supposed to be covered by your regular insurance provider.
  • It can cover your trip if there's an emergency back home that requires you to cut your trip short or cancel it altogether.
  • The benefits of overseas travel insurance can be extended to your family too.
  • Customisable plans (optional covers can be bought for specific protection).

Cons of International Travel Insurance

International travel insurance can be a lifesaver when you're away from home. It can help you avoid the need for emergency medical care, and it can help you get back on your feet after an accident. But there are some drawbacks to international travel insurance that you should be aware of before buying it. Let’s look at some major travel insurance cons:

  • Firstly, international travel insurance isn't cheap. The cost depends on the duration of your trip and where you're travelling, but it will likely cost you 4-12% of your trip expenses. If your trip is less than a week long, then this might not be too much money to spend on peace of mind—but if your trip is longer than a week or takes place in an expensive location like Europe or Asia, then this expense could quickly add up.
  • Second, overseas travel insurance doesn't cover everything—it only covers emergencies that happen while you're travelling outside of your home country. So if something happens while you're at home (such as damage to your car), then international travel insurance won't help at all.
  • Finally, many insurance companies require that their customers purchase coverage for certain types of events before they'll sell them any kind of policy, especially if they have pre-existing conditions or some other severe risks. The travel insurance premium is usually very high in such cases, or they need to buy specific plans like senior citizen travel insurance or covers for pre-existing diseases.
  • Another disadvantage is that international travel insurance isn't always available in every country—especially if you're travelling somewhere less developed or less tourist-friendly. This means that if you want international travel insurance, you'll need to do your research ahead of time so that you know which companies offer it in your destination country and how much coverage they offer.

While these are some international travel insurance disadvantages to consider, the advantages often overshadow these. Don't forget to read up on some of the top reasons people buy trip insurance.

Top Reasons to Buy International Travel Insurance

Here are some of the most common reasons people buy international travel health insurance:

  • You're going on a trip for more than a month or with a family
  • You’re travelling with family and have a lot of pre-paid expenses that can’t be refunded upon cancellation
  • You have an existing medical condition that could get worse while travelling (heart disease or diabetes, for instance)
  • Your co-traveller has a pre-existing condition (such as pregnancy) that will affect their ability to receive medical care while abroad

Over to You,

The pros and cons of international travel insurance will help you to make the best decisions when trying to buy insurance for your trip. While some countries don’t give us an option when it comes to buying trip insurance, you should always weigh your options and choose a plan accordingly. Even when it’s not compulsory to buy travel insurance, you’re better of with a plan rather than without.

Travel insurance articles

  • Recent Article
  • Popular Articles
02 Apr 2024

Is UPI Available Outside India?

Everybody is aware of the digital revolution brought about by UPI

Read more
21 Mar 2024

5 Things You Should Never Carry in Your Cabin Luggage

Airport security can be overwhelming for even the most frequent

Read more
14 Mar 2024

Difference between NRI, OCI and PIO

There’s hardly a country where Indians have not spread to. Be it

Read more
08 Mar 2024

Best International Cruise Trips from India

The idea of leisurely sea travel introduced the cruise to us in

Read more
05 Mar 2024

Best Countries to Visit in April 2024

April is when spring knocks at many countries' doors. April is

Read more
07 Apr 2022

Traveling Overseas? Credit Cards with Zero Foreign...

If you go abroad often, chances are that you prefer credit cards over carrying cash. However, using a domestic

Read more
21 Dec 2017

Best Travel Insurance Policies in India

When finding the best travel insurance plan, you’ll get a long list of travel insurance policies online. Even if

Read more
05 Feb 2024

Medicines to Carry While Travelling Abroad from India

Travelling abroad is an experience most people eagerly plan for. No matter how good a planner you are, there is

Read more
28 Dec 2021

The Best Credit Cards for Travellers in 2023

Gone are the days when you had to convert and carry bundles of cash before going on a trip abroad. If you're a

Read more
05 Jan 2018

When Do You Need Pre-Existing Coverage on Your Travel...

Your travel insurance policy would cover losses due to sudden medical emergencies, flight delays, and legal

Read more

STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale.

Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2024 | License category - Composite Broker | Contact Us | Legal and Admin Policies

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

View Plans